The Jacci Group is a dynamic real estate team delivering customized concierge-style real estate service and unparalleled expertise. With more than 25 years' experience, this well-rounded team excels at the business of real estate, but it's their hands-on, personalized guidance that makes all the difference for buyers and sellers.
lifestyle Concierge Real Estate to Fit Your
THE JACCI GROUP IS PROUDLY RECOGNIZED BY THE HOUSTON BUSINESS JOURNAL AND REALTRENDS 2023 AS A TOP REAL ESTATE TEAM
WHO WE ARE
MEET OUR DEDICATED TEAM The Jacci Group
The Jacci Group is a dynamic North Houston real estate team, delivering customized concierge-style real estate service and unparalleled expertise. With more than 25 years' experience, this well-rounded team excels at the business of real estate, but it's their hands-on, personalized guidance that makes all the difference for buyers and sellers. Specializing in The Woodlands and surrounding areas — including Spring, Tomball, Conroe, Magnolia, Montgomery, Lake Conroe, Houston and Katy — the Jacci Group offers sound real estate advice so that clients can exceed both lifestyle and financial objectives. Team members work hard to educate and empower everyone, from first-timers to seasoned investors. It's this kind of individualized attention that has earned the team numerous industry accolades, including being ranked a Top Luxury Real Estate Team by the Houston Business Journal and featured on RealTrend's 2023 List of Top Small Teams in Texas. More importantly, it's an approach that's garnered decades of enthusiastic recommendations from a loyal clientele. The Jacci Group is proud to be recognized as a Founding Compass Team in The Woodlands.
WHO WE ARE
Success Stories WHAT OUR CLIENTS ARE SAYING
“My husband and I worked with Jacci for buying our first home! Jacci has been a family friend for over 20 years. She was professional, responsive to emails/texts, trustworthy, and never missed a beat! There’s no one else we would trust to help us find our first home. She was patient in educating us and helping us understand the process from the first showing to closing. She even gave us a gift at closing - a Home Depot bucket with a water hose, ant killer, gardening gloves, and a box of trash bags - perfect for first time homeowners! We can’t recommend Jacci and her team enough!!”
CHRIS & MORGAN
“Jacci was absolutely fantastic throughout the entire process of buying our home. We worked virtually to complete all the paperwork which comes with home buying. Jacci was able to answer all our questions in detail -- so helpful! If you need a realtor my husband and I highly recommend Jacci and her team. Thank you for making this a pleasant experience! We will be in our new home soon!”
JOHN & LINDA
WHO WE ARE
TEAM LEADER & FOUNDER Jacci Kilgore is the president of the Jacci Group at Compass — a powerhouse collective focused on savvy negotiations and unparalleled attention to detail. She began her professional life as a securities broker and financial advisor, which allowed her to transition seamlessly into the role of a skilled real estate guide. She's earned an impressive number of industry certifications, including the Graduate, Realtor Institute (GRI) designation, that demonstrates her commitment to perfecting her real estate acumen. Jacci bought her first house when she was just 19 years old, so she also brings a wealth of personal, practical experience as an owner and investor. It's no surprise her success has been recognized with a long list of accolades, including being named a Top Luxury Real Estate Team by the Houston Business Journal and included on RealTrend's 2023 List of Top Small Teams in Texas. Get to Know Jacci
jacci@jacci.com 832.771.7400 www.jacci.com
To give real service, you must add something which cannot be bought or measured with money, and that is sincerity and integrity.
JACCI KILGORE
WHO WE ARE
With over 10 years of banking, insurance and residential lending experience, Kristina Quintanilla offers a deep understanding of real estate transactions' complexities. Originally from Dayton, Ohio, Kristina moved to San Antonio, Texas, where she earned a Bachelor of Arts in Criminology from St. Mary’s University and a Master’s in Public Administration from The University of Texas at San Antonio. Her diverse background, professional experience and education has equipped her with the skills needed to manage sensitive transactions while upholding the highest standards of accuracy and efficiency. Her proven attention to detail and commitment to ensuring every client has a seamless experience with The Jacci Group, makes her a huge asset. MEET YOUR REAL ESTATE CONCIERGE Seamless Transactions
KRISTINA QUINTANILLA Operations Assistant kristina@jacci.com 936.689.8815 www.jacci.com
CL I ENT RELAT IONS
TRANSACTION COORDINATOR
CONC I ERGE SERV I CE
WHO WE ARE
INTERFAITH OF THE WOODLANDS, INTERFAITH COMMUNITY CLINIC OF THE WOODLANDS, DRESS FOR SUCCESS HOUSTON, HOUSTON FOOD BANK, MONTGOMERY COUNTY FOOD BANK, MONTGOMERY MEALS ON WHEELS, CHILDREN'S BOOKS ON WHEELS, CONROE ISD, MONTGOMERY ISD, MONTGOMERY COUNTY ANIMAL SHELTER, JUNIOR LEAGUE OF THE WOODLANDS, SLEEP IN HEAVENLY PEACE, MEALS FOR KIDS Giving back to our beloved community is something very important to our team - both professionally and personally. We are passionate about creating opportunities to help those around us. Over the years, our team has prioritized volunteering at local charities, collecting goods for those in need, hosting events that benefit the underserved and at Compass, every transaction will contribute to a donation in your community. Listed below are just a handful of non-profit organizations that we collaborate with: GIVING BACK WITH EACH TRANSACTION Uplifting Our Community
THE JACCI GROUP
The Woodlands area is one of the most desirable real estate markets, and I know that navigating the buying process can seem challenging. However, with my expertise, breadth of knowledge, and national network, you are in dedicated and trustworthy hands. I will guide and advise you during every step of the buying process.
