• Spouse • Dependent child under the age of 26, regardless of that child’s marital or student status • Domestic Partner (medical plan only) • Disabled dependent child regardless of age. Who Is Eligible? If you’re an eligible employee at Thomas College, you can enroll in the benefits outlined in this Guide. As an eligible employee, the following family members are also eligible for medical, dental and vision coverage: Eligibility and Enrollment
The minimum required hours you must work in order to be eligible are 30 hours per week and the waiting period before you can enroll is the first day of the month following 30 days after you are hired or eligible. How Do I Enroll? Enrollment is a simple process that is facilitated by Thomas College and BSwift. The first step is to review your current benefits. Did you move recently or get married? Verify all of your personal information and make any necessary changes. Times when you will need to contact Human Resources to make changes:
• • •
If you are a newly eligible employee and you are enrolling for the first time
If Thomas College is changing plans and/or carriers
If you are adding or dropping a dependent or have a change in your own status (ex: marriage, divorce, etc.)
When Do I Enroll? Open enrollment occurs annually, which is a specific time whereby you can renew or make changes to your elections. Once you make an election, they will be effective for the entire plan year. You can only make changes throughout the year if you experience a qualifying event. What Constitutes as a Qualifying Event? Unless you have a Qualifying Event, you cannot change your benefit elections until the next open enrollment period. Qualifying Events include things like: (1) marriage, divorce or legal separation; (2) birth or adoption of a child; (3) change in a child’s dependent status; (4) death of a spouse, child or other qualified dependent; (5) change in residence due to an employment transfer for you or your spouse; or (6) change in employment status or a change in coverage under another employer- sponsored plan. You have 30 days from the date of the event to notify your employer of the qualifying event. What Happens If I Don’t Enroll? If you decline coverage, you will not have another opportunity to enroll yourself or your eligible dependents until the next annual enrollment period unless you have a qualifying event during the year.
This Guide is for illustrative purposes only and is not a legal contract, contract of employment or guarantee of coverage. Any benefits payable will be subject to the terms and conditions of the insurance policy issued by the insurance company and relevant plan document.
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