First-Time Home Buyer Guide

Why You Need an Agent

ATTENTION TO DETAIL

contract handling

BETTER HOME PRESENTATIONS

PRIVACY, CONFIDENTIALITY,FIDUCIARY DUTY

THEY KNOW WHAT TO LOOK FOR

SUPERIOR NEGOTIATING SKILLS SPEEDS UP CLOSING TIME

When choosing The Payne Team to represent you, you’ll have someone by your side every step of the way, giving you the insights and information you need to have confidence in your decision.

The Payne Team will:

Meet with you to discuss your needs and goals, and to plan your property search. Help you get pre-approved and establish your budget Show you properties that meet your criteria Keep you informed of the new properties that come on the market Work with you until you find the right home Help you determine your offer Negotiate the offer and contract in your best interests Facilitate the home inspection and negotiation process Prepare you for closing and associated costs. Keep you updated on the progress of your transaction every step of the way.

Your Home Search Begins

Buying a home is one of life’s biggest investments and most exciting adventures. The Payne Team RE is your partner in the process, guiding you along the way to make your experience smooth and successful.

This First Time Home Buyer Guide includes helpful information to get you started: The Purchasing Process Pre-Approval What loan is best for you Your home search Making an offer Closing on your home Close the deal

Renter vs. Owner Buying is cheaper than renting in the long-term It’s an investment, where as renting is cash down the drain.

Mortgage payments build equity House payments never change

The Average Mortgage payment in Salisbury, MD For a 3 Bedroom 2 Bathroom home is $1,326 The Average Renting payment in Salisbury, MD for a 3 Bedroom is $1,595 Zumper.com

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