GNRC Economic Data Highlights - Sept 2021

GNRC Economic Data Highlights - Sept 2021. More information at www.gnrc.org and www.gnrc.org/dashboards

Economic Data Highlights for the Greater Nashville Area

G N R C R e s e a r c h a n d A n a l y t i c s Te a m | S e p t e m b e r 2 0 2 1

About the Greater Nashville Regional Council

2

Workforce

Workforce Development

Higher Education

High School Completion

• A highly trained and skilled workforce is vital to attracting new employers and making sure Middle Tennesseans are prepared for the jobs available

• Tennessee is working to have 55% of its population with either a post‐secondary degree or certificate • Programs like the TN Promise and TN Reconnect are tools used to reach this goal

• A high school diploma dramatically increases someone's ability to find gainful employment

3

Source: ACS 5‐year estimates 2015‐2019

Workforce: Demographics

Labor Force by Sex

Labor Force by Race/Ethnic Group

1.5%

1.9%

2.9% 0.1%

6.8%

0.3%

16.3%

47%

53%

77.0%

White Black or African American American Indian or Alaska Native Asian Native Hawaiian/Pacific Islander Other

Male Population 16 Years and Over: in Labor Force Female Population 16 Years and Over: in Labor Force

The majority of our workforce is white, and 28% of our workforce is nonwhite and/or Hispanic/Latino.

The majority of our workforce is Male.

4

Source: ACS 5‐year estimates 2015‐2019

Workforce: Demographics

Labor Force by Age Group

250,000

21%

20%

The majority of our workforce is age 25 to 59 (76%). 15% of the workforce are teens and young adults age 16‐24 and 11% of the workforce is made up of older adults or those age 60+.

200,000

150,000

13%

12%

9%

100,000

7%

4%

4%

50,000

3% 3% 3%

1% 1%

16‐19 20‐21 22‐24 25‐29 30‐34 35‐44 45‐54 55‐59 60‐61 62‐64 65‐69 70‐74 75+

5

Source: ACS 5‐year estimates 2015‐2019

Workforce: Demographics

Labor Force by Age Group & Sex

The majority of our workforce is age 25 to 59 (76%). 15% of the workforce are teens and young adults age 16‐24 and 11% of the workforce is made up of older adults or those age 60+. The majority of our workforce is male (53%) across all age groups. This is especially evident at the oldest age bracket, where males are 61% of 75+ year olds that are still working.

39% 2,777

4,329 61%

16‐19 20‐21 22‐24 25‐29 30‐34 35‐44 45‐54 55‐59 60‐61 62‐64 65‐69 70‐74 75+

43% 5,056

6,722 57%

47% 14,649 47% 15,278 46% 14,109

16,657 53% 17,049 53% 16,446 54%

48% 43,517

47,029 52%

47% 99,184

111,464 53%

46% 104,379

120,935 54%

47% 60,102

66,516 53%

48% 66,817

71,522 52%

49% 35,860

36,629 51%

48% 18,836

20,455 52%

49% 22,535

23,798 51%

Male Female

6

Source: ACS 5‐year estimates 2015‐2019

Workforce: Highest Education Among Adults

Didn’t Graduate High School

Bachelor’s or Higher

High School Diploma

Associate’s Degree

32% of the State’s adult population have just a high school diploma, compared to 26% in our region .

7% of the State’s adult population have at least an associate’s degree, equal to 7% in our region .

27% of the State’s adult population have a college degree or better, compared to 36% in our region .

13% of the State’s adult population didn’t finish high school, compared to 10% in our region.

College degree rates are consistently higher in our region compared to the state and have increased in the last 10 and 5 years.

7

Source: ACS 5‐year estimates 2015‐2019, 2010‐2014, 2005‐2009

Education Among Adults

Educational attainment 2009 to 2019

Tennessee Some College, no degree

GNRC Region

Some College, no degree

Didn’t finish HS

Associate’s degree

Bach or higher

Didn’t finish HS HS diploma

Associate’s degree

Bach or higher

HS diploma

2009

18% 34% 20% 6% 22% 14% 30% 21% 6% 29%

2014

15% 33% 21% 6% 24% 12% 28% 21% 7% 32%

2019

13% 32% 15% 7% 27% 10% 26% 20% 7% 36%

College degree rates are consistently higher in our region compared to the state and have increased in the last 10 and 5 years.

8

Source: ACS 5‐year estimates 2015‐2019

Workforce Readiness: Adults

Not finishing high school is highest in Houston County (23%).

