the Kelowna rennie review | December 2023

the rennie review DATA-DRIVEN INSIGHTS INTO SALES, LISTINGS, AND PRICING TRENDS FOR KELOWNA’S HOUSING MARKET

published December 2023

table of contents

Welcome to the latest edition of the rennie review, which provides a detailed look at the Central Okanagan’s housing market. In this report, we examine the most recent MLS data for the region, including city- and neighbourhood-level stats.

02 INTRO

03 WHAT YOU NEED TO KNOW

04 FEATURED LISTINGS

05 CENTRAL OKANAGAN

Ryan Berlin SENIOR ECONOMIST VICE PRESIDENT, INTELLIGENCE rberlin@rennie.com

Ryan Wyse LEAD ANALYST & MARKET INTELLIGENCE MANAGER rwyse@rennie.com

08 CITY OF KELOWNA

11 DOWNTOWN KELOWNA

14 WEST KELOWNA

17 AREA MAP

2 Copyright ©️ 2023 rennie group of companies. All rights reserved. This material may not be reproduced or distributed, in whole or in part, without the prior written permission of the rennie group of companies. Current as of December 13, 2023. All data from Association of Interior Realtors & rennie. While the information and data contained herein has been obtained from sources deemed reliable, accuracy cannot be guaranteed. rennie group of companies does not assume responsibility or liability for any inaccuracies. The recipient of the information should take steps as the recipient may deem necessary to verify the information prior to placing any reliance upon the information. The information contained within this report should not be used as an opinion of value, such opinions should and 2 can be obtained from a rennie and associates advisor. All information is subject to change and any property may be withdrawn from the market at any time without notice or obligation to the recipient from rennie group of companies. E.&O.E.

it ’ s a common refrain: demand has waned

The Central Okanagan’s housing market recorded its sixth consecutive month of declining sales counts in November, as many would-be buyers have been kept on the sidelines in response to high interest rates. And with December typically representing the low water mark for monthly transactions in the year, a seventh straight month of sliding sales is likely.

buying taking place—with last month’s months-of-inventory (MOI) metric sitting at 11.0 (an MOI of less than 5 reflects conditions more favourable to sellers; 5-8 MOI reflects balanced conditions; and an MOI over 8 reflects a buyers’ market). With the finish line to 2023 in sight, expect a similar combination of still-high interest rates (what we call “macro-ality”) and the more typical seasonality to play out again in December. Indeed, sales, new listings, and inventory—which all normally experience a steep drop-off between November and December—will undoubtedly sag again this year to close out 2023, with sales and new listings diverging somewhat. This will support inventory at the margin—good news, especially, for anyone who’s on the look out for their first home.

Here at rennie intelligence, we track a number of metro housing markets in British Columbia, and there continues to be one consistent, if unsurprising, feature of each one: high interest rates are smothering buying activity. When coupled with typical seasonal undulations that, on their own, yield declining housing market activity towards the end of each year, the result is sales counts that have continued to decline into November and will also do so into December in Kelowna and beyond. There were just 202 MLS transactions in the Central Okanagan last month, which was a 14% decline from October and the sixth consecutive monthly drop. And while this may have been less than the typical October-to-November decrease (of 16%), last month’s sales were still 14% below those of November 2022 and 43% less than the past-decade average for the month.

On the new listings front, November’s total of 600 was down 15% from October—also less than the typical month-to-month decline of 25%. Despite the slowdown, new listings remained elevated compared to both one year ago (27% higher) and the past-decade November average (25% higher). The result of below-average sales activity and above-average new listings was inventory that was 23% higher than in November 2022 and 25% higher than the long-run average for the month. And while November’s 2,219 total listings were down by 4% between October and November, this compared to the more typical 11% contraction. These supply and demand dynamics led to a third consecutive month of conditions that favour buyers in November—indeed, this is somewhat ironic given the lack of actual

3 Copyright ©️ 2023 rennie group of companies. All rights reserved. This material may not be reproduced or distributed, in whole or in part, without the prior written permission of the rennie group of companies. Current as of December 13, 2023. All data from Association of Interior Realtors & rennie. While the information and data contained herein has been obtained from sources deemed reliable, accuracy cannot be guaranteed. rennie group of companies does not assume responsibility or liability for any inaccuracies. The recipient of the information should take steps as the recipient may deem necessary to verify the information prior to placing any reliance upon the information. The information contained within this report should not be used as an opinion of value, such opinions should and 2 can be obtained from a rennie and associates advisor. All information is subject to change and any property may be withdrawn from the market at any time without notice or obligation to the recipient from rennie group of companies. E.&O.E.

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Copyright ©️ 2023 rennie group of companies. All rights reserved. This material may not be reproduced or distributed, in whole or in part, without the prior written permission of the rennie group of companies. Current as of December 13, 2023. All data from Association of Interior Realtors & rennie. While the information and data contained herein has been obtained from sources deemed reliable, accuracy cannot be guaranteed. rennie group of companies does not assume responsibility or liability for any inaccuracies. The recipient of the information should take steps as the recipient may deem necessary to verify the information prior to placing any reliance upon the information. The information contained within this report should not be used as an opinion of value, such opinions should and 2 can be obtained from a rennie and associates advisor. All information is subject to change and any property may be withdrawn from the market at any time without notice or obligation to the recipient from rennie group of companies. E.&O.E. 4

central okanagan DETACHED - NOVEMBER 2 0 2 3

MONTHS OF INVENTORY 10.3 BUYERS' MARKET

▶ MARKET SUMMARY

AVERAGE PRICE

MEDIAN PRICE

TOTAL LISTINGS

SALES

▲ 3% VS 2022

▲ 5% VS 2022

▲ 21% VS 2022

▼ 4% VS 2022

There were 1,241 detached listings in the Central Okanagan in November, 10% below October and 21% higher than November 2022. November detached home sales increased by 13% month-over-month, to 120, and were 4% below November 2022. The months of inventory for detached in the Central Okanagan, at 10.3, reflected a buyers' market. The detached median price in November was $967,500, a 0.4% increase from October and 5% above November 2022. The average sold price was $1,171,979, 3% above last month and up 3% to November 2022.

