Each month we will bring you health articles from our partnerships, share free resources, share monthly awareness dates, and include information about available benefits we have curated with YOU in mind. #AllBecauseofYou
Life Well Lived Monthly Wellness Newsletter Bringing health and wellness resources directly to you
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LIFE WELL LIVED
MAY Mental Health Awareness Month
No matter who you are or your circumstances, life can throw you some curve balls. By practicing emotional coping skills and building a support system you trust, you can help boost your resiliency to better navigate these difficult times.
Tips for boosting your resilience
Practice gratitude and mindfulness. These practices can help keep the positive things in your life top of mind and remind you that not everything is bad. 1. Change your perspective. Instead of feeling like bad things always happen to you, or you can never catch a break, try to tell yourself that your current challenge does not have to decide your future. Leaning into hope can help you maintain a positive mindset. 2. Learn from the past. Look at what activities or people helped you through tough times in the past. You may notice a pattern and be able to develop a plan for dealing with difficult situations in the future. 3. Talk to a professional. If you’re having trouble navigating a situation on your own, reach out to a mental health professional to help you create a strategy for moving forward. 4. Care for your body. Eating a nutritious diet, exercising regularly, and getting enough sleep all contribute to better mental health and can help reduce feelings of stress and anxiety. When you feel good physically, you have one less barrier to feeling good mentally. 5. Connect with others. Connecting with a group of like-minded people in your community or with empathetic loved ones can help validate your feelings and give you a sense of belonging and purpose. 6. Pursue your goals. Reflect on something you want to accomplish and think about how you can make progress toward that goal each day. 7. Be proactive. If a problem or situation seems particularly overwhelming, make a list of small steps you can take to manage or overcome it and take them on one at a time. 8. #AllBecauseofYou
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2025
If a friend or family member is showing signs of a mental health issue: Schedule a visit with their regular doctor. Encourage them to meet with a counselor at school or talk with a therapist by video. Talk to a nurse for guidance 24/7 by calling the Nurse Line at the number on your health plan ID card. Use your Employee Assistance Program (EAP) for mental health resources (ours is Telus Health) Minimize access to means of self-harm, such as firearms, prescription medicines, and sharp objects like razors or knives. Call 988 for the confidential Suicide & Crisis Lifeline or go to nearest emergency room What to do when someone needs help
Learn how to respond to cyberbullying
If your child is being cyberbullied, it’s crucial to act, but the Child Mind Institute suggests taking time to talk through the situation with your child and develop a plan of action together. Your plan might include the following steps: Don’t reply or respond. The bully wants to get a reaction from your child, so it’s best for them and you to stay silent. Collect facts. Take a screenshot or copy and save a message before deleting it. Block and unfriend. Block the number on your child’s phone if it’s a text message. Take the person off their buddy or friends list if it’s through IM or a digital platform. Report it. Consider telling teachers about the situation. If the bullying happens online, it might also happen in person. If the bullying occurred on a website or app, go to that company’s site and look for a way to report it. If the message is a real threat to your child’s safety, contact your local police immediately. As a parent, you’ll also want to: Be supportive. Talk to your child about how they are feeling. They likely feel angry, sad, scared, or ashamed. Assure them that you love them and don’t blame them. Watch for signs of distress. Bullying can impact your child’s mental health. If your child shows signs of anxiety or depression, make an appointment for them with their pediatrician or a mental health professional.
ASSOCIATES RECEIVE 5 FREE THERAPY SESSIONS PER ISSUE PER YEAR
2025
LIFE WELL LIVED
Self-care apps for your everyday life Everyone needs support for total health — mind, body, and spirit. These wellness apps can help you navigate life’s challenges, and make small changes to improve your sleep, mood, relationships, and more. It’s self-care made easy, designed to help you live well and thrive. Kaiser offers these to members at no cost.
Recorded Webinars on Mental Health
Mental Health and Me
Coping with Grief & Loss
CLICK HERE FOR REPLAY
CLICK HERE FOR REPLAY
#AllBecauseofYou
2025
LIFE WELL LIVED
Work Smart Get Paid Webinar by DailyPay Managing your finances can be challenging, especially with the amount of information available online. Here’s a simple way to start. Join DailyPay’s free, easy-to-follow webinar: “ Making Money Manageable ” on May 29th, 2025 | 3:00 PM ET to 4:00 PM ET.
Join Hady Mendez, from Boldly Speaking, as she shares: Why talking about money is so scary, and so important. How to become‘financially stable’. How to invest in yourself with smart money moves. PLUS 10 attendees will win a $50 Visa gift card!*
Listen in live on your own time, or anytime after the event on YouTube and enhance your money management skills. RSVP HERE to get the recording link sent to you!
