Solar - How & Why
FHA Solar and Wind Technology Policy (SWT) Combine home and solar allowing 120% LTV No change to appraisal or down payment amount System is owned free and clear, no UCC filing or 2nd liens Electricity prices in the U.S. have climbed nearly 3% annually for the past 25 years, often making electricity the homeowners' second-largest expense after their mortgage
Solar Benefits Immediate and long term savings Owned Solar can appraise into resale Nearly net zero impact to expenses
WITHOUT The Lending Corporation
WITH The Lending Corporation
FHA PURCHASE
MORTGAGE
$2,000
$2,200
FHA purchase or refinance client will keep nearly identical expenses and still earn the 3.5% up to $13,000.
ELECTRIC BILL
$300
$100
TOTAL
$2,300
$2,300
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