WHEN THE SHARKS ARE CIRCLING
Throw Yourself a Financial Lifeline
Whether you’re in your 30s or 60s, the countdown to retirement is ticking away. As a member of the 3 Dimensional Wealth community, you’re likely working to establish a solid plan for your financial future.
If you’re like millions of Americans, you've incorporated the popular 401(k) plan as part of your strategy. With its employer contributions adding momentum to your savings, it can be a worthwhile vehicle. However, if you’re like approximately 35% of retirement plan holders — relying on it as your primary nest egg — it’s important to know there are dangers beneath the surface with traditional accounts like 401(k)s. Just like sharks springing from the depths, market volatility can catch you off guard at the wrong moment, causing significant losses to your traditional accounts, perhaps when you need it the most. ROUGH WATERS AHEAD According to the Federal Reserve, it's inevitable that we'll face yet another economic downturn in the coming months. With your 401(k) exposing your money to market declines, your account value could suffer significant losses when the economy takes a hit. This unfortunate reality might force you to seek new job opportunities or extend your working years just to keep your retirement savings afloat. With another recession circling in the distance, you need to do what you can to safeguard your future. This is why we advise so many of our clients to get their money out of hazardous waters and onto the safer shores. THE VALUE OF SAFETY Many have taken the plunge and repositioned their money out of traditional accounts like 401(k)s and IRAs with a strategic rollout, moving their serious cash to properly structured, maximum-funded Indexed Universal Life policies, or what we call IUL LASER Funds.
market upturns, watching your policy’s cash value increase with tax-free accumulation.
And when the market goes down (like it’s predicted to do soon), your cash value is protected by a 0% guaranteed floor. You won’t lose a dime due to market volatility. Does this mean you should never have a 401(k)? Absolutely not. As we mentioned, with employer contributions, 401(k)s can be a valuable part of your overall financial portfolio. But you want to put more of your money to work in a financial vehicle that can provide safety from market downturns, along with liquidity, predictable rates of return, and significant tax advantages. INFORMED CHOICES By making strategic choices, you can insulate yourself from the downturns of the economy, ensuring the safety and stability of your retirement. That way, when your retirement day finally arrives, you can enjoy it with peace of mind, accessing retirement income tax-free, and passing along your money income-tax-free to your family when you ultimately pass away.
We invite you to learn more about how IUL LASER Funds can protect your future.
Learn how to safeguard your retirement years. Order your free copy of “The Laser Fund” book today.
With an IUL LASER Fund, your money is linked TO the market, not actually IN the market. This means you can participate in
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