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Kevin’s Peace of Mind
www.kevintharpe.com (770) 503-1022
August 2023
MY GRATITUDE JAR IS OVERFLOWING We’re Celebrating Missy’s Birthday and the 13th Anniversary of J. Kevin Tharpe, P.C.
when your children grow older and begin living independently. And even though Callie is getting older, she knows Mom will always be there for her. If Callie ever needs help, Missy would be the first to drop everything and help her little girl out. I couldn’t ask for a better mother for my daughter. I’m very proud of how Missy is also taking on the role of her parents’ caregiver. I understand how challenging that role can be, but Missy handles everything so gracefully. Many of you are taking on the same responsibilities as Missy. Because I understand and have firsthand experience with what she’s doing with her parents, it allows me to better serve you and ensure you and your loved ones are protected. Missy has also been working at the law firm with me for two years, and it’s been wonderful! I enjoy waking up and going to work with her and seeing her mingle with our team and clients. She has added so much light to the firm; everyone loves her! Missy is so thoughtful and has such a big heart for others. When we’re at home, her genuineness is always noticeable. And now, I get to see it shine while at work as she assists me and others. Missy has been there since the beginning of my legal career. She was with me when I opened my first law practice in Atlanta and was by my side when I took a partnership role with a law firm in Gainesville. This month, both the Gainesville and Young Harris law offices of J. Kevin Tharpe, P.C. are celebrating 13 years of providing elder law, estate planning and special needs planning services to the North Georgia area.
In these short 13 years, I have learned that when you follow what God has called you to do, it’s never just a job.
This month, two special events are happening — my beautiful wife’s birthday is Aug. 31 and the law office of J. Kevin Tharpe, P.C. is celebrating its 13th anniversary on Aug. 17. They may seem like two totally different things, but in so many ways, they go together. First and foremost, I want to wish Missy a happy birthday! She continues to amaze me as every year passes. You think you know everything about someone when you’ve been married as long as we have, but she is full of surprises! As she takes on new roles as an empty-nester parent, a loving child caring for aging parents, and helping me manage a growing law firm, I’ve seen Missy carry on with strength, love, and grace. I’m truly the luckiest man in the world to have someone like her by my side — I thank God for her every day! One of the things I’ve enjoyed over this past year is watching how Missy’s relationship with Callie has blossomed. Callie will be starting her second year of college, and while they still have a mother-daughter bond, you can tell they are quickly becoming more like best friends. I think it’s normal for parent-child relationships to go this route — especially
It’s incredible to see how far the law firm has come. If I could use one word to describe the experience, it would be growth. Not only have we grown our team, but our clientele has also grown exponentially. Just last month, we brought in 69 new clients — how amazing is that?! I couldn’t do any of it without my amazing team of Fonia Miles, Melanie Barnes, Christie Kane and Dianne Gilleland, as well the advice and assistance from my friend, radio show co-host, and office mate Gary Anderson, and his assistant, Paige Rayburn.
I would be lost without them.
I know I do not say it enough, but thanks to my wife, Missy, my daughter, Callie, and my beloved dog, Mulberry (see the May newsletter for the list of her contributions), for your love and support and for being with me through it all.
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Healthy Financing or Financial Strain?
Is a Medical Credit Card Right for You? Medical expenses have steadily risen over the years, and individuals who have undergone extensive and invasive procedures have felt the cost increase. Even with insurance and payment plans, these expenses can drain your bank account in a few short months. To combat these charge accounts is relatively apparent, and the benefits coordinator or salesperson who tries to get you to sign up will focus heavily on these positives. If approved, you can put some or all of the medical expenses on the card and pay it off over time. Most
of these financing companies will offer 6–18 months of zero interest, so it can be an excellent option for people who can manage their credit and have the funds to pay it off in the allotted time. The problem with that interest-free period is if you miss or, in some cases, are late on a payment, the interest begins to accrue immediately. That interest is no joke, either! It’s often upward of 25%, and once that tacks on, it will feel like you’ll never be able to pay off the account.
this, many health care providers have started offering medical credit card accounts to help spread the cost over time. If a doctor, dentist, or medical specialist has recommended a pricey but necessary treatment, they may have offered to open a CareCredit or Synchrony account in your name. As tempting as it might be, you need to educate yourself about the fine print before signing up. Like everything in life, there are good and bad sides to opening a medical credit card to pay for treatment. The good side of
professionals who push them only have their own interests in mind. They don’t care if you’re already in extreme debt or live off a fixed income. Once you sign that agreement and treatment has been provided, there’s no backing out. Take some time to think about the terms of the credit contract and your other options before enrolling in a medical credit card. If you’re not in the best financial situation, it may cause more harm than good.
