03
Social Security number (SSN) Eligibility
Document types
Conditions
Product eligibility if conditions are met
Ethos Term – Choice Ethos IUL
To qualify for Ethos Term – Choice or Ethos IUL, see below for If your client has both a valid, eligible visa and an EAD, use the visa. eligible visa types.
If client doesn’t meet other eligibility criteria, they may be routed to¨ È TruStage Term Life — Band 1¡ È TruStage Advantage Whole Lifº È TruStage Guaranteed Acceptance Whole Life
SSN + U.S. visa
Your client will need to upload an image of their visa for identity verification.
To qualify for Ethos Term – Choice or Ethos IUL, your client must meet the following conditions¨ È No intention to travel outside the U.S. within two years of the issue date È M ust have lived in the U.S. for a minimum of 1 8 months È Under regular U.S. - based medical care, and have visited their physician in the last 1 8 months .
Ethos Term – Choice Ethos IUL
If client doesn’t meet other eligibility criteria, they may be routed to¨ È TruStage Term Life — Band 1¡ È TruStage Advantage Whole Lifº È TruStage Guaranteed Acceptance Whole Life
SSN + EAD (no visa)
Y our client will need to upload an image of their EAD for identity veri fi cation.
TruStage Term Life — Band 1 * TruStage Advantage Whole Life TruStage Guaranteed Acceptance Whole Life
N / A — client will be routed to TruStage Advantage Whole Life
SSN only
* TruStage Term Life — Band 1 : Age 25–69: $5K – $ 1 00K , single ris k class, no tobacco
F or more in f o
Please see our FAQs on page 6 for common agent q uestions.
S ee our for training slides and links to all program information. Foreign Nationals resources page
See our for more information about our manual underwriting process. Field Underwriting Guide
Ethos ITIN & V isa Agent Guide
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