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you can expect. Endorsements from other lawyers are also important when looking at online attorney reviews.
3 Ways Claims Adjusters Work Against You
Initial Consultation: Ask for an initial consultation with the lawyer personally. If the lawyer is not the person at the first appointment, then you should think twice about the firm. If the lawyer pressures you to sign their contingent fee agreement, be cautious. Most of our clients choose to sign a contract with us on our first visit, but our answer is always an emphatic “yes” if the client wants to take the agreement home and think about it. There’s zero pressure.
We all know auto insurance companies aren’t always on our side, especially after a car accident. Their goal is to pay you as little as possible and to go back to collecting your premium. When you pay for auto insurance, you expect to have that insurance when you need it — not to be given the runaround when you make a claim. Unfortunately, this is exactly what happens. You call the adjuster and they urge you to accept the lowest dollar amount you will agree to. And, if they can, they will look for ways to deny your claim. Here are three ways they actively work against your best interest. Lowballing Your Medical Costs It’s not uncommon for insurance adjusters to claim that your medical costs are “too high.” Instead of getting what you need to cover your medical expenses, they’ll offer you a discount that equals less than you need. They will also “research” other medical providers in the region to compare costs and say what they’re offering is market value. Skipping Over Your Insurance Benefits In too many cases, adjusters skip over the fine print of your coverage, especially when it will hurt their case. Or they might “forget” to tell you a crucial detail when you buy insurance. They might talk about underinsured motorist insurance but fail to tell you that you don’t actually have it until it’s too late. You never want to rely on the insurance company to go over the fine print of your policy. Take that into your own hands or even talk to a personal injury attorney to walk you through your policy.
GHTS
This article comes directly from the blog at ClarkHarmonsonAttorney.com/blog. Be sure to visit the blog for more insights from Clark!
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key is to actually do those small actions every day to improve your health, your finances, your business, and whatever it is you want in life. Here is a quote that stood out to me: “The right choices you make today, compounded over time, will take you higher and higher up the success curve of this real-time movie called ‘your life.’” How about a fun book? “Anything” by David Sedaris always fits the bill for me. Sedaris writes short essays revolving around his youth in the ‘60s and ‘70s in North Carolina, as the gay son of an alcoholic mother and an unloving father. He also tells hilarious stories of how he copes in today’s society. Sedaris’ family, his parents and brothers and sisters, are almost too unbelievable to be real. You will weep with tears of laughter and sadness as Sedaris gives you full access into his life and thoughts. I have read most of his books, including his most recent, “Calypso.” This book includes a story about a stop in El Paso where Sedaris enlists the help of a stranger to remove an egg-sized tumor (which he later feeds to a snapping turtle)!
Telling You a Lawyer Isn’t Necessary When you make the first call to the insurance company after an accident, you might not yet have hired a personal injury lawyer. If you mention that you are thinking about getting one, they may tell you that it’s a waste of money. However, the Insurance Research Council (IRC) found that people who hired a lawyer received an average of 3.5 times more in compensation than those who did not.
Until next month, here’s hoping you can curl up with a good book and take time to learn something new or have a good laugh or cry.
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