3 QUESTIONS TO ASK EVERY FINANCIAL AID OFFICER HOW TO NARROW THE FIELD AND KNOW WHAT TO EXPECT
As we’ve said in the past, the winter of your child’s junior year is an ideal time to start the financial aid process. One of the best things you can do is narrow down the field of prospective schools to those that can meet your financial needs. With that goal in mind, here are three questions you should be asking the financial aid officers of every school.
1. Does your school guarantee to meet 100 percent of my child’s financial need?
transferring schools to keep your child in place despite the rise in price. Find out if you can count on receiving the same amount of aid before your child applies.
The answer will most likely be no. Most schools don’t pay the full amount of their students’ financial need. A good follow-up is to ask what percentage of need the school meets for the average student. This will give you an idea of how much the institution will cover. If the percentage is low, don’t waste your time and money applying.
3. What is your school’s policy on packaging outside scholarships?
Some colleges swap out money earned through outside scholarships with the money they were already going to award you, making the time and effort spent on those outside scholarships worthless. Other schools have a far better policy, swapping out loans in the package they were going to offer you for outside scholarships. Find out how each school left on your list approaches outside scholarships. It can make a significant difference on the final sticker price.
2. If my need remains the same, will my child receive the same aid package?
Some institutions offer freshmen an attractive financial aid package to lure them in their first year, only to pull back the amount of aid in subsequent years. They’re counting on the logistical and emotional difficulties of
HAVE A LAUGH
SWEET AND ZESTY DETOX SALAD
INGREDIENTS
For the Dressing •
For the Salad •
1 large carrot, roughly chopped
3 cups chopped kale leaves
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1/4 cup rice wine vinegar
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2 cups chopped broccoli florets
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2 tablespoons olive oil
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2 cups chopped red cabbage
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1 tablespoon finely chopped ginger
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1 cup matchstick carrots
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1 cup chopped cilantro
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1 tablespoon honey
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1/2 cup toasted slivered almonds
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1 tablespoon white miso
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1/2 teaspoon sesame oil
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1/3 cup sliced green onions
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Salt and pepper, to taste
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1 diced avocado
INSTRUCTIONS
1. To make the salad, add all ingredients to a large bowl; toss to combine. 2. To make the dressing, add all ingredients to a blender or food processor. Pulse until smooth. Season to taste with salt and pepper or add extra honey for a sweeter taste. 3. Drizzle dressing over salad and serve immediately. (Recipe inspired by GimmeSomeOven.com.)
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