THIS MONTH No. $1,171,979 $967,500 10.3 120 1,241

PREVIOUS MONTH No.

PREVIOUS YEAR

No.

% Change

% Change

TOTAL LISTINGS TOTAL SALES MONTHS OF INVENTORY MEDIAN SOLD PRICE AVERAGE SOLD PRICE

$1,134,508 $925,000 820% 125 1,025

3% 5% 26% -4% 21%

$1,132,982 $963,600 13.0 106 1,373

3% 0.4% -20% 13% -10%

▶ MEDIAN DAYS ON MARKET

▶ RECENT TRENDS

● SALES ● TOTAL INVENTORY ● MEDIAN PRICE

1,349

1,412

48

1,282

1,373

1,241

1,320

42

1,025

1,011

1,154

1,054

900

830

822

32

258

246

192

132

130

106

95

67

218

125

120

200

166

$1.03M

$986K

$971K

$975K

$964K

$968K

$960K

$950K

$947K

$925K

$926K

$908K

$890K

Nov-22

Oct-23

Nov-23

▶ TOTAL LISTINGS & SALES BY PRICE RANGE

SELLERS' MARKET < 5

BALANCED 5 - 8

BUYERS' MARKET 8+

● SALES ● TOTAL INVENTORY ● MONTHS OF INVENTORY

250

24+

24+

24+

23.4

200

20.0

150

17.0

100

8.4

7.5

6.9

50

3.6

0

<$600K

$600-799K

$800-999K

$1.0M-1.24M $1.25M-1.49M $1.5M-1.74M $1.75M-1.99M $2.0M-2.49M $2.5M-2.99M

$3M+

MOI INVENTORY SALES

4 30 7.5

30 108 3.6

33 229 6.9

24 201 8.4

12 204 17.0

5 117 23.4

3 88 29.3

2 91 45.5

3 60 20.0

4 113 28.3

Copyright © December 13, 2023 rennie group of companies. All rights reserved. This material may not be reproduced or distributed, in whole or in part, without the prior written permission of the rennie group of companies. Current as of December 13, 2023. All data from Association of Interior Realtors & Rennie. While the information and data contained herein has been obtained from sources deemed reliable, accuracy cannot be guaranteed. rennie group of companies does not assume responsibility or liability for any inaccuracies. The recipient of the information should take steps as the recipient may deem necessary to verify the information prior to placing any reliance upon the information. The information contained within this report should not be used as an opinion of value, such opinions should and can be obtained from a rennie and associates advisor. All information is subject to change and any property may be withdrawn from the market at any time without notice or obligation to the recipient from rennie group of companies. E.&O.E.

5

central okanagan TOWNHOME - NOVEMBER 2 0 2 3

MONTHS OF INVENTORY 9.5 BUYERS' MARKET

▶ MARKET SUMMARY

AVERAGE PRICE

AVERAGE PSF PRICE ▼ 9% VS 2022

MEDIAN PRICE

TOTAL LISTINGS

SALES

▲ 18% VS 2022

▲ 17% VS 2022

▼ 11% VS 2022

▼ 14% VS 2022

There were 400 townhome listings in the Central Okanagan in November, 1.5% above October and 18% higher than November 2022. November townhome sales decreased by 22% month-over-month, to 42, and were 17% above November 2022. The months of inventory for townhomes in the Central Okanagan, at 9.5, reflected a buyers' market. The townhome median price in November was $662,500, a 7% decrease from October and 14% below November 2022. The average sold price was $704,935, 6% below last month; the average PSF sale price was $404, down 9% to last month.

THIS MONTH No.

PREVIOUS MONTH

PREVIOUS YEAR

No.

% Change

No.

% Change

TOTAL LISTINGS TOTAL SALES MONTHS OF INVENTORY MEDIAN SOLD PRICE AVERAGE SOLD PRICE AVERAGE PRICE PSF

$404 $704,935 $662,500 9.5 42 400

$443 $795,979 $770,000 939% 36 338

-9% -11% -14% 1.4% 17% 18%

$442 $752,453 $710,000 7.3 54 394

-9% -6% -7% 31% -22% 1.5%

▶ MEDIAN DAYS ON MARKET

▶ RECENT TRENDS

● SALES ● TOTAL INVENTORY ● MEDIAN PRICE

412

41

400

364

40

394

338

325

364

325

34

307

294

276

259

247

107

75

64

54

38

88

78

71

42

36

38

44

38

$770K

$720K

$710K

$706K

$708K

$700K

$695K

$687K

$685K

$665K

$663K

$653K

$630K

Nov-22

Oct-23

Nov-23

▶ NUMBER OF BEDROOMS

▶ TOTAL LISTINGS & SALES BY PRICE RANGE

SELLERS' MARKET < 5

BALANCED 5 - 8

BUYERS' MARKET 8+

● SALES ● TOTAL INVENTORY

● SALES ● TOTAL INVENTORY ● MONTHS OF INV.