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APRIL Physical Wellness Month
Montage International supports your physical wellness journey by partnering with Active & Fit Direct. For just $28/mo you can find your perfect gym from 12,700+ options nationwide. Create a free account to get instant access to 14,000+ on- demand workout videos and 1-on-1 well-being coaching. To access, visit the Associate Discount Center on BenefitHub and click on the Active & Fit Direct affiliate link. While in there, you can also explore daily deals on fitness equipment, apparel, and more! WATCH THIS VIDEO ON ACTIVE & FIT DIRECT
Every year, National Pet Day celebrates all the wonderful pets that enrich our lives—whether they’re furry, finned, feathered, or otherwise! This special day is dedicated to recognizing the joy and companionship that all pets bring to our homes. Montage International takes pride in our family, and pets are family too! Take advantage of our discounted group rate on pet insurance! National Pets Day is April 11th
CLICK HERE TO ENROLL IN PET INSURANCE TODAY
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Move More
ACTIVE&FIT SPRING INTO FITNESS ACTIVATE YOUR HEALTHY MIND/ HEALTHY BODY WEBINAR SERIES BANK OF AMERICA WEBINARS FIDELITY LIVE WEB MEETINGS HSA BANK UPCOMING WEBINARS
Live Webinars Happening This Month Here are some upcoming informational sessions happening in April that are free for you to join! Register today by clicking the link(s) to receive a calendar invite.
LIFE WELL LIVED
2025
Fit Fitness Into Your Day
LIFE WELL LIVED
2025
Protect Yourself From Stress
When by demands on our time, energy, and resources, we may experience stress. While occasional stress is usually harmless, ongoing stress that we feel challenged disrupts your daily routines can affect your quality of life and potentially put your long-term health at risk. Being able to recognize the
signs of stress and find different strategies to manage it can help you be your healthiest self and avoid larger health problems down the road. If you are having trouble coping with stress, reach out to a doctor or a mental health professional for help.
LIFE WELL LIVED
2025
Do you know the difference between the emergency room and an urgent care? Do you know where to go when you are in need of medical care? In general, the emergency room should be visited if the problem is life threatening. Urgent cares should be visited if the problem is non-life-threatening but is too pressing to wait to see your primary care doctor. The key differences between emergency departments and urgent care centers include more than just what you are being seen for. Other differences include the cost, wait times, and hours of operation. Emergency Room or Urgent Care: Key Differences
Know before you go
Generally, the wait times are shorter at urgent care. Insurance companies accept visits to both urgent cares and emergency rooms. However, the average cost for an urgent care visit is $125-$160 whereas the emergency room could cost $400-$2,000 . Emergency rooms are available 24/7 and not all urgent care locations operate 24/7. Check the hours for those nearest you! Ultrasounds, CT scans, and MRIs are generally not offered at an urgent care, but are available at many emergency rooms or hospitals.
Save every dollar you deserve this tax season.
Get 20% off TurboTax federal products.
Early Refund: Have your federal tax refund direct deposited to your DailyPay Visa® Prepaid Card and get your tax refund up to 5 days early*.
The DailyPay Visa® Prepaid Card is issued by The Bancorp Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. and can be used everywhere Visa debit cards are accepted. Banking services are provided by The Bancorp Bank, N.A., Member FDIC.
Claim Your 20% Discount:
Scan the QR code.
Sign in to your TurboTax account. If you don't have one, create a new account. Complete your federal tax filing. The 20% discount will be automatically applied at checkout. If you set your direct deposit of your federal refund to your DailyPay Card, you are eligible to receive your federal tax refund up to 5 days early.
Visit http://turbotax.intuit.com/lp/yoy/guarantees.jsp for TurboTax product guarantees and other important information. Limited time offer for TurboTax 2024. Discount applies to TurboTax federal products only. Actual prices are determined at the time of print or e-file and are subject to change without notice. Terms, conditions, features, availability, pricing, fees, service and support options subject to change without notice. Intuit, TurboTax and TurboTax Online, among others, are registered trademarks and/or service marks of Intuit Inc. in the United States and other countries.
*Early access to eligible direct deposits made through the Automated Clearing House ACH) network depends on when the payment file is received by the bank. DailyPay generally makes these funds available on the day the payment file is received from the IRS, which may be up to 5 days earlier than the scheduled payment date. Early availability of direct deposits is not guaranteed. Whether we make funds available early depends on when we receive the payment file, any limitations we set on the amount of early availability, and standard fraud prevention screening.
MARCH National Nutrition Month
March is a great time to make sure your diet and habits support your best health. Learn how to shop smart, prepare healthy meals, and practice food safety this month by clicking the link below.
LEARN MORE
Wellness Coaching
Changing your habits can be hard, but working with a wellness coach can help you make it happen. You’ll get one-on-one guidance and support from one dedicated coach who can help you set goals, stick to them, and, most importantly, see results.
