SREIT 2024 Annual Report

Our primary needs for liquidity and capital resources are to fund our investments, to make distributions to our stockholders, to repurchase shares of our common stock pursuant to our share repurchase plan, to pay our offering and operating expenses and capital expenditures and to pay debt service on the outstanding indebtedness we incur. Our operating expenses include, among other things, fees and expenses related to managing our properties and other investments, the management fee we pay to the Advisor (to the extent the Advisor elects to receive the management fee in cash), the performance participation allocation that the Operating Partnership will pay to the Special Limited Partner (to the extent that the Special Limited Partner elects to receive the performance participation allocation in cash) and general corporate expenses. Our cash needs for acquisitions and other investments will be funded primarily from the sale of shares of our common stock and through the assumption or incurrence of debt. For the year ended December 31, 2024, we raised $0.2 billion of gross proceeds in our public offering. In addition, for the year ended December 31, 2024, we have repurchased $1.1 billion in shares of our common stock under our share repurchase plan. Other potential future sources of capital include secured or unsecured financings from banks or other lenders and proceeds from the sale of assets and investments in real estate-related debt securities. If necessary, we may use financings or other sources of capital in the event of unforeseen significant capital expenditures. From inception through December 31, 2024, our distributions have been entirely funded from cash flow from operating activities. The following table is a summary of our indebtedness as of December 31, 2024 and 2023 ($ in thousands):

Principal Balance Outstanding (3)(4)

Weighted Average Interest Rate (1)

Weighted Average Maturity Date (2)

Maximum Facility Size

December 31, 2024

December 31, 2023

Indebtedness

Fixed rate loans

Fixed rate mortgages

3.09% April 2031

N/A $ 2,978,914 $ 3,049,322

Total fixed rate loans

2,978,914

3,049,322

Variable rate loans

Floating rate mortgages

B + 1.83% September 2027 N/A B + 2.25% December 2025 $164,152 B + 2.50% January 2027 $150,000

9,658,934 164,152

9,893,894 165,000

Variable rate secured credit facility (5) Senior secured revolving credit facility (6) Total loans secured by the Company’s properties Total variable rate loans Secured financings on investments in real estate debt

9,823,086 10,058,894

12,802,000 13,108,216

B + 2.82% June 2027 $ 468,082 B + 2.50% May 2027 $1,550,000

468,082 1,362,000

763,579 907,500

Unsecured line of credit (7) Total Indebtedness

$ 14,632,082 $ 14,779,295

(1) The symbol “B” refers to the relevant floating benchmark rates, which includes one-month SOFR, NYFED 30 day SOFR, three-month EURIBOR and three-month CIBOR, as applicable to each loan. (2) For loans where we, at our own discretion, have extension options, the maximum maturity date has been assumed. (3) The majority of our mortgages contain prepayment provisions including (but not limited to) lockout periods, yield or spread maintenance provisions and fixed penalties. (4) Excludes a $12.6 million mortgage loan on a property classified as held-for-sale as of December 31, 2024. As of December 31, 2023, there were no properties, and their related mortgage loans, that met the criteria to be classified as held-for-sale. (5) The repayment of the variable rate secured credit facility is guaranteed by the Operating Partnership. (6) The repayment of the senior secured revolving credit facility is secured by pledges of ownership interests in holding companies that are directly under the Operating Partnership. (7) The repayment of the line of credit facility is guaranteed by us. During the period from January 1, 2025 through March 21, 2025, we repurchased $0.1 billion of common stock under our share repurchase plan. In January 2025, we received repurchase requests in excess of the 0.33% monthly limit. As per the terms of our share repurchase plan, we honored all repurchase requests for January 2025 on a pro rata basis up to the 0.33% monthly limitation. As such, approximately 4% of each stockholder’s January repurchase request was satisfied. In February 2025, we received repurchase requests in excess of the 0.33% monthly limit. As per the terms of our share repurchase plan, we honored all repurchase requests for February 2025 on a pro rata basis up to the 0.33% monthly limitation. As such, approximately 4% of each stockholder’s February repurchase request was satisfied.

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