TARGET SEGMENT
Self-employed customers across income segments carrying out business through permanent set-ups or residential+office setups for purchasing prime properties. Loan upto 75%* of the property value. Salaried Customers with formal income and documentation purchasing affordable properties. Loan upto 80%* of the property value.
LOAN TENURE
Min : 12 months Max : 240 months for self-employed & 360 months for Salaried
Loan Amount of up to 1.5 Crores
ELIGIBILITY CRITERIA
Minimum net annual income
INR 3 lakhs p.a (for self-employed customers)
Minimum net monthly income
INR 25,000 pm (For Salaried Customers)
CIBIL score of more than or equal to 700/NTC
EASY DOCUMENTATION
To avail the loan, keep the following documents ready:
Documents
Self employed/Non-professional
Salaried
KYC documents, Address Proof, Identity Proof PAN Card Office Address proof Copy of Property papers Income proof Bank Statement
Yes
Self & Business Yes Utility bills (max. 3 months old) Financial & ITRs for last 2 years Last 6 months Yes
Yes N/A Yes Last 3 months salary slip Last 6 months
To know more, contact our Relationship Manager or 1800-270-7000 (toll free)
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