Holland & Usry, P.A. - October 2022

THE CLIENT CALLS THE SHOTS Achieving a Settlement and Medical Bill Reduction

Per the recommendation of her good friend, Lisa Owens, a longtime team member at our firm, Tracey sought our help. Like too many people in our society, Tracey sustained injuries resulting from the negligence of a distracted driver who caused a car accident near Spartanburg. While Tracey was working as a driving instructor and teaching a new driver how to master a three-point turn on a clear road, a Chevy pickup came flying out of nowhere. As the truck roared up on Tracey, the driver was looking down at the floor and plowed into the rear end of Tracey’s car, breaking her right arm. The crash had devastating financial effects. It left her with a disabled arm, meaning she certainly couldn’t work as a driving instructor and was also unable to work her second job. To make matters worse, Tracey’s husband was also out of work, recovering from a serious cancer operation.

At the time, Tracey did not carry health insurance and didn’t qualify for workers’ compensation. She needed the best financial recovery she could get and fast — the bills were piling up! We got to work quickly, and less than three weeks after we got all her medical evidence, we sent a letter to the at-fault driver’s insurance company requesting settlement. Our “demand letter” was a five-page detailed summary of all she went through from the crash. It included all her medical evidence, lost wages, and an honest, thorough description of her pain and suffering. The biggest surprise and relief for Tracey came when we got her biggest medical bill dramatically reduced from nearly $24,000 (over 80% of her total medical bills) to $1,500. As for Tracey’s total settlement, we probably could have gotten more money if we’d held out and filed a lawsuit. But that wasn’t her goal. She didn’t need time; she needed money now to catch up on her bills. We focused on achieving what she wanted, not what we wanted. After all, Tracey’s the boss! I’m thankful we were able to get her family back on their feet with a $75,000 settlement. That’s why we feel so good about what we do!

Past outcomes don’t guarantee future results. Every case is different, and all cases depend on unique facts and laws.

Good News

Pumpkin Pie Parfaits

“May the God of hope fill you with all joy and peace in believing, so that by the power of the Holy Spirit you may abound in hope.” –Romans 15:13 “Blessed are the poor in spirit, for theirs is the kingdom of heaven.” –Matthew 5:3

Inspired by Kenarry.com

Ingredients

3.4 oz instant vanilla pudding mix

• 1/4 tsp nutmeg • 1/8 tsp ground cloves • 1 cup vanilla sandwich cookies • 8 oz whipped topping

• 2 cups cold milk • • 1/2 tsp cinnamon

15-oz can pumpkin purée

Directions 1. In a large bowl, whisk together pudding mix and milk. Let sit for 5 minutes, then stir in pumpkin purée, cinnamon, nutmeg, and ground cloves. 2. In a blender or food processor, crush vanilla sandwich cookies into crumbs. 3. In small jars or glasses, place cookie crumbs on bottom, then pumpkin mixture, then whipped topping. Repeat these layers twice and end with cookie crumbs. 4. Chill until ready to serve!

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