80

10

24+

24+

4+ bdrms

22.7

83

60

20

3 bdrms

40

197

9.5

8.8

11

20

2 bdrms

5.8

4.6

114

0

1

<2 bdrms

<$600K $600K-699K $700K-799K $800K-899K $900K-999K $1.0M-1.24M $1.25M-1.49M $1.5M + MOI INVENTORY SALES 3 68 22.7 6 35 5.8 1 37 37.0 0 15 n/a 1 25 25.0 14 65 4.6 9 79 8.8 8 76 9.5

6

Copyright © December 13, 2023 rennie group of companies. All rights reserved. This material may not be reproduced or distributed, in whole or in part, without the prior written permission of the rennie group of companies. Current as of December 13, 2023. All data from Association of Interior Realtors & Rennie. While the information and data contained herein has been obtained from sources deemed reliable, accuracy cannot be guaranteed. rennie group of companies does not assume responsibility or liability for any inaccuracies. The recipient of the information should take steps as the recipient may deem necessary to verify the information prior to placing any reliance upon the information. The information contained within this report should not be used as an opinion of value, such opinions should and can be obtained from a rennie and associates advisor. All information is subject to change and any property may be withdrawn from the market at any time without notice or obligation to the recipient from rennie group of companies. E.&O.E. 6 ●

central okanagan CONDO - NOVEMBER 2 0 2 3

MONTHS OF INVENTORY 9.5 BUYERS' MARKET

▶ MARKET SUMMARY

AVERAGE PRICE

AVERAGE PSF PRICE ▼ 2% VS 2022

MEDIAN PRICE

TOTAL LISTINGS

SALES

▲ 29% VS 2022

▼ 17% VS 2022

▼ 1.2% VS 2022

▼ 16% VS 2022

There were 578 condo listings in the Central Okanagan in November, 6% above October and 29% higher than November 2022. November condo sales decreased by 18% month-over-month, to 61, and were 16% below November 2022. The months of inventory for condos in the Central Okanagan, at 9.5, reflected a buyers' market. The condo median price in November was $405,000, a 18% decrease from October and 1.2% below November 2022. The average sold price was $449,756, 15% below last month; the average PSF sale price was $499, down 3% to last month.

THIS MONTH No.

PREVIOUS MONTH

PREVIOUS YEAR

No.

% Change

No.

% Change

TOTAL LISTINGS TOTAL SALES MONTHS OF INVENTORY MEDIAN SOLD PRICE AVERAGE SOLD PRICE AVERAGE PRICE PSF

$499 $449,756 $405,000 9.5 61 578

$509 $540,143 $410,000 612% 73 447

-2% -17% -1.2% 55% -16% 29%

$516 $527,220 $491,000 7.3 74 543

-3% -15% -18% 29% -18% 6%

▶ MEDIAN DAYS ON MARKET

▶ RECENT TRENDS

● SALES ● TOTAL INVENTORY ● MEDIAN PRICE

546

578

40

535

500

475

543

36

511

435

507

485

447

481

32

374

145

139

129

127

74

135

50

47

73

61

94

77

76

$491K

$475K

$471K

$460K

$461K

$464K

$464K

$450K

$451K

$445K

$435K

$410K

$405K

Nov-22

Oct-23

Nov-23

▶ NUMBER OF BEDROOMS

▶ TOTAL LISTINGS & SALES BY PRICE RANGE

SELLERS' MARKET <5

BALANCED 5 - 8

BUYERS' MARKET 8+

● SALES ● TOTAL INVENTORY

● SALES ● TOTAL INVENTORY ● MONTHS OF INV.

200

24+

4+ bdrms

6

22.0

20.3

150

5

3 bdrms

73

100

9.8

9.0

32

2 bdrms

50

4.8

348

1.0

0

23

<$200K $200-$399K $400-599K $600-799K $800-999K $1.0M-1.24M $1.25M-1.49M $1.5M + MOI INVENTORY SALES 27 130 4.8 22 216 9.8 4 117 29.3 3 61 20.3 1 22 22.0 1 9 9.0 0 20 n/a 3 3 1.0

<2 bdrms

151

Copyright © December 13, 2023 rennie group of companies. All rights reserved. This material may not be reproduced or distributed, in whole or in part, without the prior written permission of the rennie group of companies. Current as of December 13, 2023. All data from Association of Interior Realtors & Rennie. While the information and data contained herein has been obtained from sources deemed reliable, accuracy cannot be guaranteed. rennie group of companies does not assume responsibility or liability for any inaccuracies. The recipient of the information should take steps as the recipient may deem necessary to verify the information prior to placing any reliance upon the information. The information contained within this report should not be used as an opinion of value, such opinions should and can be obtained from a rennie and associates advisor. All information is subject to change and any property may be withdrawn from the market at any time without notice or obligation to the recipient from rennie group of companies. E.&O.E. 7 ●

city of kelowna DETACHED - NOVEMBER 2 0 2 3

MONTHS OF INVENTORY 9.7 BUYERS' MARKET

▶ MARKET SUMMARY

AVERAGE PRICE

MEDIAN PRICE

TOTAL LISTINGS

SALES

▲ 18% VS 2022

▲ 2% VS 2022

▼ 3% VS 2022

▼ 1.1% VS 2022

There were 854 detached listings in the City of Kelowna in November, 11% below October and 18% higher than November 2022. November detached home sales increased by 33% month-over-month, to 88, and were 2% above November 2022. The months of inventory for detached in the City of Kelowna, at 9.7, reflected a buyers' market. The detached median price in November was $989,000, a 0.7% decrease from October and 1.1% below November 2022. The average sold price was $1,152,813, 6% below last month and down 3% to November 2022.

THIS MONTH No. $1,152,813 $989,000 9.7 88 854

PREVIOUS MONTH No.

PREVIOUS YEAR

No.

