Loan Portfolio

Product Offering We understand that every borrower has unique financial circumstances, and that one size does not fit all when it comes to loans. That’s why we offer arrange of non-QM loan Programs to fit your specific needs.

Non-QM solutions for today’s borrowers:

No Minimum DSCR

LTV Stacking

Up to 75% LTV 2-4 unit and condos allowed Minimum loan amount $150,000

Broker fees and points are stacked on top of requested LTV. Pricing and qualifying stay at original LTV. Allows the broker to make the same compensation, but with more attractive terms to the borrower than their competition offers.

Foreign National Loan

Up to 75% LTV Loan amount up to $3M SFR, 2-4 unit, and condos

Bank Statement Loan

Asset Qualifier & Asset Income Loft Loans

12 to 24 month; business or personal Up to 90% LTV Variable expense factor used; resulting in more qualifying income.

Up to 80% LTV Utilize borrower’s assets to qualify Can be combined w/other income such as W2 and bank statements

DSCR/Investor Loan

Bridge Star Loans

Up to 85% LTV Interest only option, helping more borrowers qualify Table Funding available

Our Bridge Star Loan will pay off the existing loan and provide cash required for the down payment on your new home

Condo Loan

1099 Loan

Up to 90% LTV with a 700 FICO score(not available on non-warrantable or condotels). Up to 75% LTV non-warrantable condos

No tax returns required 10% expense factor used First Time Homebuyers welcomed

Up to 75% LTV condotels Loan amounts up to $4M

1 Year P&L Product

Up to 80% LTV on purchase Minimum 700 FICO score

Let's close your real estate transaction with ease and an on-time close and fund.

Danijella Dragas

www.thelendingcorporation.com +1 949-400-5779 ddragas@thelendingcorporation.com

Company NMLS#:2621251 Personal NMLS#:1099405

"Control risk, the returns will take care of themselves"

This flyer is a promotional advertisement for loans offered through The Lending Corporation. All loans are subject to credit approval, and the terms are subject to change. THE LENDING CORPORATION NMLS 262125

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