Most Americans do not prioritize retirement early enough, which is why many traditional options do not fully meet the financial needs of retirees today. Fixed annuities, however, are designed specifically to benefit those who are already retired or nearing retirement age.
Planning for Retirement in Today’s Environment In today’s economy, planning for retirement— and ensuring you’re making the right decisions for your situation—is a complicated process. Americans are living longer, and many retirees are outliving their savings. As life expectancy increases and the retirement burden shifts to individuals, there is a critical need for effective retirement solutions.
Current retirement options often fall short. Savings accounts and CDs typically offer low rates with limited benefits. And other investment options come with risks that can be especially problematic for retirement-aged individuals, including stock market volatility, interest-rate risk, and credit risk.
Addressing Retirement Concerns Through Fixed Annuities
Outliving Your Savings Growing your retirement income can ensure you do not outlive your savings.
State of Social Security Retirees need a supplement to social security which is often not sufficient as a sole source of income.
Increased Healthcare Cost Get access to your money through flexible withdrawal terms when you need it.
Choosing the Highest Level of Income and Principal Protection
Product/Source
Income
Principal Protection
Stocks Bonds
LOW
LOW
MODERATE
MODERATE
Bank Products Fixed Annuities
MODERATE
HIGH
HIGH
HIGH
Issued by The Ohio State Life Insurance Company
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