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Reduce My Costs Shop, Save, and Earn

• Lower costs and more savings: For services such as a colonoscopy or an MRI, the average savings is more than $1,000. And, if you’re already seeing a cost-effective provider, you’ll receive a reward just for using the Reduce My Costs program. 2 • Quick and easy access: Get exclusive access to an experienced nurse who will help you compare costs and shop for cost-effective providers near you. The nurse can assist with appointment scheduling or required paperwork, if needed. • What members are saying: “The Reduce My Costs Service is an outstanding program of Harvard Pilgrim. Heidi was just phenomenal. I cannot thank her enough for helping me to navigate the options and cut through the red tape.” — Roxi J. Rose, Harvard Pilgrim member near you. The nurse can assist with appointment scheduling or required paperwork, if needed. Did you know that the cost of a common MRI can range from $680 to over $3,000 depending on where you choose to go? 1 Reduce My Costs is a personalized health care concierge service that connects you with a nurse via phone, email, or live chat to help you find cost-effective, high-quality providers near you. Depending on the service and the associated cost savings with your selected provider, you could earn a Visa® gift card and reduce your out of pocket costs. 2 The Reduce My Costs program includes most outpatient tests and procedures that are ordered by your provider such as lab work, MRIs, colonoscopy, mammograms and more. 3 Reduce My Costs Shop, Save, and Earn Did you know that the cost of a common MRI can range from $780 to $2,230 depending on where you go? 1 Reduce My Costs is a personalized health care concierge service, you can connect with a nurse, via phone or chat, who can help you find high-quality, cost-effective providers near you. Depending on the service and the associated cost savings, you could earn a Visa® gift card. 2 The Reduce My Costs program includes most outpatient services and tests that are ordered by your provider such as lab work, MRIs and mammograms and more. 3 On average, you can save more than $1,000 for services such as a colonos- copy or an MRI. And, if you’re already seeing a cost-effective provider, you’ll receive a reward just for using the Reduce My Costs program. 4 “Janine at Reduce My Costs helped me get the MRI I needed for $254 instead of $1200. This was tremendous savings!” – Mr. Cox, Harvard Pilgrim member Get exclusive access to an experienced nurse who will help you compare costs and shop for cost-effective providers Lower costs and more savings Quick and easy access What members are saying:

› Make the call and get rewarded. Connect with a nurse at 855-772-8366 or scan the QR code to chat Monday through Friday from 8 a.m. to 6 p.m. ET Make the call and get rewarded Connect with a nurse at (855) 772-8366 or scan the QR code to chat. Monday through Friday from 8 a.m. to 6 p.m. ET.

P1450919113-0724 1 Ranges are based on Harvard Pilgrim’s data, actual service prices vary by provider type and location. The figures represent Q1 2022. 2 Cash rewards comes in an e-gift card format that is emailed directly to the member. Rewards are offered on services that meet minimum savings threshold. Rewards are considered taxable income; please consult with your tax advisor. Rewards vary based on plan and state. 3 Your health plan may require a referral and/or prior authorization before you receive services from a cost-effective provider. To ensure the services will be covered, please refer to your plan documents or contact Harvard Pilgrim at (888) 333-4742. 4 Reduce My Costs program is included with all fully insured plans except Littleton Options HMO. Buy up options are available to self insured employers. Ask your employer if your plan includes the Reduce My Costs program. 17 1 Ranges are based on Harvard Pilgrim’s data, actual service prices vary by provider type and location. The figures represent 1Q2024. 2 Cash rewards comes in an e-gift card format that is emailed directly to the member. Rewards are offered on services that meet minimum savings threshold. Rewards are considered taxable income; please consult with your tax advisor. Rewards vary based on plan and state. 3 Your health plan may require a referral and/or prior authorization before you receive services. To ensure the services will be covered, please refer to your plan documents or contact Harvard Pilgrim at 888-333-4742. Reduce My Costs program is included with all fully insured plans except Littleton Options HMO. Buy up options are available to self insured employers. Ask your employer if your plan includes the Reduce My Costs program.

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