How I support buyers:
Provide real-time market insights Use my knowledge of on and off market listings to find homes that meet your criteria Share local expertise and tours of the area Help build your "buyers team" by connecting you with trusted financing organizations, vendors, etc In a competitive market, I can help get your offer accepted
PROVEN SUCCESS
“The Jacci Group went above and beyond every step of the way. As a first time homebuyer, Jacci Kilgore made the process very streamlined and answered all my questions. She communicated and coordinated with the builder to make sure no detail was overlooked. Highly recommend!”
Let me show you why our team is the right fit for you.
GREATER NORTH HOUSTON SUBURBS
AREAS SERVICED
The Woodlands Spring Magnolia
Tomball Conroe Willis Montgomery Houston Katy
WHO WE SERVE
From first-time buyers learning the ins and outs of home buying, to the experienced homeowner dealing with their latest transfer, the Jacci Group offers unparalleled personal service, attention, and serious expertise.
WHAT TO EXPECT
THINGS TO EXPECT AND AVOID The Loan Process
Try to Avoid:
10 Questions to Ask your Lender: 1.How much can I borrow to buy a home? 2.How much money do I need to put down? 3.What's the interest rate? What's the difference between a fixed- rate and an adjustable-rate mortgage? 4. 5.How many points does the rate include? 6.When can I lock in the interest rate? 7.What are my estimated closing costs? Are there additional costs/fees that I should know about? 8. 9.Can you estimate when closing will be? 10.What could delay my closing?
Making large cash deposits without documentation Making large purchases on your credit cards Co-signing a loan for anyone Changing bank accounts Applying for new credit cards Gaps in employment
Do's & Don'ts
Don’t Change Jobs Don’t Make Major Purchases Don’t Cancel your credit cards Don’t Change Banks Do keep paying your bills Do keep your personal documents handy Do read your disclosures Do Avoid overdraft fees on bank account Stay in touch with your lender!
Expect to:
Submit paystubs Submit bank statements (complete with all pages) Keep copies of all documents submitted to processing Continue to pay all your debt and loans on time Call your loan officer with questions or concerns
WHAT TO EXPECT
The Process
01
03
04
FIND YOUR AGENT
VISIT PROPERTIES
SUBMIT AN OFFER AND NEGOTIATE Once you identify a home you like, you can put in an offer, which is an agreement to pay a certain price for the home. This offer is packaged with a Proof of Funds (POF) and Pre- Approval Letter. Note: if your offer is lower than the list price or with terms not acceptable to the seller, the seller can return with a counter-offer price or acceptable terms, which you can accept, reject, or make another counter offer. I will provide advice throughout.
Set up a time to sit down with me to discuss the neighborhoods you're considering and how I can help guide your search.
Now is the time to consider your ideal home's location and amenities. You will attend viewings and open houses spanning a range of areas and property types. Additionally, I will activate notifications for exclusive Coming Soon and Off- Market properties as they hit the market.
02
GET PRE-QUALIFIED
Before beginning your search, your first step is to get pre- approved for a mortgage loan (unless you will be paying the full price of your home in cash). I can recommend mortgage brokers. Based on your income and credit history, the mortgage broker will determine how much a bank will lend you, which will help determine the price range for your search.
06
08
LOAN AND APPRAISAL
CLOS I NG
Organize an appraisal with your bank. Your completed mortgage application with all supporting documentation should be submitted to your chosen lender upon receipt of the fully signed Purchase Agreement. The bank then issues loan approval. Consequently, you'll wire the closing funds with the homeowner's insurance in place, and then the loan will be funded with clearance to close.
Once all the conditions of the contract have been satisfied, the closing is held. The closing documents are signed, and as soon as the loan has funded, you received the keys to your new home!
05
HOME INSPECTIONS
It is the buyer's duty to select all desired inspections and determine the overall condition of the property within the agreed timeline and contractual contingencies. You will also review the disclosures and preliminary title report. You may approve or negotiate credits/repairs. Prior to closing, remember to schedule a final walk-thru of the property to verify property is still in acceptable condition and any negotiated repairs were done.
09
WELCOME HOME!
Congratulations! You are now a homeowner.
07
FINAL WALKTHROUGH
A final walkthrough of the property is scheduled and completed just before closing. The walkthrough confirms that no damage has been done to the home since the time of inspection and that the major systems and appliances are in working order.
WHAT WE DO
One Unified Dashboard
TO STREAMLINE YOUR SEARCH
Search Search listings only available
at Compass from your dashboard and effortlessly favorite, share, and comment on properties you love.
Collaborate Collaborate using Collections, where you can explore and organize properties, track new listings and price updates, and easily request home tours. Close I’ll share upcoming steps and dates, tasks to check-off, and documents and resources, keeping you informed and organized as I guide you to closing. Own Even after closing, you can stay connected with me long after the transaction. I’ll keep you updated on market trends and provide ongoing guidance on homeownership.
WHAT WE DO
Compass is a coast-to-coast referral network that now covers 45% of the country's population. We have access to the best digital platform to make your buying or selling journey simple and stress-free. We'll formulate the best strategy and guide you through every step of the transaction for a successful real estate experience. Knowledge of a Local Agent POWER OF A NATIONAL NETWORK
$230+ B I LL ION
AGENTS 28K+
2022 GROSS TRANSACTION VALUE . *
NATIONWIDE ACROSS OVER 72 MARKETS . *
*Closed sales and rental transactions as of 8/30/23 (internal and external) **Agents are defined as all licensed agents on the Compass platform as of 6/2023
WHAT WE DO
The Galerie
COLLECTIONS FOR EVERY LIFESTYLE
Our collection of “lifestyles” have been developed to suit buyers every need. Whether they're an empty-nester wanting to downsize or looking to purchase their first home nearby prominent schools, we work hard to educate and empower everyone.
N O T E S
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