Spotlight_Vol 24_Issue_2

difficult times. It makes sense to diversify your investing portfolio beyond real estate to include bonds, equities, and money market products. Money market assets, for instance, provide stability and liquidity, making them an essential part of a comprehensive investment plan. Your investment strategy should include money market instruments to reduce risk and guarantee that you will always have access to liquid funds. This will operate as a buffer against market downturns and maintain your real estate holdings for their complete value. In order to maintain financial stability during trying times, emergency reserves and reserve accounts should be established in order to meet unforeseen costs or spells of unemployment. Seeking the counsel of seasoned real estate professionals is a smart idea. These professionals include financial advisors, attorneys, and property managers. They can offer direction and experience in navigating unstable market conditions and putting into practice efficient risk mitigation strategies catered to your investment objectives. All things considered, by adopting a proactive and varied approach to protecting your real estate assets, you may weather financial storms and achieve long-term success in a turbulent real estate market. Esha Singhania from Investopmoney.com In the diverse world of real estate investment, various strategies cater to different goals and levels of involvement. For some, investing in rental properties offers a steady stream of income, while others might find success in the dynamic and often fast-paced world of house flipping, quickly renovating, and selling properties for profit. Each approach demands a unique set of skills and market knowledge. For instance, while house flipping requires an eye for potential and a knack for timely renovations, long-term property investment leans more on consistent management and tenant relations. Regardless of the path chosen, the key lies in adapting to market trends, understanding local real estate dynamics, and learning from each venture to refine your strategy continually. Real estate investment is a continuous learning process. As you dive into real estate investment, it’s smart to learn from a mix of sources. You can tap into real estate podcasts and videos along with classic options like books and seminars. These are great for picking up tips from experts and hearing stories from people who’ve been there. Mixing up these different ways of learning will give you a better grip on the ins and outs of real estate, helping you make smarter choices for your investments. Finding the right balance between improving your property through smart management while keeping an eye on what’s happening in the market and having good insurance to keep your property safe. By applying the expert’s advice, you can confidently explore the real estate game, making informed decisions that set the stage for long-term success.

the fund’s historical average annual returns, investors use the geometric mean, accounting for compounding, to determine the compound annual growth rate (CAGR). Volatility, a measure of a fund’s riskiness based on NAV fluctuations, is the metric to look at to understand risk. A highly volatile fund, all else being equal, carries more risk than one with low volatility. Also used is the Sharpe ratio, which provides insight into how the fund performed per unit of risk. The information ratio, which tracks a fund’s excess returns beyond its benchmark, and the maximum drawdown (MDD), which is the largest peak-to- trough decline in a fund’s NAV, are the last important data to examine.” Piero Politeo from Exirio How can a property manager help me save money ? “Being a landlord can be a blast, but let’s be real, managing your own rentals can be a real hoot. From finding the perfect tenants to keeping everything in tip-top shape, it’s like having a full-time job. But some landlords like to roll up their sleeves and take on this responsibility themselves to save some dough and have more control over their properties. But just like with any risk, it can sometimes end up costing more money and causing more stress in the long run. Hiring a good property manager can be a valuable investment for landlords. They can save you money and stress by handling all the day-to-day tasks of managing your rentals, and provide valuable insights and advice on how to improve your properties and increase your rental income. Plus, they can help navigate the legal and regulatory landscape and find and vet tenants. By hiring a good property manager, you can focus on growing your business and spending time with your family, while your properties are being taken care of. Now, that sounds like a good thing!” Sell Your House Tulsa team from Sell Your House Tulsa How can I safeguard my real estate investments in volatile financial markets?

You need to have a thorough plan in place if you want to safeguard your real estate assets during

38 SPOTLIGHT ON BUSINESS MAGAZINE • VOL 24 ISSUE 2

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