WHY THIS FAMILY IS BREATHING EASY
As a successful tax accountant, Rob Mitchell was the kind of guy who managed his money well. For years, he had been setting aside money in traditional financial vehicles to build a retirement nest egg. When he discovered The IUL LASER Fund approach, he researched the strategies in-depth and was intrigued by the unique liquidity, safety, predictable rates of return, and tax advantages. He ultimately decided to reposition some of his money into policies for him and his wife. At age 56, he transitioned $400,000 into a policy with one insurance company, and another $400,000 into a second policy with a different insurance company — each policy with a $1.2 million death benefit. He chose to go with two companies to diversify his portfolio, taking advantage of specific policy features and indexes at each company. The Mitchells fully funded their policies in the initial five years, during which time the two policies averaged a rate of return of 8.61% interest. Since they have ample income elsewhere, they are not taking any tax-free income from these policies. They have designated their IUL LASER Funds purely for retirement planning, which means the money in the policies is free to continue to compound at full value. When they retire in a few years, they will be able to take a healthy tax-free annual income from their policies until they pass on, at which time their heirs will receive an income-tax-free death benefit. The Mitchells couldn’t be more pleased. In Doug, Emron, and Aaron Andrew’s book, “The LASER Fund,” they share real-life examples (like the one above) about clients’ reasons for incorporating The IUL LASER Fund, which is our term for a properly structured, maximum-funded Indexed Universal Life policy.
THE IUL LASER FUND FOR RETIREMENT
In addition to the death benefit, retirement planning is perhaps the most common objective
for those with IUL LASER Funds. These policies are among the safest of places to set aside money. Their guaranteed floor of 0% provides assurance that even in the worst of economic climates, you won’t lose money due to market volatility. The IUL LASER Fund’s predictable rates of return afford a good gauge of the pace of growth you can expect. The liquidity can be empowering. The knowledge that you can access money at any time, for an emergency, business venture, or other need, is reassuring. And perhaps the biggest reason so many turn to The IUL LASER Fund for retirement planning is the tax-free advantage. If you haven’t already, now may be the best time to explore what an IUL LASER Fund can do for your Financial Dimension.
Learn what The IUL LASER Fund can do for your retirement. Order your free copy of the best-selling book “The LASER Fund” today.
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