Vermost Insurance Agency - December 2023

Holiday celebrations are some of the most exciting moments for kids, be it trick-or-treating or tearing open Christmas presents. But properly celebrating New Year’s Eve may be a struggle for the little ones. If you’ve let your kids try to stay up until midnight in previous years, you may have experienced sleepiness, tantrums, and cranky mornings the next day, which isn’t the best way to start the new year. Well, this time around, you can be better prepared! Thanks to countless clever parents sharing their tips and tricks, we’ve compiled the most genius hacks that will make this New Year’s Eve not just kid-friendly but actually fun! A little secret won’t hurt ’em. Have you tried a faux countdown? You can save yourself the headache entirely by implementing a little white lie. Changing all the clocks forward isn’t exactly new, but now, with the help of streaming services and YouTube, you can make a bulletproof fake countdown. At your preferred bedtime, play last year’s New Year’s Eve countdown on the TV. Amp up the celebrations with a rowdy countdown, cheering, and glasses of sparkling apple cider! Then, bring the festivities to an end and get your kids ready for bed. It’s as easy as that! If they do stay up, make it fun! Of course, if you would rather stay up with your children, feel bad lying, or don’t think you could pull the wool over their eyes, then there are some creative ways to keep them entertained until midnight without a meltdown. • Number colorful balloons and let your children pop one every 30 minutes or hour. You can even fill the final balloon with confetti to celebrate New Year’s Day! • Have everyone dress up fancy to make your at-home party feel more like a New York celebration. • Create a bucket list together for everything you want to do in 2024. • Get outside and play with sparklers! • Every hour, turn off the lights, play a song, and crack some glow sticks for a dance party! • Make fun and easy party appetizers together. • Look through old photos and videos of the past year together. When you plan ahead, you can ensure that your kids have enough activities to make it to midnight without any hassle. Of course, the fake countdown is always an option too! Smart Strategies for a Kid- Friendly New Year’s Eve Party Make It to the Countdown Without a Meltdown

Covering Outstanding Debts Life insurance can help settle any outstanding debts you may have, such as a mortgage, car loans, or credit card debt. This relieves your family from the burden of repaying these financial obligations during an already challenging time. Providing for Children’s Education If you have kids, life insurance can secure their future education. It can ensure that funds are available for their educational needs, from primary school through college. Peace of Mind Knowing that your loved ones are protected by life insurance can offer invaluable peace of mind. You can rest assured that they will be able to navigate the challenging period following your passing without financial hardship. With affordable options and a wide range of policies, there is a life insurance solution for everyone. Contact us today to see how we can help you protect your legacy and loved ones for many years to come!

CALL FOR DETAILS OR TO MAKE YOUR APPOINTMENT TODAY (727) 748-2886 Chuck Chucri, CFP®, CLU®, ChFC®, FLMI Financial Advisor The Prudential Insurance Company of America Prudential.com/advisor/chuck-chucri Our financial advisors and financial planners offer financial planning and/or investment advice through Pruco Securities, LLC (Pruco), under the marketing name Prudential Financial Planning Services (PFPS). A financial advisor or financial planner offers securities products and services as a registered representative of Pruco and offers insurance products as an agent of issuing insurance companies. 1 (800) 778-2255 Vermost Insurance is an independent organization and is not an affiliate of Prudential Financial.

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