Nordea Bank 2024 Benefit Guide

MetLife Dental PPO Plan

Services

In-Network

Out-of-Network

Annual Deductible

$25/$75

Calendar Year

Deductible Accumulation

Annual Maximum Benefit

$3,000

Preventive Dental Services (Deductible is Waived) (cleaning, exams, x-rays)

Plan pays 100%

Plan pays 100%

Once every 6 months

Once every 6 months

Frequency

Plan pays 80% You pay 20%

Basic Dental Services (fillings, root canal)

Plan pays 100%

Full mouth X-rays:

Full mouth X-rays: 1 in

1 in 3 years

3 years

Crowns:

Crowns:

Waiting Period

1 per tooth in 5 years

1 per tooth in 5 years

Plan pays 60%

Plan pays 50% You pay 50%

Major Dental Services

You pay40%

(extractions, crowns, inlays, onlays,

bridges, dentures, repairs, root

Repairs: 1 in 12 months Bridges/Dentures: 1 in 5 years

Repairs : 1 in 12 months Bridges/Dentures: 1 in 5 years

canal)

Waiting Period

Orthodontia Services (Up to age 19)

50% Lifetime Maximum

Orthodontia Lifetime Max

$3,000

Dependent Cut Off Age (Plan)

Up to Age 26

11

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