ManhattanLife Whole Life Insurance offers permanent, lifelong coverage for employees and their families with level premiums and benefits that don’t change with age. Unlike term life, it builds cash value for financial needs like mortgage help, college, or retirement. Coverage is portable (you keep it even after changing jobs), and flexible amounts are available for employees, spouses, and children. Optional benefits include terminal illness, facility care, accidental death, premium waivers, and automatic benefit increases. It’s a strong, customizable complement to term life insurance.
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