Disability Income Insurance provides benefits in the event you are disabled.
EMPLOYEE ELIGIBILITY: • A full time employee who works at least 27 hours per week. • Age 17 and up, • Actively at work in your current job for the past thirty (30) days. • A US citizen residing and working in the U.S.
To further enhance your Disability Benefits you may elect one or more of the Optional Riders below: First Hospital Confinement Benefit Pays a Lump Sum Benefit for Insured’s First Hospital Confinement for covered Sickness or Injury during the Calendar Year. Benefit Amount: Depends on the length of Hospital Confinement:1 day $500; 2 days $1,000; 3 days $2,000; 4 days $3,000; 5 days $4,000; 6 days $5,000. The benefit is not cumulative and will not exceed $5,000. Benefit Period: Payable one time per Calendar Year, per insured person. Hospital Confinement includes one continuous Hospital Confinement or several Hospital Confinements for the same or related cause, which are separated by less than 60 days. Hospital Indemnity Rider 1 Pays a Benefit Amount, shown on the policy schedule, while this rider is in force, for a period of confinement, at the direction of and under the care of a physician for the treatment of an Injury or Sickness as defined by the policy to a maximum of 365 days. Hospital Injury Indemnity 1 Pays a Benefit Amount, shown on the policy schedule, while this rider is in force, for a period of confinement, at the direction of and under the care of a physician for the treatment of an Injury as defined by the policy to a maximum of 365 days. Emergency Accident Pays the Specified Benefit for Emergency Care rendered (within 72 hours of the date of the injury) by a Physician in a Hospital Emergency Room or Physician’s office due to a covered Injury. Pays for a maximum of four different covered injuries in a calendar year per insured category (4 for employee, 4 for spouse and 4 for all children, not each child).
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