We also have our partnership with Active & Fit Direct which gives you access to multiple gyms or studios in your area, a library of workout videos, and virtual wellness coaching sessions. It is only $28 a month to sign up. To register for Active & Fit Direct, log into your Alight Worklife account and click the Active & Fit bubble at the top of the page to be directed to their page using our unique affliate link.
For Kaiser members visit kp.org/coaching
For Anthem members: 1.login to your account 2.click Care 3.click Discounts select Ahara for a personalized meal plan 4.
LIFE WELL LIVED
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LIFE WELL LIVED
2025
Upcoming Workshops Here are some upcoming informational sessions happening in March that are free for you to join! Register today by clicking the link(s) below to receive a calendar invite. HOW TO MAKE THE MOST OF YOUR CARROT BENEFIT WEBINAR ACTIVATE YOUR HEALTHY MIND HEALTHY BODY WEBINAR SERIES BANK OF AMERICA WEBINARS
Get MyPlate nutrition information straight to your home on your Amazon Alexa smart speaker, or on your phone or tablet via the free Amazon Alexa app. MyPlate can help you shop healthy choices within a budget. MyPlate Tips on Alexa
FIDELITY LIVE WEB MEETINGS
HSA BANK UPCOMING WEBINARS
Healthy You Podcast
The importance of nutrition, exercise, and sleep LISTEN HERE
CLICK HERE FOR HEALTHY RECIPES Need Inspiration?
LIFE WELL LIVED
2025
The Importance of Gut Health
FOR ANTHEM MEMBERS SCAN QR CODE
Tax Season and Health Savings Accounts (HSA)
Tax Day is looming, and just about everyone is looking for ways to hold onto more of their hard-earned money. If you are enrolled in the Company’s High-deductible Health Plan (HDHP Medical Plan), you are eligible to take advantage of a Health Savings Account (HSA), which allows you to save money on a pre-tax basis and use these funds to pay for healthcare-related expenses without being taxed. Additionally, Montage International contributes funds to your HSA each paycheck , providing “free money” that you can use as needed for eligible healthcare expenses. For a full list of eligible expenses, visit the IRS website here. To change your per paycheck contribution any time, go to your Alight Worklife portal and click Change HSA Contribution on the left-hand menu.
While HSAs can save you money throughout the year on healthcare, there are a few things you can do during tax season to further maximize savings with an HSA, including:
Take advantage of the triple threat – With an HSA, the amount contributed is a part of a triple tax advantage; tax-free contributions, tax-free withdrawals for qualified medical expenses and tax-free interest earned on savings, making it worthwhile to contribute more if possible, to save money on taxes while putting funds away for future expenses. Earn interest – Unlike funds contributed to a Flexible Spending Account (FSA), unused HSA funds can roll over from year to year and collect interest over time, so if you don’t need all the money this year, you can keep it for future expenses. For information on how to get started with investing funds in your HSABank account go here to get started - HSAInvest. Continue contributing – The deadline to contribute to an HSA to maximize savings for 2024 taxes is April 14, 2025. For the 2025 tax year, individuals can contribute up to $4,300, and families have a maximum of $8,550, both an increase over last year’s limits. As in previous years, people 55 and older can contribute an additional $1,000 catch-up. HSA Bank has this handy Tax 101 FAQ to learn more. HSA Bank and Montage International does not provide legal or tax advice. Please contact your tax professional with any tax- related questions.
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Fidelity administers our Company Retirement Plan. All active associates are able to enroll and set up contributions each paycheck after 30 days of service. We offer both a Pre-Tax 401(k) and a Post-Tax Roth 401(k) option for associates. Take advantage of the full 4% Company match by electing 5% or more of your eligible compensation each paycheck. You may change your contribution amount at any time throughout the year. You also have the ability to set up an automatic 1% increase annually if you would like to set it and forget it. Investing early and often is the best approach to having a great nest egg at 65. Time in the market is better than timing the market. To set up your account for the first time log in to www.401k.com or call Fidelity at 800-835-5097 to get started. ENROLL IN THE COMPANY’S 401(K) PLAN Tax Advantaged Retirement Accounts
Fidelity’s new Financial Wellness Dashboard provides personalized education, tools, and strategies driven by advanced data analytics to deliver relevant views of your financial situation. This dashboard offers: Retirement Planning Help: Displays data that enhances your experience by making it more intuitive, enabling you to make informed financial decisions for your unique retirement goals. Goal Summary: Enables you to set new goals, stay on top of your progress, and choose investment strategies that meet your needs. Financial wellness resources: Empowers you with a variety of resources and tools to help you navigate your financial wellness journey, allowing you to engage deeply on topics most relevant to you. Financial Wellness Dashboard WHERE AM I NOW AND WHAT CAN I DO NEXT?
