IS THIS WORTH IT? A Home Warranty, Beneficial for Sellers and Buyers
• Often provides unlimited service call requests that are available 24/7 • Puts the home under warranty for a year (sometimes more) following the date of closing • Offers peace of mind for the homeowner with no surprise repair expenses The benefits of a home warranty for a seller include: • Protects the seller from needing to pay for any repairs while the home is listed for sale • Provides budget protection from surprise repairs • Offers peace of mind for the seller • Encourages buyers to submit their highest possible bids and offers • Prevents the sale from being postponed due to any appliance or home system breakdowns Because it’s nearly impossible to predict when an appliance or major home system will fail, home warranties offer a safety net for both buyers and sellers. Nobody wants to wake up three months after purchasing their home, just to find that their A/C unit suddenly quit! If it’s protected by a home warranty, you have nothing to worry about! The law firm of Merlino & Gonzalez specializes in real estate law and serves clients in Staten Island, New York. If you have any questions or concerns about your home warranty, give us a call today! We can help.
Your offer on your new home has been accepted, and you’re in the process of securing your financing and working out all of the other details of the deal. What an exciting time! Next thing you know, you’re offered a home warranty. But what exactly is a home warranty? Is it the same as an insurance policy? Whether your new home is new construction or an older home, you’ll likely be offered a home warranty to protect you against unexpected expenses and repairs to your house. While a home warranty is not the same thing as an insurance policy, it acts similarly, since it’s a contract between the homeowner and home warranty company to protect against large home system and appliance damages. If your oven, air conditioner, dishwasher, or electrical system breaks — and is covered under your home warranty — you’re safe. The difference between a home warranty and homeowners insurance policy is that the insurance protects the homeowner against damages caused by natural forces, such as storms that result in hail damage, roof damage, or fire damage. A home warranty will cover repair costs for appliances and home systems that break down as a result of regular usage. The benefits of a home warranty for a buyer include: • Protects the new homeowner from costly and unbudgeted repairs for all covered items • Offers a resource for local and qualified repair professionals
MICHELE’S RECIPE CORNER
SUDOKU
MOUTHWATERING SOUTHERN BBQ
Summer isn’t complete without some Southern BBQ!
INGREDIENTS
• 18 oz barbecue sauce • 2 tbsp Worcestershire sauce • 1 tbsp hot pepper sauce • 10 hamburger buns, split • Deli coleslaw (optional)
• 3 lbs boneless pork loin roast, trimmed
• 1 cup water • 1/2 tsp salt • 1 tbsp pepper • 1/4 cup brown sugar
DIRECTIONS
1. In a 4-quart slow cooker, add the roast and 1 cup of water. 2. Cover and cook the roast on high for 7 hours or until tender. 3. Once tender, shred the meat. 4. Return the shredded meat to the slow cooker. Stir in salt, pepper, brown sugar, barbecue sauce, Worcestershire, and hot pepper sauce. 5. Cover and cook on the lowest setting for an hour. 6. When finished, serve barbecue on buns with coleslaw (optional).
Inspired by JustAPinch.com
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