Eversole Monthly
How Technology Has Changed Eversole Law Over the Past 10 Years 2019 has ended, which also means another decade has gone by. With the 2010s behind us, I find myself reflecting on the changes that have transpired over time. The first thing that comes to mind is how much technology has evolved. The improvement has been substantial and continues to advance with every passing year. However, if I'm going to write about how considerable those changes have been, I should illustrate from farther back in time. When I took over Fender & Associates 15 years ago, computers were dinosaurs compared to today. I inherited the firm's client information on Rolodex cards. Mountains of paper files were kept in boxes in the sheds next to my office. The computers were independent of each other — no such thing as a network. Shared information was by way of floppy disks. CDs were in their early stages. Software programs were just evolving to simplify the closing process, and there was no such thing as conducting business through email. Closing packages from banks were either personally delivered or received and returned by overnight mail. Documents that needed to be corrected were exchanged by facsimile. Remember that shrill sound of the fax machine doing its thing? Technology of 15 years ago seems so ancient now, but its progress has passed in the blink of an eye. Times were tough in 2010. Who can forget the 2008 crash in the market caused by lending institutions giving mortgages to those who, in reality, could not pay for them. As a result, the heavily regulated mortgage industry was being revamped as technology soared. We went from getting our computers fixed by a local technician to now needing a full-time information technology company to service our computers and fix network issues. Two years ago, we joined the cloud to save our data, and now we need substantial firewall protection to stay safe from hackers who want to steal identity information. In
January 2020
many ways, it seems we have gone from simple to complicated when technology was supposed to make complicated things simple.
Ten years ago, lenders were requiring borrowers to sign their closing documents in blue ink so originals were readily identifiable from the black and white copies. Now, copiers are so good it is hard to tell the difference between an original and a color copy. Scanners have replaced boxes of paper files. Shredders have replaced bonfires. It took 3–4 years to scan and organize the files from the shed for easy access in the cloud. It was tedious work, but well worth it. In the event of hurricanes or other catastrophic events, we once needed to stuff our files and equipment into the concrete block vault in my office and take the computers’ backup tapes with us to keep the data safe from damage or loss. Now, we no longer worry so much about losing our data to Mother Nature thanks to the cloud. It’s wondrous to see how far technology has come in the past decade. To think about what might lie ahead of us in the next 10 years boggles my simple mind. Happy New Year/New Decade!
www.eversolelaw.com 1 -Alysoun Eversole
Ctrl, Alt, Delete Your Clutter
Tips for National Clean Up Your Computer Month
fats. With more than 1.5 million food items to choose from, a weight-tracking component, and more, My Macros+ covers all your bases. Reviewers rave about the app’s flexible goal- setting feature, which allows for intermittent fasting, calorie/ carbohydrate cycling, and meal plans that include 6–8 meals per day. Ate Ate bills itself as a “visual, mindful, and non-judgmental” food tracking app. Unlike most options on the market, Ate focuses on feelings rather than numbers. Instead of counting calories, its users snap photos of their meals and input why they ate — whether they were hungry, stressed, or socializing — and how the meal made them feel. It’s an ideal strategy for those worried that too much data could trigger an obsession or disordered eating. Once you find a food tracking app you like, try pairing it with other tools that can help you meet your goals. Whether you need help shopping for healthier foods, making smart choices when eating out, or finding nutritious recipes with ingredients you have at home, there’s an app for that. Just pull up your phone’s app store and start searching! Organize Your Files Naming and arranging the files on your computer in such a way that they’re easy for you to find can end up saving you a lot of time. Declutter your workspace by creating one file for pictures, one for Word documents, one for spreadsheets, and one for programs to eliminate the hassle of frantically searching for the files you need. Back Up Your Computer Be sure to back up your computer before you start deleting things. This acts as a safety net in case you delete something you didn’t mean to. Additionally, consider installing a second hard drive. The extra space can help with storing important files without having to worry about how much room is left. Clean Up Space Any files you’ll never use again should be deleted. Likewise, any programs you haven’t used in a while should be uninstalled. Check your hard drive for files that might be taking up unintended space on your computer. And remember to empty the recycling bin — it’s easy to forget just how much goes in there.
Everyone relies on technology. Computers,
laptops, tablets, and phones are staples of modern life. However, it’s easy for these devices to
become cluttered with old photos, files, and general disorganization. Luckily, January is National Clean Up Your Computer Month and an excellent time to get your technology in order.
Start by Dusting Over time, computer towers can become clogged with dust, which creates additional, unwanted heat within your computer. Regular cleanings will increase the lifespan of your computer and protect its essential components. Compressed air is great for removing most of the dust and other particulates. If the fans or filters are too dirty, you can remove them from the tower to clean them better. If you use water or liquid cleaning products on them, be sure they are completely dry before placing them back into your computer.
Your Diet’s High-Tech Helper Unique Food Tracking Apps to Check Out in 2020
If you’re the type to make New Year's resolutions, then there’s a good chance health and fitness goals are among your targets for 2020. According to the New York Post, more than 55% of News Year’s resolutions made by Americans in 2018 were health-related, covering topics like exercising more, losing weight, and eating more nutritious foods.
