ASSET DEPLETION PROGRAM USE ASSETS TO QUALIFY! Ideal for borrowers with strong assets but limited traditional income
CORE CONCEPT
Income = Assets ÷ 60 Months Turn liquid assets into qualifying monthly income No liquidation required
ELIGIBLE ASSETS
100% Counted
80% Counted Stocks Mutual funds Bond funds
Checking accounts Savings accounts Money market accounts Savings bonds CDs
Retirement accounts ( if borrower is over 59 ½ )
50% Counted
70% Counted
Crypto - focused mutual funds / ETFS
Retirement accounts ( if borrower under 59 ½ )
25% Counted
Bitcoin & Ethereum ( held in Coinbase )
QUALIFICATION REQUIREMENTS Minimum eligible assets must meet ONE of : $ 1M total assets , OR 150 % of loan amount , OR $ 400K + 60 months of liabilities ( net of funds to close )
LOAN GUIDELINES
Loan Amount : Up to $ 3 . 5M Cash - Out : Available Minimum Credit Score : 660 DTI : Up to 50 %
Let's close your real estate transaction with ease and an on-time close and fund.
Danijella Dragas
www.thelendingcorporation.com +1 949-400-5779 (Direct Line) ddragas@thelendingcorporation.com +1 917-456-9757 (Mortgage Assisstant)
Personal NMLS#:1099405 Company NMLS#:2621251
"Control risk, the returns will take care of themselves"
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This flyer is a promotional advertisement for loans offered through The Lending Corporation. All loans are subject to credit approval, and the terms are subject to change. TLC/NW/2026 THE LENDING CORPORATION NMLS 2621251
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