% Change

% Change

TOTAL LISTINGS TOTAL SALES MONTHS OF INVENTORY MEDIAN SOLD PRICE AVERAGE SOLD PRICE

$1,190,111 $999,950 844% 86 726

-3% -1.1% 15% 2% 18%

$1,222,289 $996,000 14.5 66 958

-6% -0.7% -33% 33% -11%

▶ MEDIAN DAYS ON MARKET

▶ RECENT TRENDS

● SALES ● TOTAL INVENTORY ● MEDIAN PRICE

925

49

873

970

958

854

909

726

681

777

41

706

628

587

586

29

181

156

135

124

90

67

66

45

86

145

88

125

93

$1.06M $1.04M $1.00M $1.02M $1.04M

$1000K

$996K

$990K $1.03M $1.05M $1.03M

$989K

$885K

Nov-22

Oct-23

Nov-23

▶ TOTAL LISTINGS & SALES BY PRICE RANGE

SELLERS' MARKET < 5

BALANCED 5 - 8

BUYERS' MARKET 8+

● SALES ● TOTAL INVENTORY ● MONTHS OF INVENTORY

160

140

24+

24+

22.0

21.5

120

19.6

100

80

13.0

60

8.0

40

5.5

5.4

20

2.9

0

<$600K

$600-799K

$800-999K

$1.0M-1.24M $1.25M-1.49M $1.5M-1.74M $1.75M-1.99M $2.0M-2.49M $2.5M-2.99M

$3M+

MOI INVENTORY SALES

2 11 5.5

18 52 2.9

25 136 5.4

19 152 8.0

11 143 13.0

5 98 19.6

3 66 22.0

2 64 32.0

2 43 21.5

1 89 89.0

Copyright © December 13, 2023 rennie group of companies. All rights reserved. This material may not be reproduced or distributed, in whole or in part, without the prior written permission of the rennie group of companies. Current as of December 13, 2023. All data from Association of Interior Realtors & Rennie. While the information and data contained herein has been obtained from sources deemed reliable, accuracy cannot be guaranteed. rennie group of companies does not assume responsibility or liability for any inaccuracies. The recipient of the information should take steps as the recipient may deem necessary to verify the information prior to placing any reliance upon the information. The information contained within this report should not be used as an opinion of value, such opinions should and can be obtained from a rennie and associates advisor. All information is subject to change and any property may be withdrawn from the market at any time without notice or obligation to the recipient from rennie group of companies. E.&O.E.

8

city of kelowna TOWNHOME - NOVEMBER 2 0 2 3

MONTHS OF INVENTORY 9.3 BUYERS' MARKET

▶ MARKET SUMMARY

AVERAGE PRICE

AVERAGE PSF PRICE ▼ 7% VS 2022

MEDIAN PRICE

TOTAL LISTINGS

SALES

▲ 27% VS 2022

▲ 29% VS 2022

▼ 14% VS 2022

▼ 15% VS 2022

There were 289 townhome listings in the City of Kelowna in November, 5% above October and 27% higher than November 2022. November townhome sales decreased by 24% month-over-month, to 31, and were 29% above November 2022. The months of inventory for townhomes in the City of Kelowna, at 9.3, reflected a buyers' market. The townhome median price in November was $660,000, a 6% decrease from October and 15% below November 2022. The average sold price was $699,058, 6% below last month; the average PSF sale price was $409, down 8% to last month.

THIS MONTH No.

PREVIOUS MONTH

PREVIOUS YEAR

No.

% Change

No.

% Change

TOTAL LISTINGS TOTAL SALES MONTHS OF INVENTORY MEDIAN SOLD PRICE AVERAGE SOLD PRICE AVERAGE PRICE PSF

$409 $699,058 $660,000 9.3 31 289

$442 $811,558 $777,500 950% 24 228

29% 27%

$447 $746,267 $705,000 6.7 41 276

-8% -6% -6% 38% -24% 5%

-7% -14% -15% -1.9%

▶ MEDIAN DAYS ON MARKET

▶ RECENT TRENDS

● SALES ● TOTAL INVENTORY ● MEDIAN PRICE

289

47

287

247

276

228

257

213

216

37

207

191

177

176

173

33

81

55

48

41

33

68

56

50

31

24

32

33

27

$778K

$723K

$712K

$710K

$705K

$705K

$690K

$692K

$673K

$660K

$656K

$645K

$594K

Nov-22

Oct-23

Nov-23

▶ NUMBER OF BEDROOMS

▶ TOTAL LISTINGS & SALES BY PRICE RANGE

SELLERS' MARKET < 5

BALANCED 5 - 8

BUYERS' MARKET 8+

● SALES ● TOTAL INVENTORY

● SALES ● TOTAL INVENTORY ● MONTHS OF INV.

70

6

60

24+

4+ bdrms

53

50

17.0

15

40

16.0

3 bdrms

153

12.0

30

11.0

20

9

7.3

2 bdrms

79

4.2

10

0

1

<$600K $600K-699K $700K-799K $800K-899K $900K-999K $1.0M-1.24M $1.25M-1.49M $1.5M + MOI INVENTORY SALES 6 66 11.0 7 51 7.3 3 48 16.0 2 24 12.0 1 25 25.0 0 12 n/a 1 17 17.0 11 46 4.2

<2 bdrms

4

Copyright © December 13, 2023 rennie group of companies. All rights reserved. This material may not be reproduced or distributed, in whole or in part, without the prior written permission of the rennie group of companies. Current as of December 13, 2023. All data from Association of Interior Realtors & Rennie. While the information and data contained herein has been obtained from sources deemed reliable, accuracy cannot be guaranteed. rennie group of companies does not assume responsibility or liability for any inaccuracies. The recipient of the information should take steps as the recipient may deem necessary to verify the information prior to placing any reliance upon the information. The information contained within this report should not be used as an opinion of value, such opinions should and can be obtained from a rennie and associates advisor. All information is subject to change and any property may be withdrawn from the market at any time without notice or obligation to the recipient from rennie group of companies. E.&O.E. 9 ●

city of kelowna CONDO - NOVEMBER 2 0 2 3

MONTHS OF INVENTORY 10.5 BUYERS' MARKET

▶ MARKET SUMMARY

AVERAGE PRICE

AVERAGE PSF PRICE ▲ 0.1% VS 2022

MEDIAN PRICE

TOTAL LISTINGS

SALES

▲ 1.8% VS 2022

▲ 24% VS 2022

▼ 7% VS 2022

▼ 29% VS 2022

There were 430 condo listings in the City of Kelowna in November, 9% above October and 24% higher than November 2022. November condo sales decreased by 28% month-over-month, to 41, and were 29% below November 2022. The months of inventory for condos in the City of Kelowna, at 10.5, reflected a buyers' market. The condo median price in November was $396,500, a 19% decrease from October and 1.8% above November 2022. The average sold price was $457,210, 14% below last month; the average PSF sale price was $501, down 2% to last month.