Another thing to remember is that these credit card companies and some medical
Lawsuits Every Cancer Patient Should Know About
IF YOU’RE SICK, YOU COULD BE COMPENSATED!
• Cancer-Causing Baby Powder — Johnson & Johnson’s talc- based baby powder is allegedly linked to ovarian cancer and mesothelioma. In April 2023, the company agreed to pay over $8.9 billion to 60,000 people sickened by its products. • Potentially Deadly Hair Straighteners — A 2022 National Institutes of Health study found a correlation between women’s use of chemical hair-straightening products and their frequency of uterine cancer. Law firms nationwide are actively taking clients for these cases, and we’ll likely see court battles soon. • Dangerous Weed Killer — According to Forbes, the agrochemical company Monsanto (now owned by Bayer) has settled over 100,000 lawsuits worth $11 billion related to its Roundup weed killer. Victims claim the weed killer causes blood cancers, including non-Hodgkin’s lymphoma and chronic lymphocytic leukemia. If you or someone you know is struggling with one of these cancers or one you think can be traced back to its manufacturer, reach out to a lawyer for help. Depending on your situation, attorneys can fight these cases as a class action, mass tort, workers’ compensation, or personal injury claim like Deanne’s. The sooner you seek legal help, the faster you’ll get justice.
In May 2022, a California woman named Deanne Warren won a $43 million lawsuit. Her argument was simple: She was sick, and the company her husband worked for was to blame. That might seem like thin reasoning, but there’s a long history of patients successfully suing over their illnesses. Deanne won her
case because her legal team proved her pleural mesothelioma (a type of lung
cancer) could be traced back to her carpenter husband’s work. He installed asbestos-filled doors over 40 years ago for Algoma Hardwoods in the late 1970s and early 1980s. Illnesses like cancer often strike at random — but when scientists can tie them back to a
cause (like asbestos), there are legal ways to hold the at-fault company or product accountable. Nationwide, millions
of Americans have made legal arguments like Deanne’s, blaming the people they worked for, the products they used, and even the U.S. government for their cancers. Here are just a few of them.
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If you remember the name Francis Scott Key at all, you probably remember him as the poet whose piece “The Defense of Fort M’Henry” became “The Star-Spangled Banner.” As kids, most Americans learn about Key’s iconic moment writing the poem while standing on the deck of a ship during the War of 1812. There, with rockets exploding overhead, THE LITTLE-KNOWN STORY BEHIND OUR NATIONAL ANTHEM Its Author Was a Lawyer on the Job
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But most importantly, I want to thank God for all His blessings.
This law firm is God’s ministry and I am grateful He has called me to be a part of it. In these short 13 years, I have learned that when you follow what God has called you to do, it’s never just a job. Although I don’t always understand what the Lord is doing, I know His plans are perfect. Through the early morning starts as well as the late nights, in the losses and victories, and despite the challenges and hardships along the way, I have tried to keep trusting God, and He has delivered on all His promises. Everything I have — my family, my friends, the law firm and its clients — are all because of my Lord and Savior, Jesus Christ.
inspiration struck, and he scribbled a poem we still sing today. However, that vignette isn’t the whole story — far from it!
I look forward to what the next 13 years (or more) will bring!
—Kevin Tharpe
Key wasn’t a patriotic poet by trade. In fact, he only got the chance to write “The Defense of Fort M’Henry” because of his career as a lawyer. He was onboard a British ship that day not to write or fight but to negotiate the release of a prisoner of war named Dr. William Beanes.
