NEX MULTI-YEAR GUARANTEED ANNUITY PRODUCT OVERVIEW Access to Money & Other Benefits 1
Annuitization Payment Options Available • Payments for Fixed Period of Time Option • Life Income Option • Life Income plus Fixed Period Option • Payments of Fixed Amounts Option
Free Partial Withdrawal Rider If owner selects the Free Partial Withdrawal Rider, after the penalty free waiting period, Ohio State Life will waive any withdrawal charges and market value adjustment on the first withdrawal in a policy year in an amount up to the free withdrawal percentage of the account value. Death Benefit Feature Rider If owner selects the Death Benefit Feature Rider, on the death of the owner (or the death of a joint owner, if applicable) before the income date, the death benefit amount will be the account value on the date of the owner’s (or joint owner’s) death. The market value adjustment and any withdrawal charges will be waived.
• Joint Life Income Option • Other Payments Option
Nursing Home Waiver of Withdrawal Charge Rider
If owner selects the Nursing Home Rider, after the first contract year and while the policy is in force, owner may request a partial or total surrender of the value of the annuity without withdrawal charges if owner provides satisfactory proof that: • Owner is confined in a nursing home continuously for at least 90 consecutive days immediately prior to the request; and • Owner’s confinement in the nursing home began after the rider effective date.
1 Some features and optional benefits and riders may not be available in all states.
Issued by The Ohio State Life Insurance Company
www.nexannuity.com
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