Area Name

% Didn’t finish HS % HS grad % Bachelor's or Higher

Tennessee

13% 10% 13% 11% 16% 23% 15%

32% 26% 37% 22% 42% 47% 48% 28% 38% 28% 45% 31% 38% 13% 29%

27% 36% 21% 42% 16% 13% 14% 28% 20% 32% 16% 28% 14% 60% 32%

GNRC REGION Cheatham County Davidson County Dickson County Houston County Humphreys County Montgomery County Robertson County Rutherford County Stewart County Sumner County Trousdale County Williamson County Wilson County

Almost half (48%) of Humphreys County’s adults have just a high school diploma. The majority (60%) of Williamson County adults have a college degree or higher.

7%

13%

8%

13% 10% 16%

5% 8%

9

Workforce Training: TN Reconnect

Tennessee Reconnect 2018‐2019 Academic Year: • 41,832 applicants • 56% have dependents/children • 71% were female • Average Gross Income: $38,355 • Average Age: 32

Recipients (% of Applicants)

Applicants

Recipients

Tennessee

41,832 11,562

44% 40% 44% 40% 48% 39% 49% 24% 47% 40% 25% 50% 53% 37% 43%

18,406

GNRC REGION

4,652

Cheatham County, Tennessee Davidson County, Tennessee Dickson County, Tennessee Houston County, Tennessee Humphreys County, Tennessee Montgomery County, Tennessee Robertson County, Tennessee Rutherford County, Tennessee Stewart County, Tennessee Sumner County, Tennessee Trousdale County, Tennessee Williamson County, Tennessee Wilson County, Tennessee

247

109

4,216

1,686

308

148

38 99

15 49

1,117

268 203 834

• 18,217 Recipients

432

2,085

• 58% had dependents/children • 71% were female • Average Gross Income: $42,638 • Average Age: 33

75

19

1,382

691

51

27

771 741

285 319

Our region made up 28% of TN Reconnect applicants and 25% of recipients in 2018‐2019. Trousdale county had the greatest share of applicants that received funding in our region.

10

Workforce Training: TN Promise

Application Rates by County

Cohort

Average

1

2

3

4

5

6

84.9 82.1 91.9 62.7 88.7 74.4 83.7 79.5 77.4 95.4 94.5 64.5 90.9

Cheatham County, Tennessee 75.6 Davidson County, Tennessee 86.7 Dickson County, Tennessee 85.9 Houston County, Tennessee 66.3 Humphreys County, Tennessee 82.4

83.7 85.3 80.8 72.1 82.3 74.7 75.6 75.6

82

84.4

92.1

91.6 83.6 95.9 87.1 97.6 75.2 87.9 86.9 100 95.3 98.8 82.2 86.3

80.1 92.5 58.3 83.7 71.8 85.2 79.8 74.2 96.3 91.3 54.7 93.4

76

81

98.1

98.3 28.6 97.2 73.4 94.3 84.8 74.9 98.5 96.8 73.8

64

88.9

Montgomery County, Tennessee

74

77.5 85.6 77.7 89.9 99.4

Robertson County, Tennessee 73.4 Rutherford County, Tennessee 72.3 Stewart County, Tennessee 59.3 Sumner County, Tennessee 89.3 Trousdale County, Tennessee 98.7 Williamson County, Tennessee 53.6

66

93.5 87.2 58.8 94.2

94

63.6 89.2

Wilson County, Tennessee

96.1

86

For TN Promise, our region has had consistent rates in each county across cohorts. Application rates have been lowest in Houston & Williamson, and highest in Davidson, Trousdale, and Sumner. Cohort 5 represents the ones most affected by the pandemic, and Cohort 6 are those set to enroll this Fall.

11

Source: TN Dept. of Education 2019‐2020 Report Card

Workforce Readiness: Recent Grads

Area Name

2020 graduation rate

Even in 2020, with lots of virtual learning, our region had significantly higher high school graduation rates (92%) than the State (89.7%). Graduation was highest in Trousdale county (98.9%) for the 2019‐2020 school year.

State of Tennessee GNRC REGION Cheatham County Davidson County Dickson County Houston County Humphreys County Montgomery County Robertson County Rutherford County Stewart County Sumner County Trousdale County Williamson County

89.7 92.0 91.9 82.4 94.3 91.7 96.7 94.5 95.0 95.6 95.0 95.4 98.9 96.5 96.1

Wilson County

12

Source: TN Dept. of Education Report Cards 2015‐2020

Workforce: High School Graduation Rates

High School Graduation Rates 2015‐2020

93.0

92.0

92.0

91.2

91.2

90.9

90.8

90.8

91.0

89.7

90.0

89.1

89.1

89.1

89.0

88.5

87.9

88.0

87.0

86.0

85.0

2015

2016

2017

2018

2019

2020

State of Tennessee

GNRC REGION

13

Source: TN Dept. of Education Report Cards 2015‐2020

Workforce Readiness: Recent Grads

High School Graduation Rates 2015‐2020

98.9

98.7

100.0

98.1

97.9

97.9

97.4

97.4

97.4

95.3

95.0

94.9

Within our region, Davidson County consistently has the lowest high school graduation rates. Stewart and Trousdale Counties have consistently had the highest in our region in the last 5 years.

