Hering Homes Buyer Guide

RESEARCH LENDERS AND GET PRE-APPROVED 03

Credit score and financial documents in hand, you’re ready to start researching options for your home loan.

Take advantage of online aids but listen to us! We have relationships with amazing local lenders and that makes a crucial difference in a competitive market. You can comparison shop from a diverse group of reputable lenders in all 50 states, ranging from small, regional providers to larger, well-known brands such as Citi and Bank of America. You’ll get a personalized quote and can read lender reviews and ratings to help gain insights into which lender is right for you.

Make sure you get that mortgage preapproval letter — it’ll make you a more competitive buyer.

Note: Being pre-approved, unlike being pre-qualified, means you've actually been approved by a lender for a specific loan amount. You will need to provide documented financial information (income, statements, assets, debt & credit reports etc.) to be reviewed & verified by the lender.

YOUR HOMEWORK

Find out if you qualify for a special loan, such as a VA, FHA, or HUD home buying program.

Request quotes from multiple lenders and comparison shop for loans.

Get preapproved for a mortgage and receive your letter

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