THIS MONTH No.

PREVIOUS MONTH

PREVIOUS YEAR

No.

% Change

No.

% Change

TOTAL LISTINGS TOTAL SALES MONTHS OF INVENTORY MEDIAN SOLD PRICE AVERAGE SOLD PRICE AVERAGE PRICE PSF

$501 $457,210 $396,500 10.5 41 430

$501 $493,786 $389,500 600% 58 348

0.1% -7% 1.8% 75% -29% 24%

$512 $529,891 $488,000 6.9 57 393

-2% -14% -19% 52% -28% 9%

▶ MEDIAN DAYS ON MARKET

▶ RECENT TRENDS

● SALES ● TOTAL INVENTORY ● MEDIAN PRICE

430

403

402

41

381

348

347

393

385

36

356

345

343

316

284

28

117

115

110

84

110

57

96

39

58

41

60

58

40

$488K

$475K

$476K

$462K

$460K

$459K

$455K

$454K

$450K

$433K

$424K

$397K

$390K

Nov-22

Oct-23

Nov-23

▶ NUMBER OF BEDROOMS

▶ TOTAL LISTINGS & SALES BY PRICE RANGE

SELLERS' MARKET <5

BALANCED 5 - 8

BUYERS' MARKET 8+

● SALES ● TOTAL INVENTORY

● SALES ● TOTAL INVENTORY ● MONTHS OF INV.

150

24+

4+ bdrms

23.0

1

20.0

3

100

3 bdrms

47

11.5

9.0

50

21

2 bdrms

276

4.3

1.0

0

17

<$200K $200-$399K $400-599K $600-799K $800-999K $1.0M-1.24M $1.25M-1.49M $1.5M + MOI INVENTORY SALES 14 161 11.5 2 93 46.5 2 46 23.0 1 20 20.0 1 9 9.0 0 18 n/a 2 2 1.0 19 81 4.3

<2 bdrms

106

Copyright © December 13, 2023 rennie group of companies. All rights reserved. This material may not be reproduced or distributed, in whole or in part, without the prior written permission of the rennie group of companies. Current as of December 13, 2023. All data from Association of Interior Realtors & Rennie. While the information and data contained herein has been obtained from sources deemed reliable, accuracy cannot be guaranteed. rennie group of companies does not assume responsibility or liability for any inaccuracies. The recipient of the information should take steps as the recipient may deem necessary to verify the information prior to placing any reliance upon the information. The information contained within this report should not be used as an opinion of value, such opinions should and can be obtained from a rennie and associates advisor. All information is subject to change and any property may be withdrawn from the market at any time without notice or obligation to the recipient from rennie group of companies. E.&O.E. 10 ●

downtown kelowna DETACHED - NOVEMBER 2 0 2 3

MONTHS OF INVENTORY 14.3 BUYERS' MARKET

▶ MARKET SUMMARY

AVERAGE PRICE

MEDIAN PRICE

TOTAL LISTINGS

SALES

▲ 2% VS 2022

▼ 31% VS 2022

▼ 32% VS 2022

▼ 42% VS 2022

There were 100 detached listings in Downtown Kelowna in November, 14% below October and 2% higher than November 2022. November detached home sales remained the same month-over-month, at 7, and were 42% below November 2022. The months of inventory for detached in Downtown Kelowna, at 14.3, reflected a buyers' market. The detached median price in November was $650,000, a 19% decrease from October and 32% below November 2022. The average sold price was $721,471, 10% below last month and down 31% to November 2022.

THIS MONTH No.

PREVIOUS MONTH No.

PREVIOUS YEAR

No.

% Change

% Change

TOTAL LISTINGS TOTAL SALES MONTHS OF INVENTORY MEDIAN SOLD PRICE AVERAGE SOLD PRICE

$721,471 $650,000 14.3 7 100

12 98

-31% -32% 75% -42% 2%

$798,714 $799,000 16.6 7 116

-10% -19% -14% 0% -14%

$1,042,075 $955,000 817%

▶ MEDIAN DAYS ON MARKET

▶ RECENT TRENDS

● SALES ● TOTAL INVENTORY ● MEDIAN PRICE

111

51

118

116

114

114

48

98

109

93

100

89

79

78

76

27

20

17

12

11

10

9

7

7

5

12

17

15

7

$1.09M

$1.05M

$1.04M

$1.03M $1.02M

$955K

$901K

$890K

$865K

$850K

$825K

$799K

$650K

Nov-22

Oct-23

Nov-23

▶ TOTAL LISTINGS & SALES BY PRICE RANGE

SELLERS' MARKET < 5

BALANCED 5 - 8

BUYERS' MARKET 8+

● SALES ● TOTAL INVENTORY ● MONTHS OF INVENTORY

25

10.0

20

15

10

5

1.3

0

<$600K

$600-799K

$800-999K

$1.0M-1.24M $1.25M-1.49M $1.5M-1.74M $1.75M-1.99M $2.0M-2.49M $2.5M-2.99M

$3M+

MOI INVENTORY SALES

2 0 n/a

4 5 1.3

0 13 n/a

0 24 n/a

0 27 n/a

1 10 10.0

0 8 n/a

0 2 n/a

0 4 n/a

0 7 n/a

Copyright © December 13, 2023 rennie group of companies. All rights reserved. This material may not be reproduced or distributed, in whole or in part, without the prior written permission of the rennie group of companies. Current as of December 13, 2023. All data from Association of Interior Realtors & Rennie. While the information and data contained herein has been obtained from sources deemed reliable, accuracy cannot be guaranteed. rennie group of companies does not assume responsibility or liability for any inaccuracies. The recipient of the information should take steps as the recipient may deem necessary to verify the information prior to placing any reliance upon the information. The information contained within this report should not be used as an opinion of value, such opinions should and can be obtained from a rennie and associates advisor. All information is subject to change and any property may be withdrawn from the market at any time without notice or obligation to the recipient from rennie group of companies. E.&O.E.

