Spotlight_Vol 24_Issue_2

“Strategically analyzing real estate market trends for informed investment decisions involves a holistic approach. Start with thorough market research encompassing reports, demographic shifts, and economic indicators to grasp supply-demand dynamics, job growth, and infrastructure developments influencing property values. Assess both local implications and national influences, considering interest rates, governmental policies, and specific neighborhood data like crime rates and school quality. Furthermore, differentiate between property types and segments, evaluating residential, commercial, and industrial sectors while identifying high-growth areas or undervalued niches for potential investment. Historical performance reviews, forecasting models, and risk assessments are essential in predicting future market movements and understanding potential risks. Engaging with industry professionals, networking, and leveraging expert insights provide valuable perspectives. It’s important to conduct comprehensive financial analyses, assessing ROI, cash flow projections, and potential appreciation. Develop a clear long-term strategy aligned with your investment goals, remaining adaptable to market shifts and emerging trends to maximize profitability and asset value over time.” Nate Biccard from Icons Of Real Estate What are the advantages and risks associated with P2P lending? “There are many benefits of P2P lending. P2P lending provides borrowers with access to diverse loan options, fostering financial flexibility. It allows for a direct connection between borrowers and lenders, potentially resulting in more favorable loan terms compared to traditional lending sources. P2P lending comes with inherent risks, including the possibility of borrower defaults. The unsecured nature of P2P loans means there is no collateral for recovery in case of default. Economic downturns, market volatility, and platform-related risks are also factors to consider.” Credgenics Team from Credgenics What measures can I take to safeguard my property against unlawful tenants or terminate an expired lease agreement? “Here are the measures we at Managedbnbs do to safeguard our landlords: Thorough Tenant Screening, aka Vetting: Conduct comprehensive checks on potential tenants, including

Reviews, identity, credit history, and references, to identify any red flags. Regular Property Inspections: Regularly inspect your property to ensure proper maintenance and no unauthorized occupancy.” Legal Eviction Process: For tenants refusing to leave post-expiration or after significant violations, initiate a legal eviction process following your jurisdiction’s laws. Security Measures: Implement security systems like surveillance cameras and secure locks. Professional Property Management: Consider hiring a firm like Managed BnBs to handle tenant screening, agreements, inspections, and legal matters.

Stay Informed and Insured: Keep updated on local tenancy laws and maintain adequate property insurance.

Building a positive relationship with tenants can also facilitate smoother management and issue resolution. Always consult a legal expert for advice tailored to your specific situation and location.” Andrew from ManagedBnbs What should I consider when selecting an investment fund? “Both a quantitative and qualitative analysis are required when selecting an investment fund. Evaluating quality begins with assessing the Portfolio Manager’s experience, reputation, alignment with investors’ interests (if compensation is tied to performance), and track record, with an ideal PM possessing strong scores in all these areas. In the fund factsheet, checking the weighting of the fund’s top 10 holdings shows the degree of risk concentration, while costs are measured using the total expense ratio (TER, i.e., overall running costs as a percentage of the fund’s assets). Quantitative analysis involves examining ratios based on historical returns. The starting point is checking the duration of the historical returns and whether the same PM has been in charge throughout that period. It’s also important to verify whether the historical returns cited are live or “back tested” (i.e., simulated). To measure

SPOTLIGHT ON BUSINESS MAGAZINE • VOL 24 ISSUE 2 37

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