October 2021
International Needs Australia International Needs Australia
GIVING OPTIONS
You can choose to support group borrowers or individual borrowers.
Group borrowers: Group borrowers include Farmer Associations, Cooperatives, and Self-Help Groups, typically comprising about 15 members, with a fund size of around $3,000. The group borrowers usually use the fund to purchase a mill and a tractor. Individual borrowers: Individual borrowers set up ventures such as grocery shops, tailoring shops, hair salons, and farming improvements, with a fund size of approximately $500.
THE ADMINISTRATIVE COST AND RETURN OF YOUR GIVING
INA offers a unique opportunity to you to make a significant impact while also receiving part of your giving back that you can continue to give to those that need your help more. This investment model ensures a win-win situation, where the borrowers receive the crucial startup capital they need, and you have the opportunity to recycle your funds to support more individuals in need. The INA Social Enterprise Program is non-profit program. You will get back 60% of the capital that you give to the borrowers in the space of 3 years. What that means is when you give $1,000 in our social enterprise projects, we commit to returning $600 of your giving to you over three years, and your $400 will be used to fund the program. We allocate a portion of the funds to administer the projects through our dedicated local partners in respective countries. Additionally, we do not charge interest rates to investees, aiming to prevent them from falling into debt traps.
Here is the break-down of your giving based on $1,000 for illustration.
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