95.0

92.9

90.0

85.0

82.4

81.6

81.0

80.3

80.3

80.2

80.0

75.0

70.0

2015

2016

2017

2018

2019

2020

Davidson County

Stewart County

Trousdale County

14

Employment

Employment

Industry Type

Wage Growth

• Job growth is an important indicator of a region's economy that shows the opportunity for employment • Unemployment levels tell where people may be left behind in the labor market or have been impacted by economic downturns

• Industries tend to cluster around others in similar fields in regions already seeing success • A region with diverse industries is more likely to better recover from economic setbacks • The wages attributed to each type of industry can vary a lot and deeply affect the region's economic health

• It is vital in a healthy economy for a worker's rate of pay to, at the very least, keep pace with inflation and the cost of living

15

Source: ACS 5‐year estimates 2015‐2019

Employment: Type

Self‐Employed (Incorporated and Not Incorporated)

Private Sector Public Sector

Private Non‐Profit Unpaid Family Workers

Majority of workers across our region are in the private sector. Public sector jobs are most common in Montgomery, Self‐Employment is highest in Cheatham, and Non‐profit work is highest in Davidson.

70% 70% 65% 70% 73% 65% 71% 67% 72% 74% 69% 72% 69% 67% 71%

13% 12% 16% 10% 12% 21% 16% 21% 13% 13% 18% 12% 16%

9% 9%

7% 8% 7% 4% 3% 3% 5% 6% 6% 3% 7% 6% 9% 7%

0% 0% 0% 0% 0% 1% 1% 0% 0% 0% 0% 0% 0% 0% 0%

Tennessee

GNRC REGION Cheatham County Davidson County Dickson County Houston County Humphreys County Montgomery County Robertson County Rutherford County Stewart County Sumner County Trousdale County Williamson County

12%

9%

11%

10% 10%

9% 7% 9% 8% 9%

10%

9%

9%

14% 10%

12%

Wilson County

16

Source: BEA Employment 2015‐2019

Employment: Growth

Employment Growth United States GNRC REGION Cheatham, TN Davidson, TN Dickson, TN Tennessee Houston, TN Humphreys, TN Robertson, TN Rutherford, TN Stewart, TN Sumner, TN Trousdale, TN Williamson, TN

% change 2015‐ 2019

Change 2015‐ 2019

Year to Year % Change in Total Employment (Number of Jobs)

7% 9%

13,483,700

346,270 195,126

4.5%

4.2%

16% 10% 14% 11%

3.8%

4.0%

1,424

3.5%

83,351

3.3%

3.5%

2,775

3% 2%

76

3.0%

150

2.4%

2.5%

Montgomery, TN 16%

11,410

1.8% 2.1%

2.1%

2.1%

4%

1,481

2.0%

1.6%

18%

28,058

2.0%

1.5%

6%

258

1.5%

16% 26% 22% 24%

12,595

1.0%

677

37,963

0.5%

Wilson, TN 14,908 In the last 5 years, our region has outpaced the nation and state in job (as well as business ) growth. Year to year, that job growth has slowed since 2015 but business growth has been increasing

0.0%

2015‐2016

2016‐2017

2015‐2017

2016‐2018

United States

Tennessee

GNRC REGION

17

Source: Bureau of Labor Statistics 2016‐2020

Business Growth

Year to Year % Change in Employing Establishments 2016‐ 2020

% Change 2016‐ 2020 Establishments

Area

6.0%

USA

8%

4.9%

4.8%

4.8%

TN

13%

5.0%

4.6%

GNRC Region

21%

3.8%

4.0%

3.1%

2.9%

3.0%

2.6%

In the last 5 years, our region has outpaced the nation and state in business growth. Year to year, that growth has been steadily increasing since 2015.

2.4%

2.2%

1.8%

2.0%

1.2%

1.0%

0.0%

USA

TN

GNRC Region

18

Source: Bureau of Labor Statistics 2010, 2015, 2020

Employment: Unemployment

2010 2020 Cheatham County, TN 9.1% 4.8% 5.6% Davidson County, TN 8.3% 4.3% 8.0% Dickson County, TN 10.4% 5.4% 5.9% Houston County, TN 12.2% 8.6% 8.2% 2015 Humphreys County, TN 11.4% 6.7% 6.4% Montgomery County, TN 8.7% 5.8% 7.6% Robertson County, TN 9.4% 4.8% 6.1% Rutherford County, TN 9.0% 4.4% 6.9% Stewart County, TN 12.6% 7.6% 6.6% Sumner County, TN 9.0% 4.6% 6.5% Trousdale County, TN 11.1% 5.9% 6.1% Williamson County, TN 6.7% 4.0% 4.8% Wilson County, TN 8.5% 4.5% 6.3% Unemployment rates have historically been highest in rural counties like Houston, Humphreys, and Stewart. During 2020 and the pandemic, it was highest in Davidson and Houston .

