With Joyner Fine Properties, experience local expertise and global reach.
Our experience and reach in the Richmond region are unmatched, but our capabilities extend far outside the city. As a member of the Leading Real Estate Companies of the World ® —an invitation-only program that provides us with exclusive partnership with the world’s market-leading independent brokerages—we have access to a global network of more than 150,000 real estate professionals in more than 550 countries worldwide. And their luxury division, Luxury Portfolio International ® , attracts a global audience by marketing approximately 50,000 of the world’s most remarkable homes.
Virginia Credit Union is a financial cooperative with more than 300,000 members. VACU provides affordable banking services, loans, mortgages and free financial education re - sources to help people be more confident with their finances. We partner with VACU, our parent company, to provide our member clients with a “Welcome Home Discount.” This discount is exclusively available to clients of Joyner Fine Properties who engage fully in the cooperative and is an offering unique to our firm.
Welcome Home Discount
MORTGAGE LOAN EXAMPLES
DISCOUNT
$100,000 $200,000 $300,000 $400,000 $500,000 $600,000 $700,000
$600 $1,200 $1,800 $2,400 $3,000 $3,600 $4,200
While Virginia Credit Union members are free to select their own real estate brokerage and title insurance company in connection with their mortgage transaction, we offer our members a voluntary program that includes a discount at settlement equal to a 0.60% of the loan amount up to a maximum of $12,000, not to exceed the lender closing costs. Specifically to qualify for the discount, they must be a Virginia Credit Union member and close their mortgage through Virginia Credit Union, use Virginia Statewide Title Services for title insurance and use an agent from Virginia CU Realty LLC, Virginia Select Realty or Joyner Fine Properties LLC as thier buyer’s agent. Discount void where
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