Law Office Of Steven H. Leahy June 2017

TripIt Makes Travel Easy ORGANIZE YOUR TRAVEL If you travel frequently for business or pleasure — say you are dedicated to available until a few days before your trip, depending on the airport). The app also displays flight number, flight time, seat number, and links to airport maps.

continuing education and regularly attend courses and seminars

When it comes to accommodations, the app displays that information as well. You will have all the details related to your reservation, from directions to your hotel to room type. Did you make reservations at a local restaurant? Those details will appear in the app as well — all in the form of a trip timeline, from beginning to end. If you are not a frequent traveler and fly five or fewer times a year, the free version of TripIt may be your ideal solution. However, if you travel more than five times a year, you may want to look into TripIt Pro for $49 per year. Both versions are highly capable, but TripIt Pro comes with several advantages, including real-time updates. If there are any delays, cancellations, or

around the country — keeping track of your travel plans can seem like a

second job. It can be frustrating to comb through your email to get all of the relevant travel details in one place, from your flights to your

hotel reservations. You are already busy as is; you don’t need

other travel notices, these updates are sent directly to your phone as they happen. That way, there are no surprises when you get to the airport or gate.

this headache.

One of the great features of the TripIt app is that it can sync with your email and calendar. With this feature, TripIt can display every relevant piece of information related to your trip. For example, it displays your departure information, including terminal and gate (this information may not be

TripIt is available on both Apple and Android devices. You can learn more about the app at tripit.com or download it from your device’s app store.

To be eligible for Chapter 13, any individual, even if self-employed, must have unsecured debts less than $394,725 and secured debts that are less than $1,184,200. However, it’s important to remember that these amounts are adjusted periodically to reflect changes in the consumer price index. Also, individuals cannot file under Chapter 13 or any other chapter if, during the preceding 180 days, a prior bankruptcy petition was dismissed. In addition, no individual may be a debtor under Chapter 13 unless they received credit counseling from an approved credit counseling agency within 180 days before filing. However, there are exceptions in emergency situations. Filing for Chapter 13 bankruptcy is not embarrassing, and pride should not be a factor preventing you from asking for help. If you need help solving your financial troubles, contact me right away at 1-312-664-6649. I will be able to help you achieve full financial recovery. Don't forget to listen to the IRS Radio Hour every SUNDAY AT 5:00 P.M. ON AM 560 THE ANSWER

Last month, I told you that IRS tax obligations can be discharged via bankruptcy, which can provide much-needed relief for those facing the wrath of the IRS. Chapter 7 bankruptcy leaves you with a blank slate, but Chapter 13 bankruptcy, also called a wage earner plan, enables individuals with regular income to develop a plan to repay all or part of their debts. Under Chapter 13, debtors propose a repayment plan to make payments to creditors over three to five years. This type of bankruptcy is an option used to save someone's home once they fall behind in mortgage payments. During the three to five years of payments, creditors are forbidden from starting or continuing collection efforts. One advantage of Chapter 13 is that it allows individuals to reschedule secured debts — other than the mortgage of their primary residence — and extend them over the life of the Chapter 13 plan. Doing so can lower payments. Chapter 13 also has a special provision that protects third parties who are liable with the debtor on consumer debts, which may protect cosigners. Lastly, individuals who file for Chapter 13 bankruptcy are never required to have direct contact while under the Chapter’s protection.

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