Unemployment Over Time, 2010‐2020

12.0%

10.0%

8.0%

6.0%

4.0%

2.0%

0.0%

2010 9.8% 8.6% 9.6%

2015 5.6% 4.6% 5.3%

2020 7.5% 7.0% 8.1%

TN

GNRC REGION

USA

TN

GNRC REGION

USA

19

Foreign Direct Investment 2003 ‐ 2020

Jobs created by FDI FDI projects FDI capital investment Jobs created by FDI FDI projects FDI capital investment

Tennessee

215,184

449

$

22,414,000,000

GNRC REGION

25,777

158

$

8,422,000,000

12%

35%

38%

% of TN % of Region

Cheatham County, Tennessee

Davidson County, Tennessee

10,800

78

$

2,100,000,000

42%

49%

25%

Dickson County, Tennessee

164

2

$

25,200,000

1%

1%

0%

Houston County, Tennessee

Humphreys County, Tennessee

Montgomery County, Tennessee

2,300

12

$

1,700,000,000

9%

8%

20%

Robertson County, Tennessee

1,100

5

$

283,300,000

4%

3%

3%

Rutherford County, Tennessee

7,900

26

$

3,300,000,000

31%

16%

39%

Stewart County, Tennessee

113

1

$

24,800,000

0%

1%

0%

Sumner County, Tennessee

1,100

8

$

258,300,000

4%

5%

3%

Trousdale County, Tennessee

Williamson County, Tennessee

1,100

19

$

205,900,000

4%

12%

2%

Wilson County, Tennessee

1,200

7

$

524,500,000

5%

4%

6%

Foreign Direct Investment (FDI) in our region makes up 38% of foreign investment dollars coming to TN. Foreign investment is greatest in Davidson county.

20

Source: BEA Employment 2019

Employment by Industry

LQ industry of USA

LQ industry of TN

Location quotient = ratio of an industry’s share of local employment divided by its share of the reference area (state or nation) If LQ > 1, there is a greater share of that industry compared to the reference area, meaning it is an economic base industry that has ‘surplus’ to be exported. Our region’s base industries include: • Construction • Information • finance & insurance • real estate, • professional/scientific/technical services • Management • educational services • arts/entertainment/recreation • accommodation and food services

GNRC REGION GNRC as % of TN

Total Employment

1,438,015

34%

Forestry, fishing, and related activities Mining, quarrying, and oil and gas extraction

422

4% 0.06 14% 0.13 23% 0.23 36% 1.05 24% 0.91 32% 0.93 31% 0.98 34% 1.24 55% 1.31 39% 1.01 41% 1.01 45% 1.05 52% 1.50

0.11 0.42 0.67 1.04 0.69 0.94 0.92 0.98 1.60 1.14 1.20 1.33 1.51 0.99 1.30 0.97 1.49 1.04 0.93 0.79

1,001

Utilities

922

Construction Manufacturing Wholesale trade

83,276 87,181 42,754 131,618 80,014 32,170 77,720 70,231 109,133 29,437

Retail trade

Transportation and warehousing

Information

Finance and insurance

Real estate and rental and leasing

Professional, scientific, and technical services Management of companies and enterprises Administrative and support and waste management and remediation services

106,466 34% 1.20

Educational services

37,516 144,189 51,957 119,269 82,746 122,586

44% 1.11 33% 0.88 51% 1.51 35% 1.11 32% 1.00 27% 0.70

Health care and social assistance Arts, entertainment, and recreation Accommodation and food services

Other services (except government and government enterprises)

Government and government enterprises

21

Source: BEA Employment 2019

Employment: By Industry

Top 5 Sectors (Most Employees)

Government

Healthcare & Social Assistance

Retail

Professional, Scientific, & Technical Services

Accommodation & Food Services

22

Source: ACS 5‐year estimates 2015‐2019

Employment: By Industry by Race

“Blue Collar” Jobs

“White Collar” Jobs

37% more likely to work in production/ logistics

21% more likely to work in construction

33% more likely to work in management, business, or science industries

37% more likely to work in service

In our region, Nonwhite and/or Hispanic/Latino workers are more likely to be in “blue collar” jobs compared to White, Not Hispanic workers. These jobs include service occupations, construction and maintenance, and production, transportation, and material moving occupations.

In our region, White, Not‐Hispanic workers are more likely to have occupations within management, business, and science industries including engineering, finance, media, education, legal work, and healthcare.

