LETICIA’S PREFERRED TEAM
THE BUYER’S TEAM
Real Estate Attorney In Illinois, all buyers and sellers of real estate are strongly encouraged to be represented by a licensed attorney. Your attorney will review the important documents associated with your purchase, such as the real estate contract, loan and mortgage documents, and title policies. Not only will the attorney walk you through the “legalese,” but they will also make sure everything is in order so that you can be confident in your purchase. Home Inspector A professional home inspection is an important step in the home-buying process. Home inspectors provide a thorough and systematic evaluation of your new home. During a home inspection, the home inspector may uncover certain defects that were not visible during the showing. They will generate a detailed inspection report, which will allow you (in consultation with your agent and attorney) to request the seller make recommended repairs.
Lender A lender, whether a mortgage broker or banker, will help you secure financing for your purchase. It is important to make contact with a lender to obtain a “pre-approval letter” before you begin your home search. A pre-approval letter is a document stating that a lender has reviewed your financial information and believes you are qualified to purchase a home for a certain price. Your lender will be your primary point of contact for all questions and concerns related to your mortgage options and payments. Insurance Agent An insurance agent plays a crucial role in the home buying process by providing essential protection for homeowners. They specialize in crafting insurance policies tailored to individual needs, covering aspects like property damage, liability, and personal belongings. By carefully assessing risks and offering comprehensive coverage options, insurance agents ensure homeowners have the financial security and peace of mind they need. Their expertise aids in navigating complex policies, making them invaluable partners in safeguarding one’s home investment.
JAVIER GARCIA
JOSEPH F. NERY
Lawyer & Partner Nery & Richardson, LLC 773.582.7000 | jnery@neryrichardson.com
Senior Vice President The Federal Savings Bank 312.479.5705 | jgarcia@thefederalsavingsbank.com
Javier Garcia, your trusted Mortgage Banker with over 23 years of experience, is here to simplify your home financing journey. Offering the best market rates and a range of loan options and down payment assistance option’s, Javier ensures an efficient and worry-free home buying process. With a proven track record in
Joseph F. Nery, a Partner and Co-founder of Nery & Richardson, LLC, is a highly experienced attorney with 21 years of expertise across various legal specialties. As a leading legal mind at the firm, he handles diverse matters for individuals and businesses in the Chicago area, specializing in residential and commercial real estate law, estate planning law, bankruptcy law, general business law, and litigation. With a law degree from Hofstra University
sales leadership, he excels in building top-performing teams focused on exceeding goals. Partnering with The Federal Savings Bank, Javier brings a common- sense approach and high-touch customer service to homebuyers nationwide. Experience a seamless lending process with a professional dedicated to your financial security and success for years to come.
School of Law in 1998, Mr. Nery brings decades of legal experience to provide sound advice and proven strategies for success in your case.
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