11

downtown kelowna TOWNHOME - NOVEMBER 2 0 2 3

MONTHS OF INVENTORY 35.5 BUYERS' MARKET

▶ MARKET SUMMARY

AVERAGE PRICE

AVERAGE PSF PRICE ▼ 22% VS 2022

MEDIAN PRICE

TOTAL LISTINGS

SALES

▲ 45% VS 2022

▼ 15% VS 2022

▼ 2% VS 2022

▼ 60% VS 2022

There were 71 townhome listings in Downtown Kelowna in November, 1.4% above October and 45% higher than November 2022. November townhome sales decreased by 71% month-over-month, to 2, and were 60% below November 2022. The months of inventory for townhomes in Downtown Kelowna, at 35.5, reflected a buyers' market. The townhome median price in November was $812,000, a 12% decrease from October and 2% below November 2022. The average sold price was $812,000, 7% below last month; the average PSF sale price was $479, down 14% to last month.

THIS MONTH No.

PREVIOUS MONTH

PREVIOUS YEAR

No.

% Change

No.

% Change

TOTAL LISTINGS TOTAL SALES MONTHS OF INVENTORY MEDIAN SOLD PRICE AVERAGE SOLD PRICE AVERAGE PRICE PSF

$479 $812,000 $812,000 35.5 2 71

$613 $954,600 $830,000 980% 5 49

-22% -15% -2% 262% -60% 45%

$557 $876,986 $925,000 10.0 7 70

-14% -7% -12% 255% -71% 1.4%

▶ MEDIAN DAYS ON MARKET

▶ RECENT TRENDS

● SALES ● TOTAL INVENTORY ● MEDIAN PRICE

80

73

74

67

71

70

49

49

52

47

49

34

30

29

25

15

8

7

6

6

6

4

3

3

3

5

9

2

27

$985K

$925K

$900K

$890K

$855K

$830K

$825K

$812K

$800K

$742K

$715K

$687K

$585K

Nov-22

Oct-23

Nov-23

▶ NUMBER OF BEDROOMS

▶ TOTAL LISTINGS & SALES BY PRICE RANGE

SELLERS' MARKET < 5

BALANCED 5 - 8

BUYERS' MARKET 8+

● SALES ● TOTAL INVENTORY

● SALES ● TOTAL INVENTORY ● MONTHS OF INV.

25

23.0

4+ bdrms

20

12

15

1

3 bdrms

34

12.0

10

1

2 bdrms

5

23

0

<2 bdrms

<$600K $600K-699K $700K-799K $800K-899K $900K-999K $1.0M-1.24M $1.25M-1.49M $1.5M + MOI INVENTORY SALES 1 12 12.0 1 23 23.0 0 8 n/a 0 5 n/a 0 5 n/a 0 9 n/a 0 3 n/a 0 6 n/a

2

Copyright © December 13, 2023 rennie group of companies. All rights reserved. This material may not be reproduced or distributed, in whole or in part, without the prior written permission of the rennie group of companies. Current as of December 13, 2023. All data from Association of Interior Realtors & Rennie. While the information and data contained herein has been obtained from sources deemed reliable, accuracy cannot be guaranteed. rennie group of companies does not assume responsibility or liability for any inaccuracies. The recipient of the information should take steps as the recipient may deem necessary to verify the information prior to placing any reliance upon the information. The information contained within this report should not be used as an opinion of value, such opinions should and can be obtained from a rennie and associates advisor. All information is subject to change and any property may be withdrawn from the market at any time without notice or obligation to the recipient from rennie group of companies. E.&O.E. 12 ●

downtown kelowna CONDO - NOVEMBER 2 0 2 3

MONTHS OF INVENTORY 11.7 BUYERS' MARKET

▶ MARKET SUMMARY

AVERAGE PRICE

AVERAGE PSF PRICE ▼ 28% VS 2022

MEDIAN PRICE

TOTAL LISTINGS

SALES

▲ 3% VS 2022

▲ 45% VS 2022

▼ 22% VS 2022

▼ 21% VS 2022

There were 223 condo listings in Downtown Kelowna in November, 6% above October and 45% higher than November 2022. November condo sales decreased by 10% month-over-month, to 19, and were 21% below November 2022. The months of inventory for condos in Downtown Kelowna, at 11.7, reflected a buyers' market. The condo median price in November was $390,000, a 24% decrease from October and 3% above November 2022. The average sold price was $457,342, 28% below last month; the average PSF sale price was $458, down 28% to last month.

THIS MONTH No.

PREVIOUS MONTH

PREVIOUS YEAR

No.

% Change

No.

% Change

TOTAL LISTINGS TOTAL SALES MONTHS OF INVENTORY MEDIAN SOLD PRICE AVERAGE SOLD PRICE AVERAGE PRICE PSF

$458 $457,342 $390,000 11.7 19 223

$636 $585,833 $379,900 642% 24 154

-28% -22% 3% 83% -21% 45%

$647 $633,652 $515,000 10.0 21 211

-29% -28% -24% 17% -10% 6%

▶ MEDIAN DAYS ON MARKET

▶ RECENT TRENDS

● SALES ● TOTAL INVENTORY ● MEDIAN PRICE

210

223

44

220

211

205

161

182

154

149

171

165

35

154

121

29

43

43

42

29

21

15

11

24

37

19

25

24

21

$580K

$550K

$520K

$525K

$515K

$498K

$491K

$496K

$480K

$480K

$475K

$390K

$380K

Nov-22

Oct-23

Nov-23

▶ NUMBER OF BEDROOMS

▶ TOTAL LISTINGS & SALES BY PRICE RANGE

SELLERS' MARKET <5

BALANCED 5 - 8

BUYERS' MARKET 8+

● SALES ● TOTAL INVENTORY

● SALES ● TOTAL INVENTORY ● MONTHS OF INV.

