BENEFIT INFORMATION
Benefit
Who pays the cost?
M.E. Wilson Company pays 100% of the employee cost of the base medical plan. You may enroll your eligible dependents and/or enroll in a buy-up plan, for an additional cost.
Medical Insurance
YOUR BENEFITS PLAN
M.E. Wilson Company offers a variety of benefits allowing you the opportunity to customize a benefits package that meets your personal needs. In the following pages, you’ll learn more about the benefits offered. You’ll also see how choosing the right combination of benefits can help protect you and your family’s health and finances – and your family’s future.
M.E. Wilson Company pays a portion of the employee cost for the base dental plan. You may enroll your eligible dependents and/or enroll in a buy-up plan, for an additional cost.
Dental Insurance
You may elect vision coverage for yourself and your eligible dependents on a voluntary basis and you will be responsible for the cost.
Vision Insurance
Basic Life Insurance
M.E. Wilson Company pays the entire cost.
Voluntary Life Insurance The employee pays the entire cost.
Short Term Disability
The employee pays the entire cost.
M.E. Wilson company will pay 50% of the cost of coverage (100% if waiving medical coverage)
Long Term Disability
M.E. Wilson Company pays 100% of the base plan. You may enroll in a buy-up plan for an additional cost.
Long Term Care
ELIGIBILITY
All Regular full-time employees are eligible to join the M.E. Wilson Company Benefits Plan on the 1st of the month following date of hire. You may also enroll your dependents in the Benefits Plan when you enroll.
Eligible dependents include:
Your legal spouse
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• Your married or unmarried natural children, step-children living with you, legally adopted children and any other children for whom you have legal guardianship, who are:
Under 26 years of age;
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WHEN CAN YOU ENROLL?
► A dependent who is older than 26 years of age, but less than 30 years of age may be eligible for medical benefits. To be eligible, a Dependent must: • Be unmarried and not have dependents of his or her own; AND
You can sign up for Benefits at any of the following times:
Be a resident of Florida or a student; AND
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• After completing your initial eligibility period; • During the annual open enrollment period; • Within 30 days of a qualified family-status change.
• Not have coverage of their own, or covered under any other plan; AND
Not entitled to benefits under Medicare
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If you do not enroll at one of the above times, you must wait for the next annual open enrollment period.
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