23

Source: Bureau of Labor Statistics Wages 2020

Employment: Wages by Industry

Weighted Average Annual Pay by Industry, 2020

$‐ $20,000 $40,000 $60,000 $80,000 $100,000 $120,000 $140,000

$128,530

$113,092

$108,904

$104,080

$99,744

$98,292

$88,627

$82,130

$71,594

$68,164 $64,316

$63,655

$61,020 $65,006

$60,844

$57,855

$50,388

$48,652

$44,216

$42,532

$36,565

$22,672

The highest paying industries compared to the state are • Mining, quarrying, and oil and gas extraction • Arts, entertainment, recreation

Weighted by number of employees

TN GNRC REGION

Across all industries except Transportation & Warehousing, our region has higher annual wages than the state average.

• Finance and insurance • Educational services

24

Source: ACS 5‐year estimates 2015‐2019

Employment: Wages by Industry

Median Earnings by Industry, 2019

$‐ $10,000 $20,000 $30,000 $40,000 $50,000 $60,000 $70,000 $80,000

$74,760

$71,187

$57,729

$57,426

$48,314 $46,112

$45,786

$45,136 $46,983

$43,844

$43,518

$40,254 $37,202

$38,437

$36,469

$28,825

$28,518

$27,931

$26,879

$22,868

$15,016

Tennessee GNRC REGION (Average)

On average, counties in our region earn more than the state across all industries, except for Retail, Utilities, Finance/Insurance, and Accommodations & Food Services.

25

Source: Bureau of Labor Statistics Wages 2016‐2020

Employment: Wage Growth

In reported year’s dollars

0.0% 1.0% 2.0% 3.0% 4.0% 5.0% 6.0% 7.0% 8.0% 9.0% Year to Year % Change in Average Weekly Wage 2016‐2020

% Change 2016‐2020 Wages

Area

USA

19.40%

TN 16.23% GNRC Region 16.16%

Compared to the state and nation, our region hasn’t seen as much wage growth in the last 5 years. Year to Year changes, however, show an upward trend.

2016‐2017

2017‐2018

2018‐2019

2019‐2020

USA

3.3% 3.0% 3.5%

3.4% 3.3% 2.3%

3.5% 2.5% 4.0%

8.1% 6.6% 5.5%

TN

GNRC Region

USA

TN GNRC Region

26

Source: Bureau of Labor Statistics Wages 2020

Employment: Wages by Industry & County

GNRC REGION (Average)

Rutherford, TN

TN

Cheatham, TN Davidson, TN Dickson, TN Houston, TN Humphreys, TN Montgomery, TN Robertson, TN

Stewart, TN Sumner, TN Trousdale, TN Williamson, TN Wilson, TN

$ 55,142 $ 37,395 $ 75,363 $ 84,505 $ 62,265 $ 63,120 $ 77,951 $ 34,767 $ 58,658 $ 81,333 $ 94,474 $ 57,678 $ 87,504 $ 116,057 $ 40,751 $ 52,251 $ 56,996 $ 49,099 $ 20,489 $ 40,456 $ 68,877

$ 49,257 $ 10,009 $ 32,502 $ 28,599 $ 49,650 $ 59,297 $ 43,844 $ 31,206 $ 31,807 $ 67,861 $ 64,576 $ 41,151 $ 53,892 $ 75,519 $ 35,306 $ 28,843 $ 38,220 $ 28,646 $ 16,885 $ 37,242 $ 36,562

$ 49,515

$ 67,598 $ 51,321 $ 179,228 $ 86,935 $ 70,127 $ 62,500 $ 80,751 $ 40,290 $ 51,732 $ 90,733 $ 116,734 $ 66,199 $ 111,605 $ 133,022 $ 42,832 $ 68,195 $ 72,321 $ 95,511 $ 26,595 $ 42,965 $ 165,248

$ 42,752

$ 38,975

$ 51,696 $ 37,489 $ 72,183

$ 40,305 $ 31,293 $ 73,607

$ 43,303

$ 51,521

$ 42,845

$ 47,861

$ 41,937

$ 75,381

$ 46,656

10 Total, all industries

NAICS 11 Agriculture, forestry, fishing and hunting NAICS 21 Mining, quarrying, and oil and gas extraction

$ ‐ $ ‐ $ ‐

$ ‐ $ ‐ $ ‐

$ ‐

$ ‐ $ ‐ $ ‐

$ ‐ $ ‐

$ ‐

$ ‐ $ ‐

$ ‐ $ ‐

$ ‐ $ ‐ $ ‐

$ ‐ $ ‐

$ ‐

$ ‐

$ 93,094 $ 61,734 $ 73,736 $ 74,734 $ 34,813 $ 47,420 $ 64,637 $ 84,385 $ 48,392 $ 65,759 $ 93,525 $ 37,176 $ 30,121 $ 49,612 $ 17,888 $ 19,066 $ 43,052 $ 25,491