It’s easy to set resolutions, but it’s much harder to keep them. Luckily, we live in an age where high-tech tools are at our fingertips. Having a diet and exercise assistant in your pocket (literally) in the form of a smartphone app can do wonders for staying on track, and these days your options go far beyond one-size-fits-all calorie counters like MyFitnessPal. Here are two apps to check out if you’re hoping to discover a new you this new year. My Macros+ Developed by weightlifters, this app is tailor-made for people who have serious fitness goals and want to track their macronutrients (macros) — carbohydrates, proteins, and
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We Ensure Future Homeowners Are Taken Care Of
An attorney will also be beneficial in various complex situations. These situations depend on how the home is purchased and what your needs may be for that home, and they include:
Buying a home is one of the largest and most significant purchases a person will make in their entire life. A lot of thought must be put into a house before someone decides they want to purchase it, making the process especially complex. This is where real estate attorneys can step in and help future homeowners reduce that stress immensely. We avoid common problems. A regular problem that occurs when purchasing a home is an unfamiliarity with the terminology, process, and paperwork. With the chaos of hiring inspectors, keeping in contact with the seller, and organizing documents, the possibility of missing an important detail increases. A real estate attorney has been through this process multiple times. They have the experience and knowledge to navigate their clients through steps that may be otherwise overwhelming. We take legal action. This is where the difference between a real estate agent and a real estate attorney is the most discernible. While a real estate agent understands their way around contracting and negotiating, they can’t offer legal advice or answer legal questions. No one wants to have a situation escalate to a point where legal issues arise, but if they do, it’s crucial to have a reliable attorney on your side.
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Designing a loan from a friend or family member to purchase a home
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Coming up with an agreement to rent the home until you’re obligated to purchase it
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Structuring a co-buyer agreement when a house is jointly bought and how the title of the property is held When documents and agreements, such as a new home contract or a co-proprietary lease, need to be thoroughly reviewed Agreeing to move some of your assets onto the property before the closing date and how damage might be dealt should an unforeseen event occur The real estate attorneys at Eversole Law Firm are here to help anyone through this next big step in their life. You don’t have to go it alone. Give us a call at (843) 379-3333.
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LEARNING
Easy Tomato Soup Inspired by Nom Nom Paleo
LEGALESE
Ingredients
• 1 cup chicken broth • 8.5 oz coconut milk • Kosher salt • Freshly ground black pepper
• 2 tbsp coconut oil • 4 leeks, white parts only, thinly sliced • 6 cloves garlic, minced • 1 28-oz can roasted and diced tomatoes (Muir Glen Organic is a good brand)
Restrictive Covenants Provision in a deed, or separate recorded instrument, restricting certain uses of real property. In the case of employment or partnership contracts, a clause which limits a party after termination of the contract in performing similar work for a reasonable period and geographical area.
Directions
4. Add sautéed leeks and garlic and purée again. 5. Transfer purée to a saucepan and add chicken broth and coconut milk. Bring to a boil, then drop to simmer and cook for 10 minutes. 6. Add salt and pepper to taste. Serve.
1. In a skillet over medium heat, sauté leeks in coconut oil until softened and translucent, about 7–10 minutes. 2. Add garlic and sauté for another 30 seconds. Remove from heat. 3. Meanwhile, in a blender, purée entire can of tomatoes, including juice, until smooth.
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Eversole Law Firm, P.C. 1509 King Street Beaufort, SC 29902 (843) 379-3333 www.eversolelaw.com
Disclaimer: The content of this publication has been prepared by Eversole Law Firm, P.C. for informational purposes only and is not to be construed as legal advice. It does not create an attorney-client relationship with its readers and may not be used by you, the reader, as legal advice. You are encouraged to consult with us or another attorney about your circumstances to which the information in this document may apply.
What’s Inside
1. From a Rolodex to the Cloud 2. Enter 2020 With an Organized Computer Unique Food Tracking Apps to Check Out in 2020 3. Purchasing a Home Has Never Been Easier Easy Tomato Soup 4. Meet the World’s First Airport Therapy Pig
Meet the World’s First Airport Therapy Pig
How Lilou and Animals Like Her Calm Stressed-Out Travelers
NPR, as of 2017, more than 30 airports across the U.S. employed therapy dogs, and these days, estimates land closer to 60. The
Imagine you’re navigating a vast airport on a busy Saturday, shouldering your way through crowds and struggling to hear the PA system over the clatter of 1,000 wheeled suitcases. Suddenly, you see a pig wearing a hot
San Jose and Denver airports have therapy cats, and the Cincinnati/Northern Kentucky International Airport even offers passengers the chance to play with miniature horses before boarding their flights.
pink sweater waddling toward you on a leash. Do you stop in your tracks? Does your stress level drop? Do you laugh out loud when you see its pink nail polish? If you answered “yes” to any of the above, then you can sympathize with the passengers, pilots, flight attendants, and staff at the San Francisco International Airport. They get to enjoy visits from Lilou, the world’s first airport therapy pig, on a regular basis! As part of the Wag Brigade, the airport’s cadre of (mostly canine) therapy animals, Lilou wanders the airport with her humans, bringing joy, peace, and calm to everyone she meets.
Therapy dogs started appearing in U.S. airports after the 9/11 terror attacks, which changed American attitudes
about flying. They did so well at helping passengers calm down that airports began implementing permanent programs. Some have pets on hand 24/7 to assist passengers, while others host animal visits every few weeks or months. These days, regular travelers have fallen hard for their local therapy animals, many of whom even have their own Instagram accounts and hashtags.
So, the next time you’re traveling, keep an eye out for a friendly pup, cat, pig, or horse to pet. A bit of love from an animal just might improve your trip!
Lilou may be the only pig of her kind, but airport therapy animals have been a growing trend for the last few years. According to
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