TABLE OF CONTENTS
Product Offering ....................................................................................................5
NON-CONFORMING LOAN PROGRAM ...........................................................6 Profit & Loss 1 st Lien............................................................................................ 7 Profit & Loss 2 nd Lien ...........................................................................................8 Non-QM Second Mortgage ................................................................................9 1099 Income Qualification ...............................................................................10 No Ratio Owner-Occupied................................................................................11 Bank Statement ................................................................................................12 Short Term Rentals ............................................................................................13 Equity Advantage ..............................................................................................14 Asset Depletion ................................................................................................15 Real Estate Investment Loan ............................................................................16 No Ratio .............................................................................................................17 Equity Advantage Non-QM HELOC....................................................................18 Self-Employed Borrower ..................................................................................19 Investment ........................................................................................................20 DSCR Loan Program ..................................................................................20 DSCR Investor Cash Flow..........................................................................21 DSCR Short-Term Rental Program............................................................22 DSCR LLC Borrowing Entity Program....................................................... 23 DSCR Program for 5+ Unit and Commercial Properties...........................24 DSCR Program No Income Need to Qualify .............................................25 85% DSCR Loan........................................................................................ 26 SPECIALTY ASSISTANCE PROGRAM........................................................... 27 Product Enhancements ....................................................................................28 Bridge Now and Sell Later ................................................................................29 Realtor and Buyer Specialty Assistance Program ...........................................30 Real Estate Commissions Rolled In......................................................... 30 Buy Now Sell Later .....................................................................................31 Builders Specialty Assistance Program ......................................................... 32
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