$ ‐ $ ‐

$ 81,756 $ 64,783 $ 57,443 $ 65,175 $ 31,214 $ 46,166 $ 94,749 $ 75,638 $ 50,676 $ 63,774 $ 96,025 $ 44,880 $ 24,377 $ 48,841 $ 26,712 $ 19,085 $ 38,128 $ 14,681

$ ‐

$ 110,005 $ 78,508 $ 66,746 $ 122,516 $ 38,434 $ 84,076 $ 99,217 $ 116,277 $ 84,392 $ 92,466 $ 134,012 $ 62,750 $ 42,082 $ 59,330 $ 40,437 $ 21,986 $ 46,926 $ 47,493

NAICS 22 Utilities

$ 54,127 $ 64,763

$ 51,935 $ 54,587 $ 61,318 $ 30,718

$ 56,494 $ 88,582

$ 57,685 $ 55,621 $ 60,044 $ 32,693

$ 57,323 $ 56,192

$ 29,845 $ 47,081 $ 45,615 $ 28,394

$ 62,886 $ 55,886

NAICS 23 Construction

$ 45,761

$ 41,961 $ 59,821 $ 27,912

NAICS 31‐33 Manufacturing

$ ‐

$ ‐

$ ‐

$ ‐

$ ‐

NAICS 42 Wholesale trade

$ 27,639 $ 51,901 $ 105,621 $ 71,823 $ 42,334

$ 26,305

$ 24,696 $ 50,655 $ 20,182 $ 54,037 $ 34,864 $ 38,461

$ 29,482 $ 35,831 $ 154,679 $ 54,406 $ 56,434 $ 59,196 $ 56,443 $ 39,909 $ 38,626 $ 43,943 $ 19,159 $ 18,093 $ 39,536 $ 42,658

$ 33,086 $ 45,716 $ 70,072 $ 88,702 $ 48,968 $ 58,901 $ 117,098 $ 35,016 $ 34,753 $ 48,433 $ 23,674 $ 18,829 $ 43,433

NAICS 44‐45 Retail trade

$ ‐

$ ‐ $ ‐ $ ‐ $ ‐ $ ‐

$ ‐

$ ‐

$ ‐

NAICS 48‐49 Transportation and warehousing

$ 55,106 $ 58,304 $ 41,837 $ 47,708 $ 65,483 $ 24,275 $ 49,795 $ 50,951 $ 18,301 $ 17,184 $ 35,648

$ 78,036 $ 73,443 $ 40,121 $ 56,387 $ 59,583 $ 31,607 $ 29,325 $ 42,096 $ 18,236 $ 16,845 $ 31,747 $ 33,486

$ 22,324 $ 45,733 $ 20,744 $ 71,533

$ 26,842

NAICS 51 Information

$ ‐ $ ‐

NAICS 52 Finance and insurance

NAICS 53 Real estate and rental and leasing

$ ‐ $ ‐

$ 34,800

NAICS 54 Professional and technical services NAICS 55 Management of companies and enterprises NAICS 56 Administrative and waste services

$ ‐ $ ‐ $ ‐ $ ‐

$ 38,349

$ ‐

$ 62,550

$ 39,640

$ ‐ $ ‐

$ ‐ $ ‐

NAICS 61 Educational services

$ 44,650

$ 36,686

NAICS 62 Health care and social assistance

$ 35,704 $ 16,880 $ 50,264

$ 19,488 $ 15,224 $ 27,102

$ ‐ $ ‐

NAICS 71 Arts, entertainment, and recreation

$ 12,616

$ 17,103 $ 52,047

NAICS 72 Accommodation and food services NAICS 81 Other services, except public administration

$ ‐

$ 33,303

$ ‐

$ ‐

$ ‐

NAICS 99 Unclassified

27

Source: ACS 5‐year estimates 2015‐2019

Employment: Household Income

Median Household Income (In 2019 Inflation Adjusted Dollars)

Average Household Income (In 2019 Inflation Adjusted Dollars)

$ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $

62,843 53,320 65,630 61,913 60,388 53,076 42,711 45,667 57,541 63,307 67,429 45,809 67,204 56,321 112,962 75,991

$ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $

88,607 74,750 90,149 72,891 86,309 70,198 56,271 61,050 71,258 79,439 82,581 58,720 89,411 64,745 149,836 93,387

USA

Tennessee

Our region tends to have higher median and average household incomes than the State and Nation, especially in Davidson & Williamson County. The lowest incomes are in Houston, Humphreys, and Stewart County.

GNRC REGION

Cheatham County Davidson County Dickson County Houston County Humphreys County Montgomery County Robertson County Rutherford County Stewart County Sumner County Trousdale County Williamson County

Wilson County

28

Source: ACS 5‐year estimates 2015‐2019

Employment: Household Income by Race

Median Household Income by Race of Householder, 2019

$‐ $10,000 $20,000 $30,000 $40,000 $50,000 $60,000 $70,000 $80,000 $90,000

$78,471

$76,677

$72,194

$57,216

$51,016

$47,861

$43,885

$38,791

White, Not Hispanic

Black or African American

Asian

Hispanic/Latino

Tennessee GNRC Region

Our region has higher median household incomes across all racial and ethnic groups than the State. However, the disparities between White, Not Hispanic workers and nonwhite and/or Hispanic/Latino workers are greater in our region.

