Choosing a healthier smile for you and your family Dental Insurance
Why is dental health so important? Regular dental care does more than just improve smiles. Along with good hygiene, it can help you and your family lower your chances of serious health problems. • Maintaining healthy teeth and gums reduces the risk for pneumonia and chronic obstructive pulmonary disease. 1 • Research has shown, and experts agree, that there is an association between periodontal diseases and other chronic inflammatory conditions, such as diabetes, cardiovascular disease and Alzheimer’s disease. 2 How can I get the coverage I need? Dental insurance offers you a convenient way to get regular dental care and can possibly prevent life-threatening health problems. And through your employer, you can get this protection at an affordable group rate. How do I know I’m eligible to participate in this plan? You are eligible to participate if you are an active full-time employee as defined by your employer and meet any other policyholder defined eligibility requirements. • Gum disease has been linked to a 50 percent rise in pancreatic and kidney cancer risk and a 30 percent increase in blood cell cancers. 1
Key Advantages of This Plan • Your coverage includes our Lifetime of Smiles ® program, with benefits many people prefer such as brush biopsies for the early detection of oral cancer. • Assurant ® Dental Network, the PPO network for your plan, includes 100,000+ unique dentists, offers you more options to help save on fees and can make your annual maximum go even further. 3
1 Journal of Periodontology, January 2011. 2 American Academy of Periodontology - Website accessed June 3, 2011 http:// www.perio.org/consumer/mbc.top2.htm. 3 The PPO network for your plan includes dentists contracted with Dental Health Alliance, L.L.C. ® (DHA ® ) and dentists under access arrangements with other dental networks.
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