TOMATO GNOCCHI KEBABS
According to Smithsonian Magazine, British soldiers captured Beanes when he tried to protect his Maryland home. The War of 1812 was well underway, and the British had already burned down the White House in Washington, D.C., and set their sights on Baltimore. When they swept Beanes off to a ship named the Tonnant floating in the Chesapeake Bay, Key attempted a legal rescue. Armed with a letter revealing Beanes had once treated British soldiers, Key successfully boarded the Tonnant and negotiated the doctor’s release on Sept. 13 — but it was too late for escape. The British troops were heading for Baltimore, so they kept Key and Beanes on deck in temporary captivity until the battle was over. The Tonnant was moored 8 miles from Maryland’s Fort McHenry, and its deck gave Key the perfect vantage point for poetic inspiration. According to Smithsonian, he said, “It seemed as though Mother Earth had opened and was vomiting shot and shell in a sheet of fire and brimstone.” The clash continued until dawn. Then, as Key watched, the sky lit up to reveal the American flag still flying over the fort. The lawyer quickly pulled a letter from his pocket and scribbled the words that would later become “The Star- Spangled Banner.” The British let Key and Beanes walk, and his poem became a national sensation — not bad for 24 hours of writing and lawyering!
Inspired by Delish.com
Ingredients
• 1/4 cup fresh parsley • 1/4 cup fresh basil • 1/4 cup and 2 tbsp extra-virgin olive oil, divided • 2 tsp capers • 1 tbsp fresh lemon juice • 1 clove garlic
• Kosher salt • 1 12-oz package fresh gnocchi • 2 pints cherry tomatoes • 2 small red onions, cut into 2-inch pieces • Freshly ground black pepper
Directions 1. In a food processor, combine parsley, basil, 1/4 cup oil, capers, lemon juice, and garlic to make salsa verde. Blend until smooth, season to taste with salt, and chill until ready to serve. 2. If using bamboo skewers, soak in water to prevent scorching. 3. In a large bowl, toss gnocchi, tomatoes, onions, and remaining oil until coated. Season with salt and pepper, then thread gnocchi, tomatoes, and onions onto the skewers. 4. On a grill preheated to medium-high, cook the kebabs, flipping halfway through, until the tomatoes are blistered and the gnocchi is browned (7–8 minutes). 5. Transfer kebabs to a platter, drizzle with salsa verde, and serve.
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PRST STD US POSTAGE PAID BOISE, ID PERMIT 411
(770) 503-1022 www.KevinTharpe.com 405 Broad St. Gainesville, GA 30501 INSIDE THIS ISSUE
2 Important Events Are Happening This Month!
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Discover the Truth Behind Medical Credit Cards
2
‘I’m Sick, and I’m Suing!’
Tomato Gnocchi Kebabs
3
Wait ... A Lawyer Wrote Our National Anthem?
Find a Trustworthy Pet Sitter
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Your Family May Not Be Up to the Task! CHOOSE THE RIGHT SITTER FOR YOUR PET
Friends and Family vs. Professionals You may be tempted to ask your sibling, friend, or child to watch your pet. This can be a great solution because you trust them, and they’ve bonded with your furry friend already. But have you considered a professional? Some situations may call for a little more. Use these questions to help you decide: • Will your friend or family member be able to visit your home regularly or stay there temporarily while you’re gone to avoid disrupting your pet’s routine? • Does your pet have a disability or need to take medication that would be better handled by a professional? • Does your friend or family member know how to stay cool and react calmly in case of a veterinary emergency? If your loved one is pressed for time or easily stressed, or your pet has medical needs, you may be better off working with a professional.
How to Find the Right Pro When choosing a professional pet sitter, don’t start with the flier on the stop sign pole down the street (it was probably put up by a 10-year-old). Instead, call your pet’s vet, groomer, and/or trainer and ask if they can recommend a nearby pet sitter. You can also ask friends and family who are conscientious pet owners. Then, thoroughly check the sitter’s credentials and experience. Look for signs that they’re serious about their work, like certifications, insurance, and background check information, and set up an interview and meet-and-greet with your pet. If you can’t find a sitter through your network, consider online groups like the National Association of Professional Pet Sitters, Care.com, Pet Sitters International, Rover, or TrustedHousesitters, and use the same vetting strategy. For more help choosing a great sitter, visit HumaneSociety.org/resources.
When your children were young, you wouldn’t trust their care to any old babysitter, would you? Of course not! Now, your pets are no different. When you head out for a summer vacation, they deserve to be cared for by someone who will pamper and protect them the same way you would. The only problem is, who?
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