Black or African American workers make 47% less than White workers across TN , and 51% less in our region . Hispanic/Latino workers make 30% less across TN , but 42% less in our region .

29

Source: ACS 5‐year estimates 2015‐2019

Employment: Household Income by Age

Median Household Income by County vs. Householders 65+, 2019

$120,000

$112,962

$100,000

$75,991

$80,000

$67,429

$67,204

$63,307

$61,913

$60,388

$57,541

$61,964

$56,321

$60,000

$53,076

$45,809

$45,667

$42,711

$45,711

$40,000

$73,573

$50,882

$48,959

$48,203

$47,412

$47,219

$46,973

$44,971

$20,000

$40,264

$39,622

$39,262

$37,254

$34,770

$‐

Countywide, Median household income Region: Average Median household income

Median household income, Householder 65+

Region: Average Median household income, Householder 65+

The median income for 65+ headed households is significantly lower compared to median income across all households. The biggest disparity is in Williamson County, with a difference of almost $40,000 .

30

Quality of Life

Housing Stock

Housing Prices

Population Health

• Both existing and new members of the region's workforce must be able to find places to live. • The lack of housing options or need for people to live farther away from work directly affects the region's quality of life

• The region's population needs affordable options for all incomes to attract the best workers and support the needs of its existing people

• A healthy population is more likely to enter the workforce and support its community through service and other actions

31

Source: ACS 5‐year estimates 2015‐2019

Quality of Life: Cost Burden for Housing

% Cost Burdened Renters

% Cost Burdened Owners

Cost burden is highest in Davidson (45%), Rutherford (42%), and Montgomery (43%) among renters. Cost burdened is defined as spending 30% or more of one’s monthly income on housing costs or rent.

Total Cost Burdened % Cost Burdened

689,438 203,711

27% 28% 22% 32% 21% 23% 25% 29% 24% 26% 23% 25% 29% 21% 23%

Tennessee

43% 43% 34% 45% 35% 33% 40% 43% 40% 42% 29% 41% 33% 39% 40%

18% 19% 19% 22% 16% 20% 20% 20% 18% 17% 21% 20% 28% 17% 17%

GNRC REGION Cheatham County Davidson County Dickson County Houston County Humphreys County Montgomery County Robertson County Rutherford County Stewart County Sumner County Trousdale County Williamson County

3,386

90,850

4,039

651

1,660

21,241

6,133

28,995

1,206

17,074

Among owners, Cost burden is highest in Davidson (22%) and Trousdale (28%).

913

16,326 11,237

Wilson County

32

Source: 2017 H+T Index Release, using 2015 ACS and 2014 LEHD

Quality of Life: Cost Burden for Housing & Transportation

Cost burden for housing is typically spending 30% or more on housing costs Cost burden for housing & transportation is typically spending 45% or more on housing + transportation costs Our region overall has lower housing & transportation costs than the TN and USA averages as a % of median income. However, the share of costs are highest in lower‐income counties that are farther from the urban core such as Humphreys (55%), Houston (53%) and Stewart (54%).

Transportation Cost as a % of Median Income

Housing Cost as a % of Median Income

H+T as % of Median Income

USA Average

22% 25% 21% 24% 20% 27% 31% 30% 23% 23% 20% 31% 21% 26% 12% 19%

27% 21% 21% 23% 24% 23% 22% 24% 22% 22% 21% 23% 23% 20% 21% 21%

49% 46% 42% 47% 44% 50% 53% 55% 46% 45% 41% 54% 44% 46% 33% 40%

Tennessee Average

GNRC REGION

Cheatham County Davidson County Dickson County Houston County Humphreys County Montgomery County Robertson County Rutherford County

Stewart County Sumner County

Trousdale County Williamson County

Wilson County

33

Source: Zillow

Quality of Life: Housing Stock ‐ For Sale Inventory

For Sale Inventory, Jan 2018 to Dec 2020 by MSA

16,000

14,000

12,000

10,000

8,000

6,000

4,000

2,000

Nashville, TN

Memphis, TN

Knoxville, TN

Compared to other MSAs in the State, our region has showed higher and more consistent for sale housing stock over the last 2 years, with peaks during summers. 2020 didn’t impact our region’s housing stock as much as the other MSAs.

34

Source: HUD State of the Cities Database

Housing Stock: Residential Building Permits

Year to Year, % Change in Residential Building Permits 2015‐2020

25%

23%

22%

Building in our region has been increasing in recent years and outpaced the state in 2019. The greatest boom took place from 2018 to 2019 with a 23% increase in residential building permits.

