Brooks Macdonald Annual Report and Accounts 2025

Financial review continued

Movements in FUMA, by service

Opening assets 1 July 2024 restated 1

Market and investment performance

Closing assets 30 June 2025

Gross inflows

Gross outflows

Net flows

£ million

Net flows

Acquired

growth FUM growth

BPS

8,880

649

(1,372)

(723) (109)

– –

371

8,528

(8.1)% (4.0)%

MPS Custody MPS Platform

974

48

(157)

41

906

(11.2)% 13.8%

(7.0)% 37.0% 29.0%

4,367 5,341 1,323

1,682 1,730

(1,081) (1,238)

601 492

788 788

227 268

5,983 6,889 1,208 16,625

Total MPS

9.2%

Funds

210

(375)

(165) (396)

50

(12.5)% (8.7)%

Total FUM

15,544

2,589

(2,985)

788 1,751

689

(2.5)%

7.0%

Advised only assets

826

2,577

Total FUMA

16,370

2,539

19,202

17.3%

1 The prior financial year has been restated to separate the results of discontinued operations, consistent with the presentation in the current financial year.

Revenue Total revenue increased by 4.6% to

Total FUMA increased 17.3% to £19.2 billion (30 June 2024: restated £16.4 billion), as a result of recent acquisitions contributing £2.5 billion, and positive market and investment performance. Closing FUMA comprises total FUM of £16.6 billion (30 June 2024 restated: £15.5 billion) and advised only assets of £2.6 billion (30 June 2024: £0.8 billion). Growth in FUM was largely driven by acquisitions, as well as market and investment performance, which added £0.7 billion. Total net outflows of £0.4 billion were broadly in line with the prior year (2024 restated: outflows £0.4 billion), with a marked improvement in net flows in the second half of the financial year (H2 2025 net outflows £0.1 billion, H1 2025 net outflows £0.3 billion). This reflects the benefit of management actions taken over the year, including extensive IFA roadshows and targeted meetings with clients. As a result, in the final quarter, we reported the best quarterly net flow performance in two years (net outflows of £5 million).

Net outflows across our BPS offering totalled £723 million (2024: outflows £558 million), with significant improvement in H2, driven by lower Core BPS outflows and higher inflows in our Retirement Strategies offering. This reflects the greater IFA outreach over the year, and key client engagement to promote our retirement offering. Overall, BPS FUM closed down 4.0% at £8.5 billion (30 June 2024: £8.9 billion). MPS Platform reported net inflows of £601 million (2024: £467 million) representing growth of 13.8%. Of this total, MPS Platforms saw organic net flows of £575 million and transfers from the acquired businesses contributed £26 million. Acquisitions added £0.8 billion of FUM and market and investment performance added a further £0.2 billion, leading to overall FUM growth of 37.0% to £6.0 billion (30 June 2024: £4.4 billion).

Advised only assets increased to £2.6 billion (30 June 2024: £0.8 billion) benefitting from £1.8 billion of acquired assets in the second half of the year. Over time, in line with our strategy and subject to client suitability, a greater proportion of these advised only assets may become managed and advised. The market and investment performance of £0.7 billion represents 4.4% of opening FUM. Overall, we recorded a robust performance when compared to MSCI and ARC Benchmarks over the course of the financial year.

£111.6 million (2024: £106.7 million). This was principally driven by financial planning income growing to £17.1 million (2024: £8.2 million), of which financial planning income from recent acquisitions contributed £8.2 million, and transactional and FX income of £14.0 million (2024: £12.4 million), which benefited from increased trading volume in the financial year. This was partially offset by lower interest income, down 33.3% to £7.6 million (2024: £11.4 million), and fee income, which decreased by 2.4% to £72.9 million (2024: £74.7 million). The reduction in interest income was largely due to lower average interest rates over the year, while the reduction in fee income principally reflects mix effects, with stronger growth across lower margin MPS Platform offerings compared to the higher margin BPS offering, which experienced outflows.

26 Brooks Macdonald Group plc Annual Report and Accounts 2025 Brooks Macdonald Group plc 26

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