RESOLVE TO SAVE ON TUITION HOW TO GET A JUMP ON COLLEGE PLANNING IN 2019
Organize Your Assets
For those working on their New Year’s resolutions, we wish you the best of luck! We’re big fans of making plans and setting goals here at The College Money Guys — it’s kind of our job! In fact, for parents who have juniors or sophomores in high school, we have some suggested resolutions you can add to your list to make college more affordable. The last thing you want is for your student to build the list of schools they want to apply to based solely off of marketing materials and word of mouth. One of these colleges is where they might spend the next four years of their life; they should get a feel for the campus in person. Furthermore, visiting these schools gives you the chance to ask their admissions departments questions directly, such as the average amount of need-based aid they give out each year. Visit Colleges This Year
get organized now, even if it’s just outlining the parts of the process you understand versus those you don’t, you’ll be miles ahead of other families around the country. The earlier you start, the easier and more effective your search for affordable colleges will be.
Some families don’t realize that the amount of aid they receive isn’t just determined by their wealth, but how that wealth is organized. Certain assets and holdings are counted seven times more in the formulas used by the federal government to determine need. Our team can help you understand this formula and help you take control of the process, ensuring the money you’re saving for your student’s education is in the right place.
Don’t Procrastinate
It may sound simple, but procrastination is the root of so many of the problems we see in college finance. College may still seem like it’s a world away for your student, but ask anyone who has a senior in high school — those deadlines come up fast. By taking the time to
CHICKEN CHOP SUEY
HAVE A LAUGH
Inspired by The New York Times
INGREDIENTS • 2 large or 4 medium chicken thighs • 3 pounds bok choy, cut into 3–4-inch ribbons
• 2 teaspoons sugar • 2 tablespoons cornstarch,
• 4 tablespoons vegetable oil • 3 tablespoons oyster sauce INSTRUCTIONS 1. In large pot, boil three cups of water. Add chicken and reduce to simmer, cooking for 30 minutes. Remove chicken and let cool. Once cooled, remove skin and bones, chop, and set aside. Reserve the cooking liquid. 2. In a large skillet over high heat, heat vegetable oil. Once simmering, add bok choy and cook for 1 minute, stirring throughout. Add half of reserved cooking liquid, cover skillet, and cook for 2 minutes. Remove cover and cook for an additional 5 minutes. Transfer bok choy to a plate. 3. Add remaining cooking liquid and chicken to the pan, maintaining high heat. Heat chicken, then add oyster sauce, sugar, cornstarch-and-water mixture, sesame oil, and bok choy. Season to taste, toss together, and serve over rice. mixed with 4 tablespoons water • 2 teaspoons toasted sesame oil • Salt and pepper, to taste
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