60

24+

24+

4+ bdrms

50

40

1

3 bdrms

24

30

12.4

20

8.0

11

2 bdrms

135

10

3.3

1.0

0

7

<$200K $200-$399K $400-599K $600-799K $800-999K $1.0M-1.24M $1.25M-1.49M $1.5M + MOI INVENTORY SALES 5 62 12.4 1 58 58.0 1 36 36.0 0 14 n/a 1 8 8.0 0 13 n/a 2 2 1.0 9 30 3.3

<2 bdrms

64

Copyright © December 13, 2023 rennie group of companies. All rights reserved. This material may not be reproduced or distributed, in whole or in part, without the prior written permission of the rennie group of companies. Current as of December 13, 2023. All data from Association of Interior Realtors & Rennie. While the information and data contained herein has been obtained from sources deemed reliable, accuracy cannot be guaranteed. rennie group of companies does not assume responsibility or liability for any inaccuracies. The recipient of the information should take steps as the recipient may deem necessary to verify the information prior to placing any reliance upon the information. The information contained within this report should not be used as an opinion of value, such opinions should and can be obtained from a rennie and associates advisor. All information is subject to change and any property may be withdrawn from the market at any time without notice or obligation to the recipient from rennie group of companies. E.&O.E. 13 ●

west kelowna DETACHED - NOVEMBER 2 0 2 3

MONTHS OF INVENTORY 10.0 BUYERS' MARKET

▶ MARKET SUMMARY

AVERAGE PRICE

MEDIAN PRICE

TOTAL LISTINGS

SALES

▲ 0.2% VS 2022

▲ 1.0% VS 2022

▲ 24% VS 2022

▼ 21% VS 2022

There were 270 detached listings in West Kelowna in November, 7% below October and 24% higher than November 2022. November detached home sales decreased by 13% month-over-month, to 27, and were 21% below November 2022. The months of inventory for detached in West Kelowna, at 10.0, reflected a buyers' market. The detached median price in November was $850,000, a 11% decrease from October and 1.0% above November 2022. The average sold price was $1,027,037, 0.5% below last month and up 0.2% to November 2022.

THIS MONTH No. $1,027,037 $850,000 10.0 27 270

PREVIOUS MONTH No.

PREVIOUS YEAR

No.

% Change

% Change

TOTAL LISTINGS TOTAL SALES MONTHS OF INVENTORY MEDIAN SOLD PRICE AVERAGE SOLD PRICE

$1,025,000 $841,500 638% 34 217

0.2% 1% 57% -21% 24%

$1,032,456 $950,000 9.3 31 289

-0.5% -11% 7% -13% -7%

▶ MEDIAN DAYS ON MARKET

▶ RECENT TRENDS

● SALES ● TOTAL INVENTORY ● MEDIAN PRICE

298

314

295

39

292

289

270

35

266

222

217

243

30

186

170

169

64

63

62

56

34

31

24

20

34

27

43

33

31

$970K

$945K

$945K

$950K

$921K

$900K

$891K

$885K

$855K

$850K

$842K

$800K

$785K

Nov-22

Oct-23

Nov-23

▶ TOTAL LISTINGS & SALES BY PRICE RANGE

SELLERS' MARKET < 5

BALANCED 5 - 8

BUYERS' MARKET 8+

● SALES ● TOTAL INVENTORY ● MONTHS OF INVENTORY

70

60

24+

50

18.0

40

13.0

30

9.3

8.0

20

4.0

10

2.9

0

<$600K

$600-799K

$800-999K

$1.0M-1.24M $1.25M-1.49M $1.5M-1.74M $1.75M-1.99M $2.0M-2.49M $2.5M-2.99M

$3M+

MOI INVENTORY SALES

1 4 4.0

11 32 2.9

7 65 9.3

5 40 8.0

1 48 48.0

0 16 n/a

0 16 n/a

0 18 n/a

1 13 13.0

1 18 18.0

Copyright © December 13, 2023 rennie group of companies. All rights reserved. This material may not be reproduced or distributed, in whole or in part, without the prior written permission of the rennie group of companies. Current as of December 13, 2023. All data from Association of Interior Realtors & Rennie. While the information and data contained herein has been obtained from sources deemed reliable, accuracy cannot be guaranteed. rennie group of companies does not assume responsibility or liability for any inaccuracies. The recipient of the information should take steps as the recipient may deem necessary to verify the information prior to placing any reliance upon the information. The information contained within this report should not be used as an opinion of value, such opinions should and can be obtained from a rennie and associates advisor. All information is subject to change and any property may be withdrawn from the market at any time without notice or obligation to the recipient from rennie group of companies. E.&O.E.

14

west kelowna TOWNHOME - NOVEMBER 2 0 2 3

MONTHS OF INVENTORY 8.9 BUYERS' MARKET

▶ MARKET SUMMARY

AVERAGE PRICE

AVERAGE PSF PRICE ▲ 3% VS 2022

MEDIAN PRICE

TOTAL LISTINGS

SALES

▲ 0.7% VS 2022

▲ 17% VS 2022

▼ 11% VS 2022

▼ 1.6% VS 2022

There were 62 townhome listings in West Kelowna in November, 7% below October and 1.6% lower than November 2022. November townhome sales decreased by 13% month-over-month, to 7, and were 17% above November 2022. The months of inventory for townhomes in West Kelowna, at 8.9, reflected a buyers' market. The townhome median price in November was $659,000, a 3% increase from October and 11% below November 2022. The average sold price was $681,686, 3% above last month; the average PSF sale price was $386, down 2% to last month.

THIS MONTH No.

PREVIOUS MONTH

PREVIOUS YEAR

No.

% Change

No.

