HOWTOMAKE YOUR BENEFITS COUNT
EFFECTIVE DENTAL INSURANCE STRATEGIES
SCHEDULE FOLLOW-UPS There’s never a better time to schedule your next appointment than when you’re still in the chair. Talk to your doctor about your dental needs, and work with them to determine when your next appointment should be. Doing this can ensure you stay on track with your care and make the most of your dental plan. LOOK TO THE FUTURE While the window to use your 2018 benefits may be closing, you may soon have an opportunity to change or alter your existing plan. During open enrollment period, you might be able to switch to a different level of coverage within your employer’s plan or shop around for individual coverage. Talking to your dentist or orthodontist about your specific needs and risk factors can give you a better idea of the type of plan that will work best for you in the future. You work hard for your insurance and should take advantage of your benefits. Being proactive about your dental health and determining the best plan for your future needs can help you save money and get the most out of your coverage. Above all, remember that the only thing worse than being overinsured is being underinsured.
The end of the year often coincides with dental insurance benefit deadlines. If you get your insurance through your employer, it may be a good idea to review your plan and ensure you’re getting the most out of your benefits. Even if you can’t get penciled in for an appointment this late in the year, you can make a plan for next year that puts your premiums to good use. Here are some tips for making the most of your dental insurance. BE PROACTIVE Many dental plans offer full coverage for preventive care such as cleanings. Not only does this minimize your out-of-pocket contributions, but it keeps more severe (and expensive) health issues from arising. Annual cleanings are a great way to put your benefits to use while staying two steps ahead of cavities and gum disease.
HOLIDAY ROAST PRIME RIB
LAUGHING GAS
INGREDIENTS
Inspired by Food Network
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1 tablespoon fresh thyme, chopped Salt and freshly ground pepper, to taste
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1 bone-in prime rib (6–7 pounds)
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8 cloves garlic, thinly sliced
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2 cups red wine
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4 cups beef stock
INSTRUCTIONS
1. 30 minutes before cooking, remove roast from fridge and let sit until it reaches room temperature. 2. Heat oven to 350 F. 3. Make small slits in prime rib and stuff with slices of garlic. Liberally season with salt and pepper. 4. Place a rack inside a roasting pan and roast prime rib for 2 hours, until medium-rare. 5. To make au jus, place roasting pan with drippings from roast over 2 burners on high. Add wine and scrape pan as liquid reduces. Add beef stock and cook until reduced by half. Finally, sprinkle in thyme. 6. Slice roast and serve topped with au jus.
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