We are aware that water drinkers consume fewer calories than nonwater drinkers, and the link between consuming sweetened beverages and obesity attests to this. Beverage brands may boast the supposedly remarkable attributes of their energy drink and mineral water brands, but none can beat the benefits of water — and there’s research to prove it. Water is necessary to keep our bodies functioning, and drinking enough is essential to live healthily and reach our full fitness potential. However, a new development shows that it is possible to unlock even more of water’s potential — by drinking it hot! ENHANCED WEIGHT LOSS While many know that drinking enough can make you feel full, it may actually do much more, depending on the temperature of the water and when you drink it. Research shows that drinking water can increase your metabolic rate and daily energy expenditure, which helps you burn calories and lose weight. If you want to lose weight, try drinking some hot water before your meal. Studies also show that drinking hot water 30–40 minutes before you eat can increase your metabolism by 40%, compared to just 30% from drinking room-temperature water! Additionally, researchers recommend drinking two liters of water, Revived and Revitalized The Wondrous Properties of Hot Water
heated to at least 98.6 degrees Fahrenheit, to kickstart your energy expenditure throughout the day.
CLEANSE YOUR SYSTEM One of the first side effects of drinking hot water is increased body temperature, which can lead to sweating and natural detoxification. Additionally, drinking hot water aids in preventing constipation, bloating, and hemorrhoids and helps break down food faster than cold water.
If you want to lose weight or partake in some natural detoxification, it may be time to incorporate some hot water into your diet. It may be a hot take, but science suggests that ditching soft drinks for some heated H2O will benefit your health! GLOBALIZE YOUR RETIREMENT
What the TSP I Fund Overhaul Means for You
WHAT WILL HAPPEN TO YOUR INVESTMENTS?
The Federal Employees Thrift Savings Plan is undergoing a seismic shift with the introduction of significant changes to its International I Fund this year. This cornerstone of retirement planning for federal employees is evolving to reflect the global economic landscape by offering participants unparalleled opportunities for diversified investment. With this adjustment to the I Fund’s benchmark index, TSP participants will have greater access to more markets. So, what exactly do you need to know about the revamped I Fund in 2024? Let’s dive in. WHAT IS CHANGING? The Federal Retirement Thrift Investment Board will change the I Fund’s benchmark index from the MSCI Europe, Australasia, and Far East Index to the MSCI All Country World Investable Market. The shift will diversify I Fund investments and give participants a wider variety of companies from which to choose. The current index,
for example, includes about 800 large and medium capitalization companies, and the new index will consist of more than 5,000 large, medium, and small companies. It will also add 23 emerging market countries. The latest index excludes investments in the U.S., China, and Hong Kong. The board expects this new index to provide higher returns without significantly increasing risk.
If you already have money invested in the I Fund, it will remain there unless you decide to change your investment. As the index changes, you will continue to have the same access to the I Fund. There should be no disruptions to services like reallocation requests, fund transfers, or changes to your elections. WHAT IS THE TIMELINE FOR THIS CHANGE? The board has yet to announce the exact completion date for the index change to prevent other investors from having an unfair trading advantage. However, the shift will be completed by the end of the year at the latest. TSP fund managers will still need time to sell stocks or buy others for the new index. As the FSP prepares for this significant transition, rest assured that access to the I Fund will continue seamlessly, ensuring stability for your retirement savings strategies.
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