Loan Portfolio

MIXED-USE DSCR INVESTMENT FINANCING 2–8 Unit Properties | Investment Property Program Expand Your Investment Portfolio with Mixed-Use Properties The DSCR Investment Program allows financing for mixed-use properties with residential and commercial components, creating opportunities for investors seeking diversified income streams.

Program Highlights

Mixed-Use Property Requirements

Minimum FICO: 680 Minimum Loan Amount: $400,000 Minimum DSCR: 1.10

Unit & Commercial Limits

2–3 Units

Maximum 1 commercial unit Maximum 1 vacant unit Maximum 2 commercial units Maximum 2 vacant units

6 months minimum reserves 12 months reserves for Foreign Nationals Reserves Requirement

4–5 Units

Gift Funds: Not allowed Short-Term Rentals: Not eligible Third-Party Management Fees must be deducted from gross income Important Program Notes

6–8 Units

Maximum 3 commercial units Maximum 2 vacant units

Eligible Commercial Uses

Ineligible Property Types Rural or Agricultural Zoning Manufactured Housing Short-Term Rental Properties

Clothing Stores Grocery Stores

Home Goods / Furniture Stores Electronics & Technology Stores Office Spaces Specialty Shops Residential / Commercial Zoning Accepted

Pharmacies Restaurants Salons & Barbershops

Let's close your real estate transaction with ease and an on-time close and fund.

Danijella Dragas

www.thelendingcorporation.com +1 949-400-5779 (Direct Line) ddragas@thelendingcorporation.com +1 917-456-9757 (Mortgage Assisstant)

Personal NMLS#:1099405 Company NMLS#:2621251

"Control risk, the returns will take care of themselves"

This flyer is a promotional advertisement for loans offered through The Lending Corporation. All loans are subject to credit approval, and the terms are subject to change. TLC/ADM/2026 THE LENDING CORPORATION NMLS 2621251

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