Never Too Late - October 2022

Medicare Corner

Medicare’s Open Enrollment Period 2022

Protect yourself from marketing violations and enrollment fraud Medicare has rules about how plans can and cannot communicate with you to market their insurance products. Plans are allowed to send you mail and emails but are not allowed to call or visit you in person without your permission. Here are some red flags to watch out for: • Anyone who tries to pressure you to join their plan • Anyone who claims they represent or are calling on behalf of Medicare • Anyone who claims you are missing out on entitled plan benefits • Anyone threatening that you will lose your Medicare benefits unless you sign up for a certain plan If you see any of these red flags or feel you may be experiencing Medicare fraud, errors, or abuse, you can contact your Senior Medicare Patrol (SMP). SMPs can teach you how to spot and protect yourself from potential Medicare fraud.

Who to contact for more information

State Health Insurance Assistance Program (SHIP): Contact your SHIP if you have questions about notices you receive or for help reviewing your options on the Plan Finder at Medicare.gov. When you contact your local SHIP, a certified counselor will give you one-on-one guidance based on your unique situation and needs. Senior Medicare Patrol (SMP): Contact your SMP if you experience potential Medicare fraud, errors, or abuse. SMPs can help you prevent, detect, and report such experiences.

1-800-MEDICARE: Contact Medicare if you want to change your coverage during Open Enrollment. Medicare will send you a new Medicare & You handbook in the mail each fall, containing information specific to your region. If you do not receive your copy, contact Medicare to request another one. Medicare Advantage Plan/Part D plan: Contact a plan directly if you have questions about its benefits, coverage, or costs. If you do not receive your ANOC or EOC, contact your plan to request copies.

Page 6 | October 2022, Never Too Late

Pima Council on Aging

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