20%

20%

15%

12%

10%

11%

10%

5%

5%

2%

0%

2015‐2016

2016‐2017

2017‐2018

2018‐2019

2019‐2020

‐2%

‐5%

‐8%

‐10%

Tennessee

GNRC REGION

35

Source: HUD State of the Cities Database

Housing Stock: Residential Building Permits

% Change year to year

2015‐2016 2016‐2017 2017‐2018 2018‐2019 2019‐2020

Tennessee

12%

5%

‐2%

11%

20%

Greatest building increases from 2019‐ 2020 were in Davidson and Montgomery counties, while the more rural counties saw decreases.

GNRC REGION

10%

2%

‐8%

23%

22%

Cheatham County

43%

69%

0%

18%

‐25%

Davidson County

17%

‐33%

8%

43%

34%

Dickson County

23%

23%

11%

1%

29%

Houston County Humphreys County ‐20%

25%

10%

‐9%

40%

Montgomery County

21%

12%

0%

44%

47%

Robertson County

34%

94%

‐46%

34%

40%

Rutherford County ‐21%

26%

11%

‐2%

‐9%

Stewart County

‐73%

50%

17%

‐71%

Sumner County

25%

77%

‐27%

‐18%

40%

Trousdale County

‐17%

54%

42%

‐22%

‐15%

Williamson County 20%

4%

‐26%

16%

‐7%

Wilson County

2%

62%

‐38%

38%

23%

36

Source: HUD State of the Cities Database

Quality of Life: Housing Stock ‐ Residential Building Permits

GNRC Region Residential Building Permits, 2015‐2020

Residential Building Permits by Type, 2020, GNRC Region

18,000

30,000

28,636

16,500

16,000

28,000

14,000

26,000

12,136

11,518

23,413

12,000

24,000

10,000

22,000

20,592

20,287

8,000

19,037

20,000

18,441

6,000

18,000

4,000

16,000

2,000

14,000

390

228

12,000

Units in 2‐unit Multi‐Family Structures

Units in 3‐ and 4‐unit Multi‐ Family Structures

Units in 5+ Unit Multi‐ Family Structures

Units in All Multi‐Family Structures

Units in Single‐ Family Structures

10,000

2015

2016

2017

2018

2019

2020

The majority of units built in 2020 were single‐family units . Of the multi‐family units, most of them are larger complexes with 5 or more units.

37

Source: Zillow

Quality of Life: Home Value Over Time

Monthly Zillow Home Value Index, Jan 1996‐May 2021

350,000

300,000

$266,841

250,000

200,000

GNRC Region USA Tennessee

150,000

$97,982

100,000

50,000

These all outpace inflation , which had an annual average increase of 2.1% , while our home values have risen an average of 6.9% per year

Home values in our region have been steadily increasing since 1996, an overall increase of 172%, compared to 166% in the US and 141% in TN

38

Source: Zillow

Rents Over Time

Monthly Zillow Observed Rent Index January 2014‐May 2021 by MSA

1800

$1,637

1600

1400

$1,135

1200

1000

800

600

400

200

0

Nashville, TN

Memphis, TN

Knoxville, TN

This has also outpaced inflation , with an annual average increase of 2.1%, while our rents have risen about 7.4% each year .

Rents have also increased and have consistently been higher than the other MSAs in the State. The rent across all types of units has increased by 44% since 2014.

39

Source: County Health Rankings, 2021 Release

Quality of Life: Health Rankings

1 = better health; 95 = worse health

Health Outcomes include: • Premature death • Poor or fair health • Low birthweight Health Factors include: • • •

Health Outcomes Rank out of 95

Health Factors Rank out of 95

Cheatham Davidson Dickson Houston

26

11

Poor physical health days Poor mental health days

8

9

27 54 64 12

18 65 45 14 16

Humphreys Montgomery Robertson Rutherford

Health behaviors (smoking, obesity, physical activity, STIs, teen pregnancy) Clinical Care (access to care, uninsured, vaccination rates)

9 4

3

Stewart Sumner

22

33

3

5

• Socioeconomic Factors (high school completion, poverty, violent crime, inequality) • Physical Environment (drinking water violations, long commute, air pollution)

Trousdale Williamson

30

35

1 2

1 4

Wilson

Williamson ranks #1 in the state for health outcomes & factors, with Wilson close behind. Houston and Humphreys are ranked lower out of the 95 counties in the state for health.

40

Environment

Traffic & Congestion

Commuting Patterns

Development Pressures

• Beyond affecting the region's quality of life, traffic and

• People traveling long distances for their jobs and using their personal vehicles impacts the region's air quality and people's workday satisfaction

• A growing economy and the need for more housing and places to work are causing significant environmental pressures due to development

congestion can cause environmental harm

41

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