pension pots accrued through our careers until retirement. This means that in order to provide guidance or to give holistic financial advice, comprehensive information is needed on clients’ pension data through a simple, cost-effective and secure online system. Rafferty said: “Ensuring that we, the industry, are ready and capable to deliver what is required to ensure best outcomes for consumers, is Origo’s ethos. Whether the decision is to start with a single government-backed dashboard, or with multiple dashboards - it is imperative that the underlying infrastructure, the plumbing, be developed with an eye to future demand and requirements, and be maintained in a cost-effective and efficient way that consistently delivers sensitive information securely.
“Engendering and demonstrating trust and reliability to users will determine the success of the Pensions Dashboard.”
Back to Contents
Pensions Dashboard successfully tested for 15 million consumers 13 June 2018
Origo has successfully scale tested for the anticipated usage by 15 million active consumers finding their pensions via a Pensions Dashboard.
This target was identified through its industry research which estimated there could be 15 million consumers accessing and using their Pensions Dashboard.
A vital aspect of Origo's scalability testing has been to analyse the performance and stability of the 'find' process at high volume. With consumer consent this process orchestrates the calls to all providers who check if they have a matching policy for the consumer.
Kenneth May, Chief Architect at Origo says:
“We have bench-marked our solution against example test scenarios and factors, including:
▪
A 15 million user population
▪ 80% of these users active on Pensions Dashboard(s) on a given day ▪ Invoking an additional ‘find’ request every 30 days ▪ 200 pension provider systems (or ‘end points’) in the ecosystem
Averaged out over a day, this requires a throughput of just over 1,000 transactions per second to deal with incoming traffic from the Dashboard(s) and to collate responses from pension providers.
We have tested at more than double this rate to ensure that we can cope with typical usage patterns which have significant peaks during the working day. Our test results give us confidence that we can reliably achieve, exceed and sustain the required throughput and provide a robust low-latency service.”
Anthony Rafferty, Managing Director, Origo adds:
“We are delighted with the progress we’re making on behalf of consumers. Our recent testing has proven that the solution scales.
One of the main concerns of those responsible for delivery of this critical project is the sheer complexity in scaling up the central IT infrastructure to deal with this anticipated volume of consumers. It is vital that this is achieved securely, efficiently and at acceptable cost to Government and industry stakeholders. Our offering is underpinned by highly scalable world-class technology which orchestrates the finding of pensions securely. It also provides centralised authorisation services to enable dashboard access to the pensions which are found and includes advanced features such as Delegated Authority (access) for advisers, guidance bodies and other trusted parties.
The Chartered Institute of Payroll Professionals
Payroll: need to know
cipp.org.uk
Page 560 of 598
Made with FlippingBook - Online magazine maker