Frontwave Briefing | Second Quarter 2024

Second Quarter 2024

frontwavecu.com

What’s better than free financial education? Getting it from the comfort of your couch! Simply visit frontwavecu.com/workshops to register for any of our no-cost, no-obligation virtual workshops. Upcoming Financial Workshops Social Security and Retirement Regardless of when you plan to retire, Social Security will likely be an important part of the road ahead. Determining when to begin benefits could be one of the biggest financial decisions you face, and there are key issues to consider. Join us to learn more about your Social Security benefits and discuss the role they play when setting a clear direction for your financial future. • Wednesday, June 19 @ 6:00pm PST Women and Investing The road to financial success can be bumpy, but women face unique barriers that make it more difficult to achieve. Whether you are launching a new business, having children, or starting a new job, understanding the financial landscape will help every woman take control of their financial future. • Wednesday, May 22 @ 6:00pm PST

Road to Retirement Are you ready to retire? You might be prepared for the financial transition, but you’ll experience lifestyle and emotional transitions as well. We can help you understand these upcoming changes and provide the information you need to better prepare for this exciting season of your life. In this session, you will learn the answers to your questions, including: • How do I get the most from my pension and Social Security? • How should I invest to generate income during my retirement? • How can I make sure that I can meet my health care needs? • What sources of income should I draw upon and when? • Wednesday, May 1 @ 6:00pm PST

How to Navigate a Bear Market Markets are cyclical and continuously fluctuate. Most experts agree that we will soon be in the midst of a bear market. It may be weeks or months, but the signs are there. You should know how to handle these hard financial times and navigating depends on where you are in your financial journey. Someone in their 20’s and has just started saving will have a much different strategy than some who is just about to retire. Bear markets are concerning, but they can also lead to financial opportunities if you know where to look. In this webinar you will learn how to survive and possibly benefit from a bear market regardless of your stage in life.

• Wednesday, June 5 @ 6:00pm PST

UPCOMING HOLIDAYS

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STATISTICAL REPORT As of March 31, 2024 Members: 123,240 Assets: $1,538,519,726 Total Shares: $1,208,107,394 Loans Outstanding: $929,905,059

Frontwave will be closed in observance of the following holidays this quarter:

Express Line 800.829.7676 Member Solution Center 760.631.8700 or 800.736.4500 Mon-Fri: 7am – 6pm, Sat: 9am – 4pm Autoland 800.234.6999 Enterprise Car Sales 800.CAR.SALES GreenPath Financial Wellness 877.337.3399 Frontwave Investment Services 760.439.6960 Frontwave Insurance Services, LLC 844.788.0820

Memorial Day Monday, May 27, 2024 Juneteenth Wednesday, June 19, 2024

As always, Express Line, Online Banking, Mobile Banking, and ATM services are available to you 24/7.

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