Key Benefits
Loan amount of up to Rs. 3 Crores for Home Loan and 1 Crore for LAP
Comfortable repayment up to 25 years
Attractive ROI
Fasttrack process & Legal waived for BT from selected FI’s
No income assessment required
Eligibility basis repayment track record (RTR)
Top-up loan options basis your current loan vintage
Target customer
Salaried customer
Self-employed customers
Documentation
Bank Statement: 6 months
ITR: 2 Years
KYC: Digitally verified
Salary Slip: 3 months
Illustration
Particular
Scenario 1
Scenario 2
Scenario 3
A B
Current Market Value of Property
1.20 cr
1.20 Cr
1.20 Cr
Loan amount sanctioned
70L
70L
70L
MOB
15 months
24 months
40 months
C D
Current O/S
66L
63L
58L
Top up multiplier on Original Sanction amount basis MOB
1.10x
1.15x 17.5L 80.5L
1.30x
E F G H
Additional top up ((B*D)-C)
11L
33L 91L 75% 90L 90L
Total amount eligible as per RTR
77L
LTV %
75% 90L 77L
75% 90L
Total Amount as per LTV (A*G) BT+Topup Loan (Lower of F & H)
80.5L
To know more, contact our Relationship Manager or 1800-270-7000 (toll free)
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