Other Important Plan Provisions
Long-Term Disability We will not pay benefits for any time you are confined to any facility because you were convicted of a crime or public offense. We will not pay benefits for any disability caused by: • war or any act of war, whether declared or not • intentionally self-inflicted injury; while sane or insane • taking part in or the result of taking part in committing an assault or felony • participating in any sport for wage, compensation, or profit or racing any type of vehicle in an organized event • participating in any activity or event, including the operation of a vehicle, while under the influence of a controlled substance unless administered by a doctor or taken according to the doctor’s instructions • your intoxication; this includes but is not limited to operating a motor vehicle while you are intoxicated In addition, we will not pay benefits if: • your employer, the policyholder or an associated company has offered you the opportunity to return to limited work while you are disabled • you are functionally capable of performing the limited work which is offered • you do not return to work when and as scheduled.
State variations can exist; please contact Sun Life Financial for additional information.
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