Omni-Flex Comparison

Short-Term Care Insurance Can...

Product A

Product B

FEATURE

OmniFlex™

Pay Facility & Home Health Care Benefits Provide full Benefit Period for Home Health Aide Offer a Zero-Day Elimination Period for Immediate Access Include Built-in Restoration of Benef its Include a Spousal Discount (10%) Offer Hospital Indemnity Benef its Offer an Inflation Rider — Grows Facility 3 — Grows Home Health Care 3 — Grows Cash Benefits 3 Allow First-Day Access to Daily Cash Benefits Include Hospice Benefits covering Home & Facility Provide built-in Prescription Drug reimbursement

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1

2

Be Incredibly Affordable!

$91.86/m

$113.11/m

$120.36/m

Choose a Short-Term Care solution that can DO MORE ! 1 Facility & HHC Benefits Restore Multiple Times up to Lifetime Max. of 2x Benefit Period. 2 Facility Benefits Restore Once, HHC Benefits Restore Once. Both are limited to the Lifetime Max. of 2x Benefit Period. 3 Applies only if the Inflation Rider is elected Sample Plan Design : IA rates, Male, age 61, single, nontobacco. $200 Facility Benefit, 360 day BP, 20 Facility EP, Maximum HHC Benefit, 360 day HHC BP, 0-day EP.

Underwritten by Standard Life and Casualty Insurance Company, PO Box 510960; Salt Lake City, UT 84151-0690 Questions? 800.369.3600 For producer use only. Not for use with the general public.

Omni-STCcan-ML_0525

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