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FEBRUARY
Heart Health Month Being smart about your heart means knowing what causes heart disease and what your individual risk factors are. Here are some sample questions to ask your healthcare provider to help keep your heart healthy.
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LIFE WELL LIVED
2025
In the U.S., someone needs a blood transfusion every two seconds, creating an ongoing need for donations. By having a supply ready, healthcare providers can have access to blood when their patients need it. Your blood donation matters - it can help save people’s lives!
LIFE WELL LIVED
2025
Once again we will be using Incentfit to capture whether or not you receive the discounted wellness rate on your medical plan for next year. Don’t delay, get your appointment on your calendar today! Schedule your annual physical for 2025! Wear Red Day Wear Red on February 7th to support Heart Health Awareness. Share team pictures to your local People Department for a chance to be on our Instagram page. Preventive Care Our health plans offer preventive care services and immunizations at no cost to you. As long as you use a doctor, pharmacy, or lab in your plan’s network, you won’t have to pay anything. If you go to doctors or facilities that are not in your plan, you may have to pay out of pocket. If you are not sure which exams, tests, or shots are right for you, talk to your doctor.
Upcoming Workshops
Here are some upcoming informational sessions happening in February that are free for you to join! Register today by clicking the link(s) below to receive a calendar invite.
Financial Webinars Bank of America Upcoming Webinars
Fidelity Live Web Meetings
HSA Bank Upcoming Webinars
Wellbeing Webinars
Health Advocate: Understanding Forgiveness
JANUARY
Financial Wellness Month
This month we want to highlight some of the ways we support your financial wellness
goals:
DailyPay On-Demand Pay Program
Bank of America Banking & Investment Program
Disabilty, Life, Critical Illness, and Accident Insurance Benefits
Flexible Spending Accounts (Healthcare, Dependent Care, Parking & Transit FSAs)
Health Savings Account with Company Match
Tuition Reimbursement Program
Traditional and Roth 401(k) plans with Company Match
Associate Discounts with BenefitHub and the Discovery Program
Wealth Education Resources (read onward for more from our partners)
Did you know you have free access to our BenefitHub Associate Discounts Center? Here we not only house our affiliate links to Pet Insurance, Sealy Mattress Discounts, and the Discovery Program, but the site has new deals each day on goods, tickets, and travel! Associate Discounts
1.
Go to:
montageinternational.benefithub.com
Enter this secret code: XDJEGF 2.
3.Sign up & start saving!
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LIFE WELL LIVED
2025
Launching this month, is your Total Rewards Statement. This is a full summary year-to-date of all of your base compensation, bonus, benefit premiums, and employer matches. We are excited to provide you this visibility into your full total rewards package. Navigate to Workday, select Benefits & Pay , and select Total Rewards Statement to view your year-to-date snapshot anytime throughout the year. TOTAL REWARDS STATEMENT IN WORKDAY Coming this Month
Banking & Investing
BANK OF AMERICA PREFERRED REWARDS
From fee waivers, to home equity loan discounts, to cash back opportunities, Bank of America offers perks because you are our associate!
FIND OUT MORE
Tuition Reimbursement
Last year we launched DailyPay which gives all associates the ability to schedule disbursements earlier than payday. Avoid late fees and try it out today! Pay On-Demand LEARN MORE HERE
Eligible associates have 30 days from course completion to submit a Tuition Reimbursement Request in Workday. Navigate to Benefits & Pay and click on Tuition Reimbursement to initiate your request for Fall coursework today!
LIFE WELL LIVED
2025
Want to save for retirement but don’t know where to start? Montage offers a 401(k) plan after 30 days of employment. You can sign up at www.401k.com and elect what percentage you wish to have deducted from each paycheck. WOOHOO FORCED SAVINGS! Small steps can create big progress with compound interest and time on your side. You are able to change your contribution amount at any time. We recommend you take advantage of the Employer Match by electing to contribute at least 5% if you can. Save for Retirement
Medical bills. Car or home repairs. Life can be unpredictable. Get help stashing away some extra cash with Fidelity’s Goal Booster so you're better prepared for whatever may come your way. Goal Booster helps you set and achieve important short- term goals, like saving for an emergency. It's chock full of great features to keep you accountable and on target. Goal Booster SET YOUR RAINY DAY GOAL
Join Fidelity’s live workshop where they can help you nail down the basics, like building a budget, saving for the unexpected, and managing debt. Upcoming Workshop
REGISTER HERE
Get help making the most of your money. Whether you’re balancing the day-to-day, paying down debt, or trying to get (and stay) on target–we’re here to help. Fidelity’s financial wellness checkup is a great starting point toward progress. See how you’re doing, plus find small steps to help you do even better. Financial Wellness Checkup START HERE
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