HEALTH REIMBURSEMENT ARRANGEMENT
The Health Reimbursement Arrangement (HRA) is a plan owned and funded by Spring Harbor that you can use to pay for eligible health care expenses for you and your family.
Spring Harbor Health Reimbursement Arrangement (HRA) Illustration
Employee Only Illustration
Plan Arrangement
Base
Buy-Up
Employee pays first
$3,500 $2,500
Spring Harbor pays next to equal plan deductible
$3,500 $2,500
Coinsurance now pays at 100% (except for copays of any type)
$7,000 $5,000
Employee is liable for this amount in copays to equal out-of-pocket max $2,000 $2,000
Employee out-of-pocket maximum equals
$5,500 $4,500
Employee + Dependent(s) Illustration
Plan Arrangement
Base
Buy-Up
Employee pays first
$7,000 $5,000
Spring Harbor pays next to equal plan deductible
$7,000 $5,000
Coinsurance now pays at 100% (except for copays of any type)
$14,000 $10,000
Employee is liable for this amount in copays to equal out-of-pocket max $4,000 $4,000
Employee out-of-pocket maximum equals
$11,000 $9,000
16 | Spring Harbor 2025 Benefits Guide
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