Loan Portfolio

Solar - How & Why

FHA Solar and Wind Technology Policy (SWT) Combine home and solar allowing 120% LTV No change to appraisal or down payment amount System is owned free and clear, no UCC filing or 2nd liens Electricity prices in the U.S. have climbed nearly 3% annually for the past 25 years, often making electricity the homeowners' second-largest expense after their mortgage

Solar Benefits Immediate and long term savings Owned Solar can appraise into resale Nearly net zero impact to expenses

WITHOUT The Lending Corporation

WITH The Lending Corporation

FHA PURCHASE

MORTGAGE

$2,000

$2,200

FHA purchase or refinance client will keep nearly identical expenses and still earn the 3.5% up to $13,000.

ELECTRIC BILL

$300

$100

TOTAL

$2,300

$2,300

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