Frontwave Briefing | Third Quarter 2023

Third Quarter 2023

frontwavecu.com

Our commitment to our Members doesn’t stop there. We’re kicking summer into high gear by giving away groceries, cash, vacations and more just for doing something you’re already doing — using your Frontwave Visa Credit or Debit Card! Whether you swipe your Frontwave Visa, tap your card for contactless payments, dip the chip, or shop online, you’ll be automatically entered to win prizes all summer long. This is all just our way of saying thanks for your loyal Membership! And that’s not all! We’ve also been busy supporting our communities and giving back with our Goodie2Crew. Our team of do-gooders continued the great work they started in 2022 by supporting our communities with random acts of kindness. So far this year, our Goodie2Crew has paid for groceries at a local supermarket, raised $500 for the San Diego Humane Society, and shown their support for the Service Members and Veterans who have dedicated themselves to our country with a commemorative Wall of Honor at Operation Appreciation. Join us on social media to keep an eye out for the Goodie2Crew in your community – and who knows, you might just get a sweet surprise courtesy of Frontwave! As we look ahead to Frontwave’s future, I am thrilled to have Dennis Kingery onboard as our new CFO. He’s already making an impact on our financial strategy and helping us deliver on our vision to be the best place you’ve ever banked. If you’re interested in making an impact on Frontwave’s future, consider applying for nomination to our Board of Directors. You know that feeling when you’ve got a great idea that could make something better? Here’s your chance to bring your ideas to life and make a real difference in the future of our credit union. Remember, Frontwave is committed to your financial success. Whatever you need, we got YOU!

When we say we want to do everything we can to make your Frontwave experience great, we mean it. We’re always looking for ways to make your life easier, including how you choose to bank with us. Upgrade Your Digital Banking Experience

Notes from the CE0

With Frontwave’s cutting edge, secure technology, you can: • Manage accounts 24/7 • Check account balances • Transfer funds • Make mobile check deposits • Track transaction hisory • Make a payment • And more!

Bill Birnie, President/CEO At Frontwave, we look out for our Members and fight for their dreams, no matter how big or small. We do this because we believe in doing what’s right by our Members, a commitment that remains as strong today as it did when we got our start back in 1952. So when recent concerns surrounding the debt ceiling reached an all-time high and it looked like the government might default, we sprung into action to make sure our Members were taken care of. Without hesitation, we pledged to post direct deposits for military and Department of Defense personnel so they weren’t left high and dry due to the government’s inaction. That’s what we call COMMITMENT! We’re also committed to helping Members create a successful financial future. We know saving isn’t always easy. But it’s an important step to put you one step closer to making your financial dreams come true. That’s why earlier this year, we helped Members stash some cash with a special rate on our 12-month Saver Certificate, which is designed to reward a habit of savings. We were thrilled to help over 3,500 Members invest more than $1.7 million to create a stronger foundation for their futures. And that’s in just one month! This unique product allows our Members to continue adding to their savings throughout the year and earning more every time they do!

We’re not the only ones excited about our digital banking experience. Check out some Member feedback we’ve received:

This is a great app. I have yet to find any issues, and it has made my online banking with Fronteave easy and convenient.

- Richard R.

Got any other feedback for us? The next time you get a survey from us, we really appreciate you telling us how you feel.

Stay in Touch

We love connecting with our Members, sharing how we’re supporting our communities, and saying thank you for your Membership with special giveaways! Join our social media communities to get the latest on Frontwave news and happenings, financial education tips, chances to win great prizes, and more.

Calling all fighters.

Now accepting nominations for our Board of Directors

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