% Change

TOTAL LISTINGS TOTAL SALES MONTHS OF INVENTORY MEDIAN SOLD PRICE AVERAGE SOLD PRICE AVERAGE PRICE PSF

$386 $681,686 $659,000 8.9 7 62

$376 $677,158 $737,500 1050% 6 63

3% 0.7% -11% -16% 17% -1.6%

$395 $659,938 $642,500 8.4 8 67

-2% 3% 3% 6% -13% -7%

▶ MEDIAN DAYS ON MARKET

▶ RECENT TRENDS

● SALES ● TOTAL INVENTORY ● MEDIAN PRICE

74

76

63

63

59

67

62

64

52

61

53

43

50

24

30

21

43

12

8

7

16

5

14

4

7

6

10

9

23

$850K

$788K

$738K

$709K

$698K

$687K

$680K

$675K

$663K

$659K

$650K

$643K

$560K

Nov-22

Oct-23

Nov-23

▶ NUMBER OF BEDROOMS

▶ TOTAL LISTINGS & SALES BY PRICE RANGE

SELLERS' MARKET < 5

BALANCED 5 - 8

BUYERS' MARKET 8+

● SALES ● TOTAL INVENTORY

● SALES ● TOTAL INVENTORY ● MONTHS OF INV.

3

18.0

4+ bdrms

13

15

2

3 bdrms

10

10.0

25

2

5

4.3

2 bdrms

23

1.0

0

<2 bdrms

<$600K $600K-699K $700K-799K $800K-899K $900K-999K $1.0M-1.24M $1.25M-1.49M $1.5M + MOI INVENTORY SALES 3 13 4.3 1 10 10.0 1 18 18.0 0 10 n/a 2 2 1.0 0 4 n/a 0 1 n/a 0 4 n/a

1

Copyright © December 13, 2023 rennie group of companies. All rights reserved. This material may not be reproduced or distributed, in whole or in part, without the prior written permission of the rennie group of companies. Current as of December 13, 2023. All data from Association of Interior Realtors & Rennie. While the information and data contained herein has been obtained from sources deemed reliable, accuracy cannot be guaranteed. rennie group of companies does not assume responsibility or liability for any inaccuracies. The recipient of the information should take steps as the recipient may deem necessary to verify the information prior to placing any reliance upon the information. The information contained within this report should not be used as an opinion of value, such opinions should and can be obtained from a rennie and associates advisor. All information is subject to change and any property may be withdrawn from the market at any time without notice or obligation to the recipient from rennie group of companies. E.&O.E. 15 ●

west kelowna CONDO - NOVEMBER 2 0 2 3

MONTHS OF INVENTORY 7.2 BALANCED MARKET

▶ MARKET SUMMARY

AVERAGE PRICE

AVERAGE PSF PRICE ▼ 4% VS 2022

MEDIAN PRICE

TOTAL LISTINGS

SALES

▲ 93% VS 2022

▲ 10% VS 2022

▼ 9% VS 2022

▼ 3% VS 2022

There were 79 condo listings in West Kelowna in November, 2% below October and 93% higher than November 2022. November condo sales increased by 57% month-over-month, to 11, and were 10% above November 2022. The months of inventory for condos in West Kelowna, at 7.2, reflected a balanced market. The condo median price in November was $430,000, a 6% decrease from October and 3% below November 2022. The average sold price was $438,590, 0.4% below last month; the average PSF sale price was $441, down 16% to last month.

THIS MONTH No.

PREVIOUS MONTH

PREVIOUS YEAR

No.

% Change

No.

% Change

TOTAL LISTINGS TOTAL SALES MONTHS OF INVENTORY MEDIAN SOLD PRICE AVERAGE SOLD PRICE AVERAGE PRICE PSF

11 79

10 41

-4% -9% -3% 75% 10% 93%

$527 $440,500 $457,500 11.6 7 81

-16% -0.4% -6% -38% 57% -2%

$441 $438,590 $430,000 7.2

$459 $479,800 $442,000 410%

▶ MEDIAN DAYS ON MARKET

▶ RECENT TRENDS

● SALES ● TOTAL INVENTORY ● MEDIAN PRICE

77

55

79

73

81

69

62

64

61

61

50

59

41

36

33

23

32

19

19

9

18

7

7

7

11

10

3

11

8

$490K

$478K

$465K

$460K

$460K

$458K

$450K

$448K

$448K

$442K

$438K

$430K

$385K

Nov-22

Oct-23

Nov-23

▶ NUMBER OF BEDROOMS

▶ TOTAL LISTINGS & SALES BY PRICE RANGE

SELLERS' MARKET <5

BALANCED 5 - 8

BUYERS' MARKET 8+

● SALES ● TOTAL INVENTORY

● SALES ● TOTAL INVENTORY ● MONTHS OF INV.

40

10.0

4+ bdrms

30

1

6.5

6.2

3 bdrms

20

7

9

10

2 bdrms

52

0

1

<$200K $200-$399K $400-599K $600-799K $800-999K $1.0M-1.24M $1.25M-1.49M $1.5M + MOI INVENTORY SALES 4 26 6.5 6 37 6.2 1 10 10.0 0 6 n/a

<2 bdrms

20

Copyright © December 13, 2023 rennie group of companies. All rights reserved. This material may not be reproduced or distributed, in whole or in part, without the prior written permission of the rennie group of companies. Current as of December 13, 2023. All data from Association of Interior Realtors & Rennie. While the information and data contained herein has been obtained from sources deemed reliable, accuracy cannot be guaranteed. rennie group of companies does not assume responsibility or liability for any inaccuracies. The recipient of the information should take steps as the recipient may deem necessary to verify the information prior to placing any reliance upon the information. The information contained within this report should not be used as an opinion of value, such opinions should and can be obtained from a rennie and associates advisor. All information is subject to change and any property may be withdrawn from the market at any time without notice or obligation to the recipient from rennie group